Reply
Regular Contributor
snsforever916
Posts: 142
Registered: ‎06-28-2012

Re: Walmart Credit Limit Increase!!!!


cd2004 wrote:

nice increase...I went from $400-850 today on Walmart and my JCP got a $200 increase as well...loving GE!


My Walmart went from $500 to $1000 and JCP from $800 to $1000 also a $200 increase! Very funny!!!

Starting Scores:
Lender Pull 7/10/2012 EQ 585 EX 617 TU 551
8/2012 MyFico EX 598 01/2013 EX 608 2/2013 EX 620 :smileysurprised:)
9/12/2012 624 (Fico Discover)
02/7/2013 660 (Fico Wally)
At least I'm heading in the right direction!!!

Goal Score:740+, home loan and Get rid of subprime cards!!!



Established Contributor
calihlove75
Posts: 712
Registered: ‎05-16-2012

Re: Walmart Credit Limit Increase!!!!

I went from $2000 to $5000 on my newly opened account, but I called in the request. I wonder if I will still get an automatic CLI when the account hits 4 months old :smileywink: Probably not. I think GE has a maximum amount in mind at approval and disburses it over a specific timeframe..unless you ask. I could be wrong, but it feels like that.

100% Ficos: EX 751, TU 731, Walmart TU fico 740, EQ 741
Inquiries last 2 years/1 year/6 months: EX-7/3/0, TU- 11/6/0, EQ-3/1/0~ app free since 11/23/12
Kohls $600~Amex BCE $2000~ Walmart Discover $6000~NFCU Signature CashRewards $9000~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $450~ Amazon Store $7000~ Fingerhut $1350
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: Walmart Credit Limit Increase!!!!

Congrats

Regular Contributor
aplast
Posts: 150
Registered: ‎06-20-2012

Re: Walmart Credit Limit Increase!!!!

2k to 5k? Very successful sp cli! Interesting way to look at how they could possibly "disperse" the credit limit increases. I'd be curious to see how their increase and internal automated systems really work.
American Express Green - NPSL, Sams Club Discover - 4000, Paypal Smart Connect - 4000, Capital One - 3500, Barclaycard Visa - 2500, Walmart - 1500, Discover IT - 1000, Ashley Furniture Home Store - 1000, Care Credit - 1000.
New Contributor
creditdreamera
Posts: 65
Registered: ‎09-22-2012

Re: Walmart Credit Limit Increase!!!!

when I first got my WalMart, I didn't use it too much, so they started me with a small increase.

 

My progression:
600 > 800 > 2000 > 3000

It's been at $3000 for about two months.

EX -682
EQ -658
TU -663
Valued Contributor
creditnocash
Posts: 1,922
Registered: ‎07-23-2012

Re: Walmart Credit Limit Increase!!!!

walmart hasnt even generated a statement yet for me. (payment due on the 25th) for 3rd statement?

800 to 3k. apped and approved 7/28/12

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
Regular Contributor
bobebob
Posts: 179
Registered: ‎08-14-2011

Re: Walmart Credit Limit Increase!!!!

I opened my Walmart Discover 11/11 

 

Started with $1200 (thought that was a little small, given my other trade lines)

called in at 6 mo and requested invrease to 5K, only got $1800

called in at 9 mo and requested 5K again and got $5800 - go figure.

 

The CLI must have just hit my score.  It bumped up from 806 to 811 today. I'm pretty happy. :smileyhappy:

bobebob || Feb: My FICO SW EQ = 795 ||Feb: Walmart TU Fico=808
Goal = FICO's>800 || In my wallet: CostcoAmEx(20k), DCU Visa Platinum (10k), BoA Visa Signature (17.1k), Walmart Discover (5.8k), AmEx Corporate (5k). All PIF every month.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+