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walmart has decrease my credit from 2200 to 400 but you guys think time to close walmart account don't use it anyway.
@911gt34life wrote:walmart has decrease my credit from 2200 to 400 but you guys think time to close walmart account don't use it anyway.
If you don't use it, I would dump it. Your utilization is already hit from the CL drop. Another $400 won't hurt. It'll be one less card to keep track of!
NFCU MR: $25K | Venture: $21K | Amex ED: $18K | NFCU CR: $18K | Amex BCE: $15K | IT #1: $17.5K | PNC Core: $15K | PPMC: $12K | Wells Fargo: $11K | Savor: 12K | Cap1 QS: $8.5K | Barclays Rewards: $7.75K | IT #2: $7.3K | MLife: $9.5K | Sportsman's Guide: $8.7K | PenFed PR: $5.5K | Elan Plat: $2.3K | TRV: $3.6K | BotW: $3K
Current FICO 8 Scores: EQ: 828| TU: 805 | EX: 814
@911gt34life wrote:walmart has decrease my credit from 2200 to 400 but you guys think time to close walmart account don't use it anyway.
If the account is off no use then close it. Why was the limit decreased?
i have no idea why credit drop but i close it anyway,
When is the last time the account was active?
Note to self: use all Synchrony cards monthly.
Sorry this happened, OP.
Same thing happened to me. Went from a $750 to $100. Don't know what I will do with it so I added my college student daughter as an authorized user so she can pick up items when needed. Other than that I would have closed the card because it is useless to me.