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Valued Contributor
nicholasyud
Posts: 1,588
Registered: ‎08-13-2012

Walmart Discover Approved 2k

[ Edited ]

     After help out my relative first Discover card with 1700 ( in my previous post) .....I was talked to them over about Walmart Card and ask them for second credit card...... go ahead and hit that lovely button today.....and guess wat ?? got a 7 to 10 business day response...oh man does they declined me huhuhuhu...what am i gonna do ?

    Do some google research !! some said its not mean they declined but just need some more info........yeah you all right...... so i listen to most of you guys in here go ahead and call their Credit number( number on application ) after a few security question ....Congrat we approved you with $800 walmart discover card.......

     I was like ? 800 ? heo noooo i just approved for 1700 discover more......so take your advice and call the CSR number list in here........some spanish lady sayin something and i have no idea what she said but be calm and wait for her.....she said she get back to me about 10 mins ? okay 10 mins passed.....hmmm seem like forever.........sorry we cant approve your limit to 2000 at this time the letter would sent to you anytime soon

......Wait.......what you said ? lady: sorry i cant approved your limit at  this time......Well is there anyway i can speak to your manager or Senior customer service ? wait a few more mins.......explain the situation to her manager......she ask me a few question about my credit file.........sahd said Congrat your account immediatelly increase to 2000 .....wow..............ask her name and id number again in case thing went bad........and big thanks to her.......and to you all in here....without you guys my partner would go this far from nothing credit to 3700 credit line....Woo hooooooooooooooo....Love you all.........<3......3700 credit lineeeeeeeeeeeeeeeeeeeee heo yeaaaaaaa


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK
Goal Score: 800


Walmart: 10k | Usaa: 4k | BCE: 3k | Amex Green: NSPL | Cap: 2k | Disco: 1.7k | ORchar: 0.4k

Valued Contributor
jsucool76
Posts: 2,621
Registered: ‎12-11-2011

Re: Walmart Discover Approved 2k


nicholasyud wrote:

     After help out my relative first Discover card with 1700.....I was talked to them over about Walmart Card and ask them for second credit card...... go ahead and hit that lovely button today.....and guess wat ?? got a 7 to 10 business day response...oh man does they declined me huhuhuhu...what am i gonna do ? do some google research !! some said its not mean they declined but just need some more info........yeah you all right...... so i listen to most of you guys in here go ahead and call their Credit number after a few security question ....Congrat we approved you with $800 walmart discover card.......

     I was like ? 800 ? heo noooo i just approved for 1700......so take your advice and call the CSR number list in here........some spanish lady sayin something and i have no idea what she said but be calm and she said she get back with me about 10 mins ? okay 10 mins passed.....hmmm seem like forever.........sorry we cant approve your limit to 2000 at this time the letter would sent to you anytime soon

......Wait.......what you said ? sorry i cant approved your limit at  this time......Well is there anyway i can speak to your manager or Senior something ? wait a few more mins.......explain the situation to her ask me a few question about my credit file.........Congrat your account immediatelly increase to 2000 .....wow..............ask her name and id number again in case thing went bad........and big thanks to her.......and to you all in here....without you guys my partner would go this far from nothing credit to 3700 credit line....Woo hooooooooooooooo....Love you all.........<3......3700 credit lineeeeeeeeeeeeeeeeeeeee heo yeaaaaaaa


Congratulations......

 

 

I think...

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Established Contributor
maiden_girl
Posts: 1,157
Registered: ‎12-29-2011

Re: Walmart Discover Approved 2k


jsucool76 wrote:

nicholasyud wrote:

     After help out my relative first Discover card with 1700.....I was talked to them over about Walmart Card and ask them for second credit card...... go ahead and hit that lovely button today.....and guess wat ?? got a 7 to 10 business day response...oh man does they declined me huhuhuhu...what am i gonna do ? do some google research !! some said its not mean they declined but just need some more info........yeah you all right...... so i listen to most of you guys in here go ahead and call their Credit number after a few security question ....Congrat we approved you with $800 walmart discover card.......

     I was like ? 800 ? heo noooo i just approved for 1700......so take your advice and call the CSR number list in here........some spanish lady sayin something and i have no idea what she said but be calm and she said she get back with me about 10 mins ? okay 10 mins passed.....hmmm seem like forever.........sorry we cant approve your limit to 2000 at this time the letter would sent to you anytime soon

......Wait.......what you said ? sorry i cant approved your limit at  this time......Well is there anyway i can speak to your manager or Senior something ? wait a few more mins.......explain the situation to her ask me a few question about my credit file.........Congrat your account immediatelly increase to 2000 .....wow..............ask her name and id number again in case thing went bad........and big thanks to her.......and to you all in here....without you guys my partner would go this far from nothing credit to 3700 credit line....Woo hooooooooooooooo....Love you all.........<3......3700 credit lineeeeeeeeeeeeeeeeeeeee heo yeaaaaaaa


Congratulations......

 

 

I think...


+1.

 

The truth is out there...

FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k
Valued Contributor
nicholasyud
Posts: 1,588
Registered: ‎08-13-2012

Re: Walmart Discover Approved 2k

hhaha im confused you guys ? .......they approve for 800 but call for recon and get bump immediatelly to 2000 :smileyvery-happy:


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK
Goal Score: 800


Walmart: 10k | Usaa: 4k | BCE: 3k | Amex Green: NSPL | Cap: 2k | Disco: 1.7k | ORchar: 0.4k

Established Contributor
calihlove75
Posts: 711
Registered: ‎05-16-2012

Re: Walmart Discover Approved 2k


jsucool76 wrote:

nicholasyud wrote:

     After help out my relative first Discover card with 1700.....I was talked to them over about Walmart Card and ask them for second credit card...... go ahead and hit that lovely button today.....and guess wat ?? got a 7 to 10 business day response...oh man does they declined me huhuhuhu...what am i gonna do ? do some google research !! some said its not mean they declined but just need some more info........yeah you all right...... so i listen to most of you guys in here go ahead and call their Credit number after a few security question ....Congrat we approved you with $800 walmart discover card.......

     I was like ? 800 ? heo noooo i just approved for 1700......so take your advice and call the CSR number list in here........some spanish lady sayin something and i have no idea what she said but be calm and she said she get back with me about 10 mins ? okay 10 mins passed.....hmmm seem like forever.........sorry we cant approve your limit to 2000 at this time the letter would sent to you anytime soon

......Wait.......what you said ? sorry i cant approved your limit at  this time......Well is there anyway i can speak to your manager or Senior something ? wait a few more mins.......explain the situation to her ask me a few question about my credit file.........Congrat your account immediatelly increase to 2000 .....wow..............ask her name and id number again in case thing went bad........and big thanks to her.......and to you all in here....without you guys my partner would go this far from nothing credit to 3700 credit line....Woo hooooooooooooooo....Love you all.........<3......3700 credit lineeeeeeeeeeeeeeeeeeeee heo yeaaaaaaa


Congratulations......

 

 

I think...


lol

100% Ficos: EX 751, TU 731, Walmart TU fico 740, EQ 741
Inquiries last 2 years/1 year/6 months: EX-7/3/0, TU- 11/6/1, EQ-3/1/0~ app free since 11/23/12
Kohls $600~Amex BCE $2000~ Walmart Discover $6000~NFCU Signature CashRewards $9000~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $450~ Amazon Store $7000~ Fingerhut $1350
Established Contributor
migliogiorni
Posts: 582
Registered: ‎06-27-2012

Re: Walmart Discover Approved 2k

congrats, way to fight for that limit! This forum has taught us all alot and it's awesome.

 

Dallas Cowboys Fan :smileyvery-happy:
Wally: 5k
BofA: 4.9k
Chase: 4k
Citi: 3.5k
JCP: 2.4k
DFS: 2k
Discover: 1.25 k
Valued Contributor
nicholasyud
Posts: 1,588
Registered: ‎08-13-2012

Re: Walmart Discover Approved 2k

yeah man i never thought i would get that bump limit without reading of your adivce from the first day of my credit apps......i mean they taught me more than enuff......


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK
Goal Score: 800


Walmart: 10k | Usaa: 4k | BCE: 3k | Amex Green: NSPL | Cap: 2k | Disco: 1.7k | ORchar: 0.4k

Established Contributor
maiden_girl
Posts: 1,157
Registered: ‎12-29-2011

Re: Walmart Discover Approved 2k


nicholasyud wrote:

hhaha im confused you guys ? .......they approve for 800 but call for recon and get bump immediatelly to 2000 :smileyvery-happy:


LOL welll why didn't you just say soo! Hahaha :smileyvery-happy:

 

The truth is out there...

FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k
Regular Contributor
beautybrainsbooty
Posts: 206
Registered: ‎08-02-2012

Re: Walmart Discover Approved 2k

ummm Congratulations! I love the way you told the story of what happened...I am laughing so hard. Especially the 'what you say lady' part. Classic. Congrats on the credit line my friend!

started mid 500's. Disputed incorrect items and within a month or two my scores have skyrocketed and continue to do so
EQ: 674 > 689 >695 with my new TLs reporting :smileywink:
TU: 661>780
Experian(or as I call them, the devil) I have no clue, they haven't released my report
Goal=720 across the board--currently searching for the perfect *third* card to maximize my profile and score :smileywink:
Valued Contributor
nicholasyud
Posts: 1,588
Registered: ‎08-13-2012

Re: Walmart Discover Approved 2k

lol


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK
Goal Score: 800


Walmart: 10k | Usaa: 4k | BCE: 3k | Amex Green: NSPL | Cap: 2k | Disco: 1.7k | ORchar: 0.4k


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