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Frequent Contributor
bobebob
Posts: 260
Registered: ‎08-14-2011
0

Walmart Discover CL ceiling?

With the exception of my Corporate Amex, my Walmart Discover is my smallest CL @ $5800.

 

It brings down my average credit limit per account.  I'd like to get it up around 10k if I can.

 

Are there some of you out there that have gotten the Walmart Discover up that high?

 

how long did it take, and how much of a pain in the arse was it to accomplish?

 

I started out around $1200, and got to the $5800 with 2 CLI's I asked for.  No auto CLI's.

 

wondering if its worth the effort.

bobebob || Nov: My FICO SW EQ(Upgraded Version) = 822 ||Sept: Walmart TU Fico=838Goal = FICO's>800 || In my wallet: CostcoAmEx(20k), DCU Visa Platinum (10k), BoA Visa Signature (17.1k), Walmart Discover (7.5k), AmEx Corporate (5k). All PIF every month.
Established Contributor
colindidit
Posts: 665
Registered: ‎11-13-2012
0

Re: Walmart Discover CL ceiling?

Call underwriting and tell then it's your lowest card and ask them to match it.
Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Frequent Contributor
OhioCPA
Posts: 471
Registered: ‎03-29-2011
0

Re: Walmart Discover CL ceiling?

[ Edited ]

Not sure if the underwriting is the same, but I just got an increase on my Sam's Discover from $6,019 to $10,000. The new Luv button makes it easy. I opened my account in November 2011 with a starting CL of $1,100. I have received nice increases every requested CLI. I did just run $1k thru the card under a special promotion, but other than that the card gets very little use.

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Valued Contributor
kevinjjc
Posts: 1,375
Registered: ‎01-14-2009
0

Re: Walmart Discover CL ceiling?

I'm personally at 10k on my Walmart Discover, but I've read that there are people on credit forums with 20k limits.

 

I recon'd my initial credit limit...went from 1,300 to 10,000.

Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Walmart Discover CL ceiling?

I have a $15,000 limit. Gonna try for $20,000+ in a month. Call GE Credit Solutions!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
Scupra
Posts: 1,696
Registered: ‎07-12-2012
0

Re: Walmart Discover CL ceiling?


kevinjjc wrote:

I'm personally at 10k on my Walmart Discover, but I've read that there are people on credit forums with 20k limits.

 

I recon'd my initial credit limit...went from 1,300 to 10,000.


Talk about a recon lol!

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
687 EQ FICO 12/2014
680 TU FICO 12/2014
673 EX FICO 12/2014
$14k NFCU Platinum - $25k NFCU cashRewards Sig - $15k NavChek - $6k Barclay Arrival WEMC - $5k Cap1 Quicksilver - $2.2k Amazon Store - $10k Cap1 VentureOne
Frequent Contributor
bobebob
Posts: 260
Registered: ‎08-14-2011
0

Re: Walmart Discover CL ceiling?

I think I'll try talking to the UW directly.  I think last time I just spoke with a first line associate.

 

I will however wait until my refinance closes.  Just in case they get froggy with a HP.  No need to complicate the refi.

bobebob || Nov: My FICO SW EQ(Upgraded Version) = 822 ||Sept: Walmart TU Fico=838Goal = FICO's>800 || In my wallet: CostcoAmEx(20k), DCU Visa Platinum (10k), BoA Visa Signature (17.1k), Walmart Discover (7.5k), AmEx Corporate (5k). All PIF every month.
New Contributor
hammertime
Posts: 59
Registered: ‎03-30-2010
0

Re: Walmart Discover CL ceiling?

Good idea.  Any CLI that takes you above 10k requires UW  approval.  I just went from  4900 to 7500 via LUV button.

Valued Contributor
kevinjjc
Posts: 1,375
Registered: ‎01-14-2009
0

Re: Walmart Discover CL ceiling?


bobebob wrote:

I think I'll try talking to the UW directly.  I think last time I just spoke with a first line associate.

 

I will however wait until my refinance closes.  Just in case they get froggy with a HP.  No need to complicate the refi.


Yeah, call their backdoor # which is listed in the backdoor #'s thread.

 

No need to wait until after your refi to request a CLI, it's a soft pull. Here's a tip: with GECRB backed cards, it's actually better to recon after normal business hours like late nights and the weekends.

Frequent Contributor
Express
Posts: 387
Registered: ‎01-27-2012
0

Re: Walmart Discover CL ceiling?

[ Edited ]

I"ve Pushed the Luv Button and call the backdoor Number in the same week went from 5500 to 10,500

 

 

Yes its worth the effort. 

Money Never Sleeps! ~CL $247,600 .FIC, Amex $10,000
03/05/14: EX 777 EQ 768 TU 765: Beaver Card $20.000: Barclaycard Arrival World MasterCard $20,000 Lowe's Business Amex $3,000
Amex Blue Sky $24,500: Amex Premier Rewards Gold :NPSL: Amex Costco $7000:Chase Freedom $5,000: Home Depot $8,700 Discover IT $7.000 :Citi Thank you Card $16,500: Citi Simplicity $11,500: Chase Sapphire $31,200 :smileyfrustrated:am's Club M/C $19,000 :Cap1 World MC $8500 :Vibe,Credit Union $16,000 :Walmart M/C $14,000
Macy's AMEX $10,000 Macy's Store Card $1700. Alliant C/U 15000

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