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Hello: I have had walmart credit card for almost 3 months. I have read from others experiences that we can request soft pull CLI after 4th month statement gets generated.
So, for a successful CLI, what kind of spending patterns did you all demonstrate? How much did you charge per month and did you let the statements report the balance?
Or is it better to charge some, and pay infull before statement generates? Or does spending/payment patterns does not matter?
Also, how much CLI did you guys request?
I am currently at $10,000 and not sure how much I could ask for SP CLI.
@tennisfan78 wrote:
Hello: I have had walmart credit card for almost 3 months. I have read from others experiences that we can request soft pull CLI after 4th month statement gets generated.
So, for a successful CLI, what kind of spending patterns did you all demonstrate? How much did you charge per month and did you let the statements report the balance?
Or is it better to charge some, and pay infull before statement generates? Or does spending/payment patterns does not matter?
Also, how much CLI did you guys request?
I am currently at $10,000 and not sure how much I could ask for SP CLI.
NICE
Well since its GE, ask for $20K and they will counter you with what they can give you if it is lower.
I dont know what to do with a $10k Walmart card. I would be lost with a $20k card... lol
@ttaurean30 wrote:I dont know what to do with a $10k Walmart card. I would be lost with a $20k card... lol
I would call Credit Solutions after your 4th statement and tell them 20K, they will counter.
1877 379 8173
@awal wrote:
I've been a Walmart card member since November 2012, but most months I pif before my statement cuts. If I pay my balance in full before the statement date, and a statement is not generated does it count towards the 4th statement for CLI purposes? Is 4th statement the same as 4 billing cycles?
It depends on when you got your last CLI if you were successful (4 months from that day). If the account is new, then its 4 statement cuts.
I've also seen some YMMV situations getting increases from Credit Solutions before 4 months, so anything is possible
@ttaurean30 wrote:I dont know what to do with a $10k Walmart card. I would be lost with a $20k card... lol
LOL. I am sure it is only a matter of time before you get $20K