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Valued Member
VinceYoung
Posts: 95
Registered: ‎02-08-2013
0

Walmart / Discover Card

Which one of the numbers should I call to talk with someone about the walmart discover card?

 

I applied last night for the Walmart Discover Card and I was instantly approved (it came up as the Walmart Card). I want to call in to see if I can get them to reconsider me for a Discover card instead. I've seen  people with a worse credit score, credit report and less credit history than myself approved for it so I was hoping to use that as leverage.




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Senior Contributor
myjourney
Posts: 26,602
Registered: ‎02-07-2013
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Re: Walmart / Discover Card

From what I have heard they try approval for discover card first if that doesnt work out by default you are considered for store card...someone chime in if im incorrect pls

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Moderator
09Lexie
Posts: 25,939
Registered: ‎09-13-2012
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Re: Walmart / Discover Card

Valued Member
VinceYoung
Posts: 95
Registered: ‎02-08-2013
0

Re: Walmart / Discover Card

You are correct. I was hoping to call in to a recon. As I said, I've seen people approved with much worse conditions than mine. 

 

722 FICO

1y 5m Credit History

100% on time payments

I had a few (intentional) high balances for my credit card 

Util is now 9%

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Starting Score: 637
Current Score: EQ:712 TransRISK: 724
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Senior Contributor
myjourney
Posts: 26,602
Registered: ‎02-07-2013
0

Re: Walmart / Discover Card

Check the backdoor numbers thread

Good Luck

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Valued Member
VinceYoung
Posts: 95
Registered: ‎02-08-2013
0

Re: Walmart / Discover Card

I had, I am going to try them in a bit, I was just looking to see if anyone had ever been successful and what number they use.




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Current Score: EQ:712 TransRISK: 724
Goal Score: 780


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Frequent Contributor
WarJar101
Posts: 341
Registered: ‎08-14-2012
0

Re: Walmart / Discover Card

Let us know how it goes Vince, keep us in the loop. I'm planning on applying again for those later in the week.

Cap One Platinum MC $2.5k CL (08/12)
Citi Forward Student Visa Card $1.5k CL (09/12)
Express NEXT Card $0.25k CL (02/13), Jcrew CC $0.7k CL(02/13)
AMEX PRG NPSL (03/13), AMEX Gold Delta Skymiles 2k (03/13)
Walmart Credit Card $1.5k (03/13)
TU: 687 FICO (3/13) | EX: 692 Lender Pull (3/13) | EQ: 678 (4/1/13)
Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Walmart / Discover Card

GE usually doesn't do recons or upgrades lol
Good luck !:-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
boomhower
Posts: 1,863
Registered: ‎09-20-2011
0

Re: Walmart / Discover Card


youngandcreditwrthy wrote:
GE usually doesn't do recons or upgrades lol
Good luck !:-)

Traditionally GE isn't recon friendly, but with the recent CLI's they've been giving it's worth a shot.

Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Walmart / Discover Card

The people who give the good clis can't do account upgrades; Ive asked them.

I encourage the op to ask them... Just giving my experience:-)
They are generally a pretty accepting bank; I think this is why they do not allow many exceptions with regard to recons or manual bankcard upgrades.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k

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