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Walmart Discover Upgrade

youngandcreditwrthy
Senior Contributor
‎10-26-2012 02:23 PM
‎10-26-2012 02:23 PM

Re: Walmart Discover Upgrade

I had a zero bal when I got the offer
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 11 of 18
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armbenderc
Valued Contributor
‎10-26-2012 03:57 PM
‎10-26-2012 03:57 PM

Re: Walmart Discover Upgrade

youngandcreditwrthy wrote:
I had a zero bal when I got the offer

It seems more people got upgraded with zero bal than some that carry bal.

 

Oh well, I just PIF mine 5 min agos, now I have to wait for statement to cut next month to get zero bal report Smiley Frustrated

 

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 12 of 18
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Highlighted
Cadillac-XTS
Established Contributor
‎10-26-2012 05:01 PM
‎10-26-2012 05:01 PM

Re: Walmart Discover Upgrade

Congrats on the upgrade

Message 13 of 18
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Sparkz1920
Frequent Contributor
‎10-26-2012 05:52 PM
‎10-26-2012 05:52 PM

Re: Walmart Discover Upgrade

Had about a 50.00 balance
Starting Score: 601
Current Score: 670
Goal Score: 700

Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K
Message 14 of 18
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youngandcreditwrthy
Senior Contributor
‎10-26-2012 07:03 PM
‎10-26-2012 07:03 PM

Re: Walmart Discover Upgrade

I dont think it matters. It was almost maxed out like a year lol then I paid it off and got the upgrade after two months at a zero bal haha.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 15 of 18
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lithium78
Established Contributor
‎10-28-2012 06:40 AM
‎10-28-2012 06:40 AM

Re: Walmart Discover Upgrade

I had a zero balance when I got the upgrade.

Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800
Take the FICO Fitness Challenge
Message 16 of 18
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JonStur
Established Contributor
‎10-28-2012 04:51 PM
‎10-28-2012 04:51 PM

Re: Walmart Discover Upgrade

Had about $200 on mine...

Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club
BCE $12.5K, 5/3 Sig $10K, Wally Discover 10K, Cash+ $9K Sam's Discover 10K, Freedom $6K, Zales $5.5K, More $5K, Cap one $5K, Barclay 2.5K, Household Plat $1.5K, Household Gold $1.5K, Credit One $1K, First Premier Plat $.675K First Premier Gold $.65K
Message 17 of 18
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creditnocash
Valued Contributor
‎10-28-2012 06:01 PM
‎10-28-2012 06:01 PM

Re: Walmart Discover Upgrade

i have a -7.37 balance do i have a better chance? jk (sarcasm) 

 

im looking into the upgrade but not liking the aaoa hit. sometime in the next two years wont be bad though. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 18 of 18
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