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Senior Contributor
youngandcreditwrthy
Posts: 5,869
Registered: ‎08-16-2012

Re: Walmart Discover Upgrade

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‎10-26-2012 02:23 PM

I had a zero bal when I got the offer
Marriott Premier $25k | BCE $24.5K | Wmt Discover $12.5k | BR Visa $12.5k | BankAmericard Visa $25k | CSP $10k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Travelocity Amex $7.7k | Smile Gen $7.25k | Dillard's $4.7k | Express $3.05K | Myponts.com Visa $3.5k | Freedom Visa $1k| Amex Surpass $1k
Message 11 of 18 (702 Views)
 
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Valued Contributor
armbenderc
Posts: 1,325
Registered: ‎09-11-2012

Re: Walmart Discover Upgrade

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‎10-26-2012 03:57 PM

youngandcreditwrthy wrote:
I had a zero bal when I got the offer

It seems more people got upgraded with zero bal than some that carry bal.

 

Oh well, I just PIF mine 5 min agos, now I have to wait for statement to cut next month to get zero bal report :smileyfrustrated:

 

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 12 of 18 (672 Views)
 
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Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: Walmart Discover Upgrade

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‎10-26-2012 05:01 PM

Congrats on the upgrade

Message 13 of 18 (656 Views)
 
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Frequent Contributor
Sparkz1920
Posts: 271
Registered: ‎08-09-2009

Re: Walmart Discover Upgrade

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‎10-26-2012 05:52 PM

Had about a 50.00 balance
Starting Score: 601
Current Score: 670
Goal Score: 700

Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K
Message 14 of 18 (636 Views)
 
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Senior Contributor
youngandcreditwrthy
Posts: 5,869
Registered: ‎08-16-2012

Re: Walmart Discover Upgrade

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‎10-26-2012 07:03 PM

I dont think it matters. It was almost maxed out like a year lol then I paid it off and got the upgrade after two months at a zero bal haha.
Marriott Premier $25k | BCE $24.5K | Wmt Discover $12.5k | BR Visa $12.5k | BankAmericard Visa $25k | CSP $10k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Travelocity Amex $7.7k | Smile Gen $7.25k | Dillard's $4.7k | Express $3.05K | Myponts.com Visa $3.5k | Freedom Visa $1k| Amex Surpass $1k
Message 15 of 18 (620 Views)
 
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Established Contributor
lithium78
Posts: 928
Registered: ‎07-30-2011

Re: Walmart Discover Upgrade

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‎10-28-2012 06:40 AM

I had a zero balance when I got the upgrade.

Starting Score: TU: 566
Current Score: TU: 736 (Walmart FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800
Take the FICO Fitness Challenge
Message 16 of 18 (542 Views)
 
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Established Contributor
JonStur
Posts: 898
Registered: ‎12-25-2010

Re: Walmart Discover Upgrade

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‎10-28-2012 04:51 PM

Had about $200 on mine...

Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club
BCE $12.5K, 5/3 Sig $10K, Wally Discover 10K, Cash+ $9K Sam's Discover 10K, Freedom $6K, Zales $5.5K, More $5K, Cap one $5K, Barclay 2.5K, Household Plat $1.5K, Household Gold $1.5K, Credit One $1K, First Premier Plat $.675K First Premier Gold $.65K
Message 17 of 18 (507 Views)
 
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Valued Contributor
creditnocash
Posts: 2,162
Registered: ‎07-23-2012

Re: Walmart Discover Upgrade

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‎10-28-2012 06:01 PM

i have a -7.37 balance do i have a better chance? jk (sarcasm) 

 

im looking into the upgrade but not liking the aaoa hit. sometime in the next two years wont be bad though. 

Current: EQ 735 Discover 9/5/13 Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: 31k+

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2500
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Message 18 of 18 (472 Views)
 
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