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Senior Contributor
youngandcreditwrthy
Posts: 5,558
Registered: ‎08-16-2012

Re: Walmart Discover Upgrade

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‎10-26-2012 02:23 PM

I had a zero bal when I got the offer
BCE $24.5K | BankAmericard Visa $10k|CSP $6k|Amex Delta Gold $10k | Wmt Discover $12.5k | BR Visa $4.7k | Paypal MC $6.2k| Dillard's $4.7k | Travelocity Amex $7.7k | Smile Gen $6.25k | Freedom Visa $5k | Venture Visa Signature $5k | Discover IT $5.25k| Amazon Store $4.7k | Express $3.05K|Myponts.com Visa $2.5k
Message 11 of 18 (652 Views)
 
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Valued Contributor
armbenderc
Posts: 1,288
Registered: ‎09-11-2012

Re: Walmart Discover Upgrade

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‎10-26-2012 03:57 PM

youngandcreditwrthy wrote:
I had a zero bal when I got the offer

It seems more people got upgraded with zero bal than some that carry bal.

 

Oh well, I just PIF mine 5 min agos, now I have to wait for statement to cut next month to get zero bal report :smileyfrustrated:

 

Current Score: BoA LP 06/13 - 754EX, 09/13 - 754EQ(Auto), Discover LP (03/13): 731TU
2013 Approvals: 3/1/13 - Discover IT, 3/4/13 - Amex BCE, 5/4/13 - CSP, 6/12/13 - Barclay Ring, 6/27/13 - BoA Privileges,
8/06/13 - Citi TY Preferred, 11/04/13 OCCU Duck, 11/22/13 - USBank Cash+
Message 12 of 18 (622 Views)
 
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Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: Walmart Discover Upgrade

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‎10-26-2012 05:01 PM

Congrats on the upgrade

Message 13 of 18 (606 Views)
 
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Frequent Contributor
Sparkz1920
Posts: 271
Registered: ‎08-09-2009

Re: Walmart Discover Upgrade

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‎10-26-2012 05:52 PM

Had about a 50.00 balance
Starting Score: 601
Current Score: 670
Goal Score: 700

Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K
Message 14 of 18 (586 Views)
 
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Senior Contributor
youngandcreditwrthy
Posts: 5,558
Registered: ‎08-16-2012

Re: Walmart Discover Upgrade

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‎10-26-2012 07:03 PM

I dont think it matters. It was almost maxed out like a year lol then I paid it off and got the upgrade after two months at a zero bal haha.
BCE $24.5K | BankAmericard Visa $10k|CSP $6k|Amex Delta Gold $10k | Wmt Discover $12.5k | BR Visa $4.7k | Paypal MC $6.2k| Dillard's $4.7k | Travelocity Amex $7.7k | Smile Gen $6.25k | Freedom Visa $5k | Venture Visa Signature $5k | Discover IT $5.25k| Amazon Store $4.7k | Express $3.05K|Myponts.com Visa $2.5k
Message 15 of 18 (570 Views)
 
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Established Contributor
lithium78
Posts: 905
Registered: ‎07-30-2011

Re: Walmart Discover Upgrade

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‎10-28-2012 06:40 AM

I had a zero balance when I got the upgrade.

Starting Score: TU: 566
Current Score: TU: 736 (Walmart FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800
Take the FICO Fitness Challenge
Message 16 of 18 (492 Views)
 
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Established Contributor
JonStur
Posts: 890
Registered: ‎12-25-2010

Re: Walmart Discover Upgrade

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‎10-28-2012 04:51 PM

Had about $200 on mine...

Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club
BCE $12.5K, 5/3 Sig $10K, Wally Discover 10K, Cash+ $9K Sam's Discover 10K, Freedom $6K, Zales $5.5K, More $5K, Cap one $5K, Barclay 2.5K, Household Plat $1.5K, Household Gold $1.5K, Credit One $1K, First Premier Plat $.675K First Premier Gold $.65K
Message 17 of 18 (457 Views)
 
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Valued Contributor
creditnocash
Posts: 2,151
Registered: ‎07-23-2012

Re: Walmart Discover Upgrade

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‎10-28-2012 06:01 PM

i have a -7.37 balance do i have a better chance? jk (sarcasm) 

 

im looking into the upgrade but not liking the aaoa hit. sometime in the next two years wont be bad though. 

Current: EQ 735 Discover 9/5/13 Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: 31k+

Inquiries (24 Months): EQ 8 TU 7 EX 8 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2500
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Message 18 of 18 (422 Views)
 
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