Credit Cards

turn on suggestions Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Reply
Topic Options
Valued Contributor
youngandcreditwrthy
Posts: 3,931
Registered: ‎08-16-2012

Re: Walmart Discover Upgrade

Options

‎10-26-2012 02:23 PM

I had a zero bal when I got the offer
Paypal Extras Plat MC $25k | Lowe's $15k | Amex BCE $24.5K | Amex Delta Gold $5.5k | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Message 11 of 18 (524 Views)
 
Reply
Established Contributor
armbenderc
Posts: 875
Registered: ‎09-11-2012

Re: Walmart Discover Upgrade

Options

‎10-26-2012 03:57 PM

youngandcreditwrthy wrote:
I had a zero bal when I got the offer

It seems more people got upgraded with zero bal than some that carry bal.

 

Oh well, I just PIF mine 5 min agos, now I have to wait for statement to cut next month to get zero bal report :smileyfrustrated:

 

Current Score: Amex Plus (02/13): 728 EX, 728 EQ, Discover LP (03/13): 731 TU, Walmart TU08 (06/13) 738
2013: 3/1/13 - Discover IT (Approved), 3/4/13 - Amex BCE (Approved), 5/4/13 - CSP (Approved), 6/12/13 - Barclay Ring (Approved)
Message 12 of 18 (494 Views)
 
Reply
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: Walmart Discover Upgrade

Options

‎10-26-2012 05:01 PM

Congrats on the upgrade

Message 13 of 18 (478 Views)
 
Reply
Frequent Contributor
Sparkz1920
Posts: 263
Registered: ‎08-09-2009

Re: Walmart Discover Upgrade

Options

‎10-26-2012 05:52 PM

Had about a 50.00 balance
Starting Score: 601
Current Score: 670
Goal Score: 700

Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K
Message 14 of 18 (458 Views)
 
Reply
Valued Contributor
youngandcreditwrthy
Posts: 3,931
Registered: ‎08-16-2012

Re: Walmart Discover Upgrade

Options

‎10-26-2012 07:03 PM

I dont think it matters. It was almost maxed out like a year lol then I paid it off and got the upgrade after two months at a zero bal haha.
Paypal Extras Plat MC $25k | Lowe's $15k | Amex BCE $24.5K | Amex Delta Gold $5.5k | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Message 15 of 18 (442 Views)
 
Reply
Established Contributor
lithium78
Posts: 775
Registered: ‎07-30-2011

Re: Walmart Discover Upgrade

Options

‎10-28-2012 06:40 AM

I had a zero balance when I got the upgrade.

Starting Score: TU: 566
Current Score: TU: 714 (Walmart FICO); EQ: 747 (MyFico) EX: 695 (MyFico)
Goal Score: 800
Take the FICO Fitness Challenge
Message 16 of 18 (364 Views)
 
Reply
Frequent Contributor
JonStur
Posts: 464
Registered: ‎12-25-2010

Re: Walmart Discover Upgrade

Options

‎10-28-2012 04:51 PM

Had about $200 on mine...

Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club
BCE $12.5K, 5/3 Sig $10K, Wally Discover 10K, Cash+ $9K Sam's Discover 10K, Freedom $6K, Zales $5.5K, More $5K, Cap one $5K, Barclay 2.5K, Household Plat $1.5K, Household Gold $1.5K, Credit One $1K, First Premier Plat $.675K First Premier Gold $.65K
Message 17 of 18 (329 Views)
 
Reply
Valued Contributor
creditnocash
Posts: 1,975
Registered: ‎07-23-2012

Re: Walmart Discover Upgrade

Options

‎10-28-2012 06:01 PM

i have a -7.37 balance do i have a better chance? jk (sarcasm) 

 

im looking into the upgrade but not liking the aaoa hit. sometime in the next two years wont be bad though. 

Current: EQ FICO 675, TU FICO 692, Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
Message 18 of 18 (294 Views)
 
Reply

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+