Re: Walmart Discover Upgrade

youngandcreditwrthy · ‎10-26-2012

I had a zero bal when I got the offer

armbenderc · ‎10-26-2012

@youngandcreditwrthy wrote:
I had a zero bal when I got the offer

It seems more people got upgraded with zero bal than some that carry bal.

Oh well, I just PIF mine 5 min agos, now I have to wait for statement to cut next month to get zero bal report

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%

Cadillac-XTS · ‎10-26-2012

Congrats on the upgrade

Sparkz1920 · ‎10-26-2012

Had about a 50.00 balance

Starting Score: 601
Current Score: 670
Goal Score: 700

Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K

youngandcreditwrthy · ‎10-26-2012

I dont think it matters. It was almost maxed out like a year lol then I paid it off and got the upgrade after two months at a zero bal haha.

lithium78 · ‎10-28-2012

I had a zero balance when I got the upgrade.

Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800
Take the FICO Fitness Challenge

JonStur · ‎10-28-2012

Had about $200 on mine...

Starting Score: TU 595 EX 600 EQ 585
Current Score: TU 820 EX 825 EQ 812
Goal Score: 800 Club (Mission Accomplished)
Amex Platinum, Amex BCP $17.5K, 5/3 Sig $10K, Capital One Quicksilver 15K, Walmart 10K, US Bank Cash+ 15K, Sam's Club 10K, Chase Freedom $6K, Discover More $15K, Chase United Club MileagePlus $33K, Costco $6K, CapOne Quicksilver One $7K, Cap One Quicksilver $5K, Amazon $3K, Barclays $12.5K, Home Depot $7.5K, AppleCard $6K

creditnocash · ‎10-28-2012

i have a -7.37 balance do i have a better chance? jk (sarcasm)

im looking into the upgrade but not liking the aaoa hit. sometime in the next two years wont be bad though.

Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23
Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0

2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Walmart Discover Upgrade

Get your FICO® Score for free