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Established Contributor
eviLution
Posts: 706
Registered: ‎06-11-2012
0

Re: Walmart Discover and Walmart Credit Card

damn, that's a pretty good question! lol

Current Score: DCU EQ 714 - EX+ 746 - WM TU 746
Goal Score: 750+

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 6000 - Chase Freedom: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Contributor
jorgevazquez87
Posts: 81
Registered: ‎12-26-2012
0

Re: Walmart Discover and Walmart Credit Card

Thanks for the advices!

Valued Contributor
creditnocash
Posts: 2,242
Registered: ‎07-23-2012
0

Re: Walmart Discover and Walmart Credit Card


jorgevazquez87 wrote:

Thanks for the advices!


let us know the outcome!

Current: Discover Fico 689 8/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/05/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Valued Contributor
nicholasyud
Posts: 1,734
Registered: ‎08-13-2012
0

Re: Walmart Discover and Walmart Credit Card

i think regret to apps for this card.

Maybe charge about $40 each month to keep the card alive. ;-(


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 9k| Amex: NSPL|Dis: 3.4k|Cap: 3.5k|CAP: 2k|CSP: 5k| Pen:4.5k

Valued Contributor
creditnocash
Posts: 2,242
Registered: ‎07-23-2012
0

Re: Walmart Discover and Walmart Credit Card


nicholasyud wrote:

i think regret to apps for this card.

Maybe charge about $40 each month to keep the card alive. ;-(


why's that ? 

its a reporting line

no af 

and free tu FICO 

 

even if you put  a pack of gum on it and then pay your bill at the register its worth it. 

 

ive probably only put 400 through this card since july and it was on 2 transactions. still worth it for me

Current: Discover Fico 689 8/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/05/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Contributor
jorgevazquez87
Posts: 81
Registered: ‎12-26-2012
0

Re: Walmart Discover and Walmart Credit Card

As I promised, the result.

 

I went today to Walmart to do the on-store credit process. After filling the necessary documents the decision was made in 3 minutes... guess what? I got approved. The funniest thing is that I though that I would be approved with $250 CL but no, they gave me a temporary credit line of $900!!! That's just insane, I really couldn't beleive it. Another good thing is that I got a free TU credit score, guess what? TU gave me 698 compared to Equifax that gave me 671.

 

I would like to thank everyone on helping me with all my questions and concerns in this new process.

 

Now my last and final question: what is the meaning of a temporary credit line?

 

Thanks!!!!

Valued Contributor
creditnocash
Posts: 2,242
Registered: ‎07-23-2012
0

Re: Walmart Discover and Walmart Credit Card

[ Edited ]

jorgevazquez87 wrote:

As I promised, the result.

 

I went today to Walmart to do the on-store credit process. After filling the necessary documents the decision was made in 3 minutes... guess what? I got approved. The funniest thing is that I though that I would be approved with $250 CL but no, they gave me a temporary credit line of $900!!! That's just insane, I really couldn't beleive it. Another good thing is that I got a free TU credit score, guess what? TU gave me 698 compared to Equifax that gave me 671.

 

I would like to thank everyone on helping me with all my questions and concerns in this new process.

 

Now my last and final question: what is the meaning of a temporary credit line?

 

Thanks!!!!


hmm were you approved for a store version or the discover? 

usually the temporary limit is a lower limit until you actually get the card. (which then the full limit is given) 

 

if you logged in for the tu fico on the website you should be able to see the full limit online? 

unless that score is from instore. 

 

dont worry if you subscribe to scorewatch the card will report in a couple days (usually before you even get it)

 

ohh and congrats on the approval!

 

Current: Discover Fico 689 8/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/05/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Contributor
jrodzmc09
Posts: 81
Registered: ‎07-02-2012
0

Re: Walmart Discover and Walmart Credit Card

Just wondering... What other CC's give you free FICO score offers. I.E-Walmart Free TU Fico...

USAA PLATINUM MC: $9.5k | CHASE SAPPHIRE PREFERRED: $5k | NFCU FLAGSHIP REWARDS: $5k | USAA VFW REWARDS: $4k | BARCLAYS FINANCING VISA: $2.3k | CHASE AMAZON REWARDS: $2k | DISCOVER IT: $1k | AMEX BCP: $1K | PAYPAL SC: $1.3k | MACYS: $1.2k | EXPRESS: $600 | NFCU LOC: $2.5k | NFCU AUTO LOAN: $21k
Contributor
jorgevazquez87
Posts: 81
Registered: ‎12-26-2012
0

Re: Walmart Discover and Walmart Credit Card

Hello!

The card is the store card. I haven't changed checked about the full limit on the tu fico website but I will let you know if I find something.
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Walmart Discover and Walmart Credit Card

Congrats on your approval OP


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