Credit Cards

[eviLution]

damn, that's a pretty good question! lol

[jorgevazquez87]

Thanks for the advices!

[creditnocash]

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jorgevazquez87 wrote:

Thanks for the advices!

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let us know the outcome!

[nicholasyud]

i think regret to apps for this card.

Maybe charge about $40 each month to keep the card alive. ;-(

[creditnocash]

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nicholasyud wrote:

i think regret to apps for this card.

Maybe charge about $40 each month to keep the card alive. ;-(

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why's that ? 

its a reporting line

no af 

and free tu FICO 

even if you put  a pack of gum on it and then pay your bill at the register its worth it. 

ive probably only put 400 through this card since july and it was on 2 transactions. still worth it for me

[jorgevazquez87]

As I promised, the result.

I went today to Walmart to do the on-store credit process. After filling the necessary documents the decision was made in 3 minutes... guess what? I got approved. The funniest thing is that I though that I would be approved with $250 CL but no, they gave me a temporary credit line of $900!!! That's just insane, I really couldn't beleive it. Another good thing is that I got a free TU credit score, guess what? TU gave me 698 compared to Equifax that gave me 671.

I would like to thank everyone on helping me with all my questions and concerns in this new process.

Now my last and final question: what is the meaning of a temporary credit line?

Thanks!!!!

[creditnocash]

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jorgevazquez87 wrote:

As I promised, the result.

I went today to Walmart to do the on-store credit process. After filling the necessary documents the decision was made in 3 minutes... guess what? I got approved. The funniest thing is that I though that I would be approved with $250 CL but no, they gave me a temporary credit line of $900!!! That's just insane, I really couldn't beleive it. Another good thing is that I got a free TU credit score, guess what? TU gave me 698 compared to Equifax that gave me 671.

I would like to thank everyone on helping me with all my questions and concerns in this new process.

Now my last and final question: what is the meaning of a temporary credit line?

Thanks!!!!

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hmm were you approved for a store version or the discover? 

usually the temporary limit is a lower limit until you actually get the card. (which then the full limit is given) 

if you logged in for the tu fico on the website you should be able to see the full limit online? 

unless that score is from instore. 

dont worry if you subscribe to scorewatch the card will report in a couple days (usually before you even get it)

ohh and congrats on the approval!

[jrodzmc09]

Just wondering... What other CC's give you free FICO score offers. I.E-Walmart Free TU Fico...

[jorgevazquez87]

Hello!

The card is the store card. I haven't changed checked about the full limit on the tu fico website but I will let you know if I find something.

[Cadillac-XTS]

Congrats on your approval OP