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Walmart Discover approved but

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calihlove75
Established Contributor

Re: I am mad at myself. Walmart application


@CS800 wrote:

I wonder if the Discover version starts with a min CL of $2000?


I don't think so. I could have sworn I saw a discover version approval on here at $800 or $900ish. Maybe I am wrong though. It would be interesting to know how they determine who gets the discover version.

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 21 of 32
jsucool76
Super Contributor

Re: I am mad at myself. Walmart application


@calihlove75 wrote:

@CS800 wrote:

I wonder if the Discover version starts with a min CL of $2000?


I don't think so. I could have sworn I saw a discover version approval on here at $800 or $900ish. Maybe I am wrong though. It would be interesting to know how they determine who gets the discover version.


I think they have a dart board, and when you app they just put your name up, some darts say discover, some say store card, and then they just throw and see which sticks first Smiley Tongue 

Message 22 of 32
calihlove75
Established Contributor

Re: I am mad at myself. Walmart application


@jsucool76 wrote:

@calihlove75 wrote:

@CS800 wrote:

I wonder if the Discover version starts with a min CL of $2000?


I don't think so. I could have sworn I saw a discover version approval on here at $800 or $900ish. Maybe I am wrong though. It would be interesting to know how they determine who gets the discover version.


I think they have a dart board, and when you app they just put your name up, some darts say discover, some say store card, and then they just throw and see which sticks first Smiley Tongue 


Haha, so funny....Sounds like Cap one might be overseeing this one...to cli or not to cli ..lol

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 23 of 32
Jazzzy
Valued Contributor

Re: I am mad at myself. Walmart application


@jsucool76 wrote:

@calihlove75 wrote:

@CS800 wrote:

I wonder if the Discover version starts with a min CL of $2000?


I don't think so. I could have sworn I saw a discover version approval on here at $800 or $900ish. Maybe I am wrong though. It would be interesting to know how they determine who gets the discover version.


I think they have a dart board, and when you app they just put your name up, some darts say discover, some say store card, and then they just throw and see which sticks first Smiley Tongue 


My husband apped in-store yesterday. We didn't need another card...but we want the free TU FICO. (My turn to app next.) He was approved for the Discover. The clerk said, "Oh...the Discover. I don't see that happen very often." They gave him a "temporary" one-day limit of $3k and told him that the actual limit would be decided at some point before he gets the card in the mail.

Just FYI....the most recent TU 04 that we know of his is 785. He doesn't have any baddies. About an 8 year AAoA.

Message 24 of 32
maiden_girl
Valued Contributor

Re: Walmart Discover approved but

Ive been told that the app for Walmart automatically tries for discover. If you cant get that one...they approve you for the store card..
As of 2017, rebuilding...
Message 25 of 32
TNTransplant
Established Contributor

Re: Walmart Discover approved but

OP, congrats on your approval.  Smiley Happy


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Message 26 of 32
Sparkz1920
Frequent Contributor

Re: I am mad at myself. Walmart application


@CS800 wrote:

I wonder if the Discover version starts with a min CL of $2000?


I got 4000....However Ive had the store card for about 1.5 years and was offered the Discover Version when logging in to view my September FICO.


Starting Score: 601
Current Score: 670
Goal Score: 700


Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K
Message 27 of 32
calihlove75
Established Contributor

Re: I am mad at myself. Walmart application


@Jazzzy wrote:

@jsucool76 wrote:

@calihlove75 wrote:

@CS800 wrote:

I wonder if the Discover version starts with a min CL of $2000?


I don't think so. I could have sworn I saw a discover version approval on here at $800 or $900ish. Maybe I am wrong though. It would be interesting to know how they determine who gets the discover version.


I think they have a dart board, and when you app they just put your name up, some darts say discover, some say store card, and then they just throw and see which sticks first Smiley Tongue 


My husband apped in-store yesterday. We didn't need another card...but we want the free TU FICO. (My turn to app next.) He was approved for the Discover. The clerk said, "Oh...the Discover. I don't see that happen very often." They gave him a "temporary" one-day limit of $3k and told him that the actual limit would be decided at some point before he gets the card in the mail.

Just FYI....the most recent TU 04 that we know of his is 785. He doesn't have any baddies. About an 8 year AAoA.


Your husband might get an insane credit limit. My temporary limit to use online (of course I didn't) was only $500 with the regular credit limit being $2000!!

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 28 of 32
WarJar101
Frequent Contributor

Re: I am mad at myself. Walmart application

Question, if you apply for the Walmart credit card and recieve the store card, could you only use it at a Walmart store or could I use it elsewhere? Thanks.

Rebuilding...been out of the game for a minute. Now, after suffering I'm back with greater wisdom. Scores: Currently @ around 6 teens to 20's, across all three EQ,TU, EX
Message 29 of 32
jsucool76
Super Contributor

Re: I am mad at myself. Walmart application

Store card can only be used at the store, Discover version can be used anywhere that accepts discover

 

Edit: You can use it at sam's club too, and walmart gas stations 

 

Message 30 of 32
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