09-15-2012 06:11 PM - edited 09-15-2012 06:32 PM
I am supposed to be laying off applications but after 3 months of filling out the Walmart application and not submitting, today I hit submit ;( I was approved for the walmart discover, starting limit is $2000 but my APR 22.9%? Should I call recon to lower APR and maybe increase limit?
09-15-2012 06:24 PM
22.90% APR is for all applicants, regardless of your credit worthiness. You can't lower it.
09-15-2012 06:33 PM
I think everyone gets the same APR, that is how its listed on the T&Cs. All store cards have high APRs
Okay, I just figured the the discover version might have a lower rate. No problem, at least it has the free fico. Hopefully it will have special financing around the holiday.I have the amazon store account and I love the 6 month no interest deals.
09-15-2012 07:38 PM
09-15-2012 08:06 PM
09-16-2012 06:23 AM
Congrats on the Walmart Discover! 22.9% is the only rate they offer for that card. Enjoy the free TU FICO every month and the financing for Christmas presents. :-)
09-16-2012 06:36 AM
I have a Wells Fargo secured card $300.00 (7-1-2012) and then in Aug. got an Applied secured card $200.00 .
With these scores