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Established Contributor
calihlove75
Posts: 711
Registered: ‎05-16-2012

Re: I am mad at myself. Walmart application

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‎09-16-2012 10:09 AM

CS800 wrote:

I wonder if the Discover version starts with a min CL of $2000?

I don't think so. I could have sworn I saw a discover version approval on here at $800 or $900ish. Maybe I am wrong though. It would be interesting to know how they determine who gets the discover version.

100% Ficos: EX 751, TU 731, Walmart TU fico 740, EQ 741
Inquiries last 2 years/1 year/6 months: EX-7/3/0, TU- 11/6/1, EQ-3/1/0~ app free since 11/23/12
Kohls $600~Amex BCE $2000~ Walmart Discover $6000~NFCU Signature CashRewards $9000~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $450~ Amazon Store $7000~ Fingerhut $1350
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Valued Contributor
jsucool76
Posts: 2,621
Registered: ‎12-11-2011

Re: I am mad at myself. Walmart application

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‎09-16-2012 10:16 AM

calihlove75 wrote:
CS800 wrote:

I wonder if the Discover version starts with a min CL of $2000?

I don't think so. I could have sworn I saw a discover version approval on here at $800 or $900ish. Maybe I am wrong though. It would be interesting to know how they determine who gets the discover version.

I think they have a dart board, and when you app they just put your name up, some darts say discover, some say store card, and then they just throw and see which sticks first :smileytongue: 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Message 22 of 32 (458 Views)
 
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Established Contributor
calihlove75
Posts: 711
Registered: ‎05-16-2012

Re: I am mad at myself. Walmart application

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‎09-16-2012 10:19 AM

jsucool76 wrote:
calihlove75 wrote:
CS800 wrote:

I wonder if the Discover version starts with a min CL of $2000?

I don't think so. I could have sworn I saw a discover version approval on here at $800 or $900ish. Maybe I am wrong though. It would be interesting to know how they determine who gets the discover version.

I think they have a dart board, and when you app they just put your name up, some darts say discover, some say store card, and then they just throw and see which sticks first :smileytongue: 

Haha, so funny....Sounds like Cap one might be overseeing this one...to cli or not to cli ..lol

100% Ficos: EX 751, TU 731, Walmart TU fico 740, EQ 741
Inquiries last 2 years/1 year/6 months: EX-7/3/0, TU- 11/6/1, EQ-3/1/0~ app free since 11/23/12
Kohls $600~Amex BCE $2000~ Walmart Discover $6000~NFCU Signature CashRewards $9000~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $450~ Amazon Store $7000~ Fingerhut $1350
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Jazzzy
Posts: 2,597
Registered: ‎07-29-2009

Re: I am mad at myself. Walmart application

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‎09-16-2012 12:32 PM

jsucool76 wrote:
calihlove75 wrote:
CS800 wrote:

I wonder if the Discover version starts with a min CL of $2000?

I don't think so. I could have sworn I saw a discover version approval on here at $800 or $900ish. Maybe I am wrong though. It would be interesting to know how they determine who gets the discover version.

I think they have a dart board, and when you app they just put your name up, some darts say discover, some say store card, and then they just throw and see which sticks first :smileytongue: 

My husband apped in-store yesterday. We didn't need another card...but we want the free TU FICO. (My turn to app next.) He was approved for the Discover. The clerk said, "Oh...the Discover. I don't see that happen very often." They gave him a "temporary" one-day limit of $3k and told him that the actual limit would be decided at some point before he gets the card in the mail.

Just FYI....the most recent TU 04 that we know of his is 785. He doesn't have any baddies. About an 8 year AAoA.

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maiden_girl
Posts: 1,157
Registered: ‎12-29-2011

Re: Walmart Discover approved but

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‎09-16-2012 01:41 PM

Ive been told that the app for Walmart automatically tries for discover. If you cant get that one...they approve you for the store card..
The truth is out there...
FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k
Message 25 of 32 (417 Views)
 
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TNTransplant
Posts: 685
Registered: ‎01-03-2012

Re: Walmart Discover approved but

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‎09-16-2012 01:52 PM

OP, congrats on your approval.  :smileyhappy:

Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:May 2013: EQ - 749, TU08 - 753, EX - 741 (Amex 4/13)
Goal Score: 760 on each by 12/31/13, Last app - 4/1/13

Take the 2013 FICO Fitness Challenge
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Frequent Contributor
Sparkz1920
Posts: 263
Registered: ‎08-09-2009

Re: I am mad at myself. Walmart application

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‎09-16-2012 01:53 PM

CS800 wrote:

I wonder if the Discover version starts with a min CL of $2000?

I got 4000....However Ive had the store card for about 1.5 years and was offered the Discover Version when logging in to view my September FICO.

Starting Score: 601
Current Score: 670
Goal Score: 700

Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K
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Established Contributor
calihlove75
Posts: 711
Registered: ‎05-16-2012

Re: I am mad at myself. Walmart application

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‎09-16-2012 02:26 PM

Jazzzy wrote:
jsucool76 wrote:
calihlove75 wrote:
CS800 wrote:

I wonder if the Discover version starts with a min CL of $2000?

I don't think so. I could have sworn I saw a discover version approval on here at $800 or $900ish. Maybe I am wrong though. It would be interesting to know how they determine who gets the discover version.

I think they have a dart board, and when you app they just put your name up, some darts say discover, some say store card, and then they just throw and see which sticks first :smileytongue: 

My husband apped in-store yesterday. We didn't need another card...but we want the free TU FICO. (My turn to app next.) He was approved for the Discover. The clerk said, "Oh...the Discover. I don't see that happen very often." They gave him a "temporary" one-day limit of $3k and told him that the actual limit would be decided at some point before he gets the card in the mail.

Just FYI....the most recent TU 04 that we know of his is 785. He doesn't have any baddies. About an 8 year AAoA.

Your husband might get an insane credit limit. My temporary limit to use online (of course I didn't) was only $500 with the regular credit limit being $2000!!

100% Ficos: EX 751, TU 731, Walmart TU fico 740, EQ 741
Inquiries last 2 years/1 year/6 months: EX-7/3/0, TU- 11/6/1, EQ-3/1/0~ app free since 11/23/12
Kohls $600~Amex BCE $2000~ Walmart Discover $6000~NFCU Signature CashRewards $9000~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $450~ Amazon Store $7000~ Fingerhut $1350
Message 28 of 32 (398 Views)
 
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Frequent Contributor
WarJar101
Posts: 340
Registered: ‎08-14-2012

Re: I am mad at myself. Walmart application

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‎09-16-2012 06:53 PM

Question, if you apply for the Walmart credit card and recieve the store card, could you only use it at a Walmart store or could I use it elsewhere? Thanks.

Cap One Platinum MC $2.5k CL (08/12)
Citi Forward Student Visa Card $1.5k CL (09/12)
Express NEXT Card $0.25k CL (02/13), Jcrew CC $0.7k CL(02/13)
AMEX PRG NPSL (03/13), AMEX Gold Delta Skymiles 2k (03/13)
Walmart Credit Card $1.5k (03/13)
TU: 687 FICO (3/13) | EX: 692 Lender Pull (3/13) | EQ: 678 (4/1/13)
Message 29 of 32 (346 Views)
 
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Valued Contributor
jsucool76
Posts: 2,621
Registered: ‎12-11-2011

Re: I am mad at myself. Walmart application

[ Edited ]
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‎09-16-2012 06:54 PM - edited ‎09-16-2012 06:55 PM

Store card can only be used at the store, Discover version can be used anywhere that accepts discover

 

Edit: You can use it at sam's club too, and walmart gas stations 

 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Message 30 of 32 (343 Views)
 
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