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Established Contributor
calihlove75
Posts: 791
Registered: ‎05-16-2012
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Re: I am mad at myself. Walmart application


CS800 wrote:

I wonder if the Discover version starts with a min CL of $2000?


I don't think so. I could have sworn I saw a discover version approval on here at $800 or $900ish. Maybe I am wrong though. It would be interesting to know how they determine who gets the discover version.


100% Ficos: EX 762, TU 767, EQ 762 Inquiries last 1 year/6 months: EX-0/0, TU- 0/0, EQ-1/1~ last credit card app 6/24/13- New car loan 3/8/2014
Discover IT $9500~Kohls $1000~Amex BCE $2000~ Walmart Discover $7500~NFCU Signature CashRewards $16,100~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $2500~ Amazon Store $7000~ Fingerhut $1050
Senior Contributor
jsucool76
Posts: 3,666
Registered: ‎12-11-2011
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Re: I am mad at myself. Walmart application


calihlove75 wrote:

CS800 wrote:

I wonder if the Discover version starts with a min CL of $2000?


I don't think so. I could have sworn I saw a discover version approval on here at $800 or $900ish. Maybe I am wrong though. It would be interesting to know how they determine who gets the discover version.


I think they have a dart board, and when you app they just put your name up, some darts say discover, some say store card, and then they just throw and see which sticks first :smileytongue: 

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Established Contributor
calihlove75
Posts: 791
Registered: ‎05-16-2012
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Re: I am mad at myself. Walmart application


jsucool76 wrote:

calihlove75 wrote:

CS800 wrote:

I wonder if the Discover version starts with a min CL of $2000?


I don't think so. I could have sworn I saw a discover version approval on here at $800 or $900ish. Maybe I am wrong though. It would be interesting to know how they determine who gets the discover version.


I think they have a dart board, and when you app they just put your name up, some darts say discover, some say store card, and then they just throw and see which sticks first :smileytongue: 


Haha, so funny....Sounds like Cap one might be overseeing this one...to cli or not to cli ..lol


100% Ficos: EX 762, TU 767, EQ 762 Inquiries last 1 year/6 months: EX-0/0, TU- 0/0, EQ-1/1~ last credit card app 6/24/13- New car loan 3/8/2014
Discover IT $9500~Kohls $1000~Amex BCE $2000~ Walmart Discover $7500~NFCU Signature CashRewards $16,100~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $2500~ Amazon Store $7000~ Fingerhut $1050
Valued Contributor
Jazzzy
Posts: 2,679
Registered: ‎07-29-2009
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Re: I am mad at myself. Walmart application


jsucool76 wrote:

calihlove75 wrote:

CS800 wrote:

I wonder if the Discover version starts with a min CL of $2000?


I don't think so. I could have sworn I saw a discover version approval on here at $800 or $900ish. Maybe I am wrong though. It would be interesting to know how they determine who gets the discover version.


I think they have a dart board, and when you app they just put your name up, some darts say discover, some say store card, and then they just throw and see which sticks first :smileytongue: 


My husband apped in-store yesterday. We didn't need another card...but we want the free TU FICO. (My turn to app next.) He was approved for the Discover. The clerk said, "Oh...the Discover. I don't see that happen very often." They gave him a "temporary" one-day limit of $3k and told him that the actual limit would be decided at some point before he gets the card in the mail.

Just FYI....the most recent TU 04 that we know of his is 785. He doesn't have any baddies. About an 8 year AAoA.

Valued Contributor
maiden_girl
Posts: 2,108
Registered: ‎12-29-2011
0

Re: Walmart Discover approved but

Ive been told that the app for Walmart automatically tries for discover. If you cant get that one...they approve you for the store card..
The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Established Contributor
TNTransplant
Posts: 772
Registered: ‎01-03-2012
0

Re: Walmart Discover approved but

OP, congrats on your approval.  :smileyhappy:


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Frequent Contributor
Sparkz1920
Posts: 271
Registered: ‎08-09-2009
0

Re: I am mad at myself. Walmart application


CS800 wrote:

I wonder if the Discover version starts with a min CL of $2000?


I got 4000....However Ive had the store card for about 1.5 years and was offered the Discover Version when logging in to view my September FICO.


Starting Score: 601
Current Score: 670
Goal Score: 700


Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K
Established Contributor
calihlove75
Posts: 791
Registered: ‎05-16-2012
0

Re: I am mad at myself. Walmart application


Jazzzy wrote:

jsucool76 wrote:

calihlove75 wrote:

CS800 wrote:

I wonder if the Discover version starts with a min CL of $2000?


I don't think so. I could have sworn I saw a discover version approval on here at $800 or $900ish. Maybe I am wrong though. It would be interesting to know how they determine who gets the discover version.


I think they have a dart board, and when you app they just put your name up, some darts say discover, some say store card, and then they just throw and see which sticks first :smileytongue: 


My husband apped in-store yesterday. We didn't need another card...but we want the free TU FICO. (My turn to app next.) He was approved for the Discover. The clerk said, "Oh...the Discover. I don't see that happen very often." They gave him a "temporary" one-day limit of $3k and told him that the actual limit would be decided at some point before he gets the card in the mail.

Just FYI....the most recent TU 04 that we know of his is 785. He doesn't have any baddies. About an 8 year AAoA.


Your husband might get an insane credit limit. My temporary limit to use online (of course I didn't) was only $500 with the regular credit limit being $2000!!


100% Ficos: EX 762, TU 767, EQ 762 Inquiries last 1 year/6 months: EX-0/0, TU- 0/0, EQ-1/1~ last credit card app 6/24/13- New car loan 3/8/2014
Discover IT $9500~Kohls $1000~Amex BCE $2000~ Walmart Discover $7500~NFCU Signature CashRewards $16,100~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $2500~ Amazon Store $7000~ Fingerhut $1050
Frequent Contributor
WarJar101
Posts: 341
Registered: ‎08-14-2012
0

Re: I am mad at myself. Walmart application

Question, if you apply for the Walmart credit card and recieve the store card, could you only use it at a Walmart store or could I use it elsewhere? Thanks.

Cap One Platinum MC $2.5k CL (08/12)
Citi Forward Student Visa Card $1.5k CL (09/12)
Express NEXT Card $0.25k CL (02/13), Jcrew CC $0.7k CL(02/13)
AMEX PRG NPSL (03/13), AMEX Gold Delta Skymiles 2k (03/13)
Walmart Credit Card $1.5k (03/13)
TU: 687 FICO (3/13) | EX: 692 Lender Pull (3/13) | EQ: 678 (4/1/13)
Senior Contributor
jsucool76
Posts: 3,666
Registered: ‎12-11-2011
0

Re: I am mad at myself. Walmart application

[ Edited ]

Store card can only be used at the store, Discover version can be used anywhere that accepts discover

 

Edit: You can use it at sam's club too, and walmart gas stations 

 

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