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Member
Codert777
Posts: 19
Registered: ‎03-05-2013

Re: Walmart Discover soon to be MC

I was just approved for this card. Can someone explain this to me?

Discover Student Card CL $2000 Wal-mart Discover Card CL $1600 Amazon Store Card CL $800 Playstation Capital One Card CL $300 Macy's Store Card $100
Frequent Contributor
CreditUnionFan
Posts: 404
Registered: ‎10-07-2013

Re: Walmart Discover soon to be MC


Codert777 wrote:

I was just approved for this card. Can someone explain this to me?


If you were just approved for the Walmart store-only card, there is no drastic change.

 

If you were approved for the Discover, or "Dual Card", then you may receive a card with the Discover card initially, but on August 22nd the rewards structure will change to the new structure, and shortly after that you will receive a new card with the Mastercard logo, Mastercard number. Upon activation of the new Mastercard, the WM Discover will be closed. If you don't activate the new Mastercard, at some point the old Discover card will stop working. (I forget that date, but it's within a few months)

I was going to garden... Honest!
Valued Contributor
kevinjjc
Posts: 1,301
Registered: ‎01-14-2009

Re: Walmart Discover soon to be MC

I hope this doesn't result in a new tradeline.

Regular Contributor
iDShaDoW
Posts: 166
Registered: ‎11-07-2007

Re: Walmart Discover soon to be MC

Just got the e-mail from Walmart today notifying me of the upcoming change.

 

If it's a new tradeline I would be very unhappy (especially if it puts a hard pull on your report or something).

 

Does anyone know if this will be affecting the free TU FICO that the we get?  That's pretty much the only reason I signed up for this card.

Walmart Discover TU08 FICO 07/11/14: 775 AMEX EX FICO 08/21/13: 775 PSECU EX FICO 07/05/14: 782
Established Contributor
compassion101
Posts: 570
Registered: ‎06-06-2012

Re: Walmart Discover soon to be MC

Anyone know if we can still withdraw the $100 cash per trip at Walmart without cash advance fees?

Established Contributor
One7
Posts: 858
Registered: ‎07-24-2013

Re: Walmart Discover soon to be MC


iDShaDoW wrote:

Just got the e-mail from Walmart today notifying me of the upcoming change.

 

If it's a new tradeline I would be very unhappy (especially if it puts a hard pull on your report or something).

 

Does anyone know if this will be affecting the free TU FICO that the we get?  That's pretty much the only reason I signed up for this card.


It's definitely be a new TL which totally blows... but they won't be doing a hard pull at all. You'll still be able to get the free FICO, so at least we still have that.

MyFico Current Scores: EX 758 EQ 742 TU 723 (All 3 starting scores were mid 500s 2/18/13 )
BofA Trav Rwds Sig: $10k | Chase CSP Sig: $5k | Citi TYP Sig: $5k | Marriott Premier Sig: $5k | Amex PRG: NPSL | Amex SPG: $3k | Amex Costco: $1.2 | Chase Frdm: $2.2k | Barclays Rwds: $5k | SG Rwds: $8k | Cap 1 GM WEMC: 3k | Wlmart Dcr: $2.5k | Discover It: $1.4k | Dillards Amex: $1k | UFCU: $25k | Cap 1 Sec: $750 | US Bank Plat: $300 | Jared: $5.1k | Kay: $5.1k | CareCredit: $4.5k | Home Depot: $4k | Amazon: $2.25k | PayPal SC: $2.9k | Fingerhut: $1.1k | Chevron: $1.75k | Lowes: $1.5k | Macy's: $1.5k | J. Crew: $4.8k | Express: $1.1k | Buckle: $600
Valued Contributor
-Wade-
Posts: 11,643
Registered: ‎08-13-2013

Re: Walmart Discover soon to be MC


One7 wrote:

iDShaDoW wrote:

Just got the e-mail from Walmart today notifying me of the upcoming change.

 

If it's a new tradeline I would be very unhappy (especially if it puts a hard pull on your report or something).

 

Does anyone know if this will be affecting the free TU FICO that the we get?  That's pretty much the only reason I signed up for this card.


It's definitely be a new TL which totally blows... but they won't be doing a hard pull at all. You'll still be able to get the free FICO, so at least we still have that.


What makes you say that ???? Do you know that for sure ???

*** Old user name newportguy*** Current Score: myFico EQ - 806 (04/04/2014) Discover TU Fico - 808 (07/03/2014) myFico EX - 804 ( 07/08/2014 ) myFico TU - XXX ( xx/xx/xx ) Amex - BCP 10 K * Discover - IT 10.5 K * U.S. Bank Cash + Visa Signature 8.8 K * PenFed - Cash Rewards 5 K * Amex - GDSM 5 K ****** FICO 800 Club Member ******* EQ 806 *** TU 808 *** EX 804 ***
****** ****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 830's Scores
Established Contributor
rom828
Posts: 931
Registered: ‎08-17-2007

Re: Walmart Discover soon to be MC

I really, really don't want this change to affect my AAoA!!

 

Back in 2010 a lot of us waged battle with Kroger when the 123 card  changed banks (from RSB to US Bank) and  replacement card reported as new line. 

 

After 6 months+ of ongoing emails, calls etc  the battle was won and the new card reported with original open date.

 

I'd like to think Walmart would report with original date but I'm not overly optimistic! 

 

I just hate getting hit with new trade line when I'm not doing any applying at all!!!!!!!

FICOS: TU 732(7-18-14) EQ '08 734( 7-23-14) EX 727 (7-23-14)



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