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Member
Posts: 19
Registered: ‎03-05-2013
0

Re: Walmart Discover soon to be MC

I was just approved for this card. Can someone explain this to me?

Discover Student Card CL $2000 Wal-mart Discover Card CL $1600 Amazon Store Card CL $800 Playstation Capital One Card CL $300 Macy's Store Card $100
Valued Contributor
Posts: 1,382
Registered: ‎10-07-2013
0

Re: Walmart Discover soon to be MC


Codert777 wrote:

I was just approved for this card. Can someone explain this to me?


If you were just approved for the Walmart store-only card, there is no drastic change.

 

If you were approved for the Discover, or "Dual Card", then you may receive a card with the Discover card initially, but on August 22nd the rewards structure will change to the new structure, and shortly after that you will receive a new card with the Mastercard logo, Mastercard number. Upon activation of the new Mastercard, the WM Discover will be closed. If you don't activate the new Mastercard, at some point the old Discover card will stop working. (I forget that date, but it's within a few months)

I was going to garden... Honest!
Valued Contributor
Posts: 1,441
Registered: ‎01-14-2009
0

Re: Walmart Discover soon to be MC

I hope this doesn't result in a new tradeline.

Regular Contributor
Posts: 200
Registered: ‎11-07-2007
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Re: Walmart Discover soon to be MC

Just got the e-mail from Walmart today notifying me of the upcoming change.

 

If it's a new tradeline I would be very unhappy (especially if it puts a hard pull on your report or something).

 

Does anyone know if this will be affecting the free TU FICO that the we get?  That's pretty much the only reason I signed up for this card.

Walmart Discover TU08 FICO 12/07/15: 767 PSECU EX V2 FICO 12/05/15: 735
AMEX EX08 FICO 12/19/15: 778 PenFed EQ NG2 FICO 12/01/15: 717
Established Contributor
Posts: 751
Registered: ‎06-06-2012
0

Re: Walmart Discover soon to be MC

Anyone know if we can still withdraw the $100 cash per trip at Walmart without cash advance fees?

Valued Contributor
Posts: 2,894
Registered: ‎07-24-2013
0

Re: Walmart Discover soon to be MC


iDShaDoW wrote:

Just got the e-mail from Walmart today notifying me of the upcoming change.

 

If it's a new tradeline I would be very unhappy (especially if it puts a hard pull on your report or something).

 

Does anyone know if this will be affecting the free TU FICO that the we get?  That's pretty much the only reason I signed up for this card.


It's definitely be a new TL which totally blows... but they won't be doing a hard pull at all. You'll still be able to get the free FICO, so at least we still have that.

EX 810 EQ 805 TU 792 Diners Club WEMC 15k Chase United Club VS 15k | Ritz Carltn VS 5k | Frdom VS 5.4k | CSP VS 5k | Marriott VS 6k Citi Exec AA WEMC 11k | TYP VS 5k | Costco VS 2k | Hilton Reserve VS | Best Buy Visa 2k BofA Trav Rwds VS 10k | Cash Rwds VS 10k | Merrill+ VS 10k Barclay Rwds WMC 5.4k | Hawaii Air WEMC 10k | Aviator Silver WEMC 6k Amex PRG: NPSL | SPG 3k WF Rwds VS 9k | Propel World Amex 2.5k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k NASA 30k Discover It 4.4k | US Bank Plat 300 | Total Rwds VS 11k | SG Rwds 10.3k | Walmrt MC 6k | Lowes 17k | Jared/Kay 7.6k | Bowflex 9k | J Deere 5k | TJ Max 4k | Care 7.6k | Home Depot 14k | Amazon 5k | PPal Extras 6k | Chevron 2.5k | Macys 1.5k | J Crew 18.2k | Marvel 15k | Stash VS 15k | Cabelas 10k
Valued Contributor
Posts: 12,960
Registered: ‎08-13-2013
0

Re: Walmart Discover soon to be MC


One7 wrote:

iDShaDoW wrote:

Just got the e-mail from Walmart today notifying me of the upcoming change.

 

If it's a new tradeline I would be very unhappy (especially if it puts a hard pull on your report or something).

 

Does anyone know if this will be affecting the free TU FICO that the we get?  That's pretty much the only reason I signed up for this card.


It's definitely be a new TL which totally blows... but they won't be doing a hard pull at all. You'll still be able to get the free FICO, so at least we still have that.


What makes you say that ???? Do you know that for sure ???

Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 10 K * Discover - IT 37.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 8.8 K * Amex - GDSM 5 K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Established Contributor
Posts: 935
Registered: ‎08-17-2007
0

Re: Walmart Discover soon to be MC

I really, really don't want this change to affect my AAoA!!

 

Back in 2010 a lot of us waged battle with Kroger when the 123 card  changed banks (from RSB to US Bank) and  replacement card reported as new line. 

 

After 6 months+ of ongoing emails, calls etc  the battle was won and the new card reported with original open date.

 

I'd like to think Walmart would report with original date but I'm not overly optimistic! 

 

I just hate getting hit with new trade line when I'm not doing any applying at all!!!!!!!

FICOS: TU 732(05-16-16) EQ '08 739( 05-16-16) EX 737 (08-17-16)

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