youngandcreditwrthy wrote:
I'm at $2,500, but have the Wmt Discover now. Store card got to $2,400. My scores now are like 670-680'ish. In order for them to approve a brand new Wmt Discover account, it seems like the applicant needs to have extensive 'bank card' experience. By bank card, I mean like current Visa, MC, Amex, Discover
that was my problem. that when i apped (mostly instore obviously.) was only offered store versions.
walmart i did on line and did not recon since i would just let my parents use the card to get stuff at walmart.
i really apped for the tu score. but might go there more often now. (before maybe once every 3-4 months)
Starting Score: TU 686 EX 641 EQ 690
Wallet: FNBO DISC 7.5k, , Chase Freedom 3.3k & Slate 3.3k, AMEX BCP 7.5k & AMEX Hilton Surpass 5.5k & AMEX Zync NPSL, Walmart 3.3k, CapOne AU 1.5k
I got a Walmart store card back in 2008 with scores in the high 500s, so I guess I was pretty lucky. I started with a $300 limit and it grew to $1500 and then they upgraded me to a Walmart Discover with a CL of $2000. No CLIs since then, but I use it very sparingly since my Discover More has much better rewards. The Walmart Discover may get some action during the holidays, if I decide I want to use their 0% financing for gifts.
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