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Contributor
Posts: 97
Registered: ‎07-22-2011
0

Walmart Discover

[ Edited ]

I received the automatic upgrade Walmart Discover card in the mail yesterday.  My previous CL was $900 (on the GE Card).  When I activated the Discover it stated new line was $3K.  The card looks awesome....It states that the new Credit Line will replace the old.  When I log in to Walmart.  I can see two separate accounts.  Can anyone confirm that the original account balance gets merged with the new Discover line?

 

 


Starting Score: <600 & No Score 2/2011
Current Score EQ : 726
Current Score (TU Walmart): 676
Goal Score: 750


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Valued Contributor
Posts: 1,738
Registered: ‎08-13-2012
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Re: Walmart Discover

Very nice Congrat..........How long did you had your card before they updated to Diccover version ? 1 years ???


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Senior Contributor
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Walmart Discover

Congrats. Old acct will close. Pretty sure the bal xfers over. Int rate shoul stay the same
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Contributor
Posts: 97
Registered: ‎07-22-2011
0

Re: Walmart Discover

^   13 months.


Starting Score: <600 & No Score 2/2011
Current Score EQ : 726
Current Score (TU Walmart): 676
Goal Score: 750


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Valued Contributor
Posts: 1,346
Registered: ‎04-15-2011
0

Re: Walmart Discover


buildingitbackup wrote:

I received the automatic upgrade Walmart Discover card in the mail yesterday.  My previous CL was $900 (on the GE Card).  When I activated the Discover it stated new line was $3K.  The card looks awesome....It states that the new Credit Line will replace the old.  When I log in to Walmart.  I can see two separate accounts.  Can anyone confirm that the original account balance gets merged with the new Discover line?

 

 


 

After a while you'll see the old account as "Closed" with a Zero balance, the new account will show the balance (and any new additional charges).

 

When it shows up on your CR, the old account will show "closed, moved to another dept" (or something along that line).  

 

But yes, you'll see the 2 separate accounts for a long time even though the old one is closed.

 

Congrats on the Upgrade btw!  :smileyhappy:

Senior Contributor
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Walmart Discover

Yes! Congrats!! I got my upgrade after two years! I pif; I just use it for the gas discount and sometimes quick cash! Lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
Posts: 1,738
Registered: ‎08-13-2012
0

Re: Walmart Discover


RyVision wrote:

buildingitbackup wrote:

I received the automatic upgrade Walmart Discover card in the mail yesterday.  My previous CL was $900 (on the GE Card).  When I activated the Discover it stated new line was $3K.  The card looks awesome....It states that the new Credit Line will replace the old.  When I log in to Walmart.  I can see two separate accounts.  Can anyone confirm that the original account balance gets merged with the new Discover line?

 

 


 

After a while you'll see the old account as "Closed" with a Zero balance, the new account will show the balance (and any new additional charges).

 

When it shows up on your CR, the old account will show "closed, moved to another dept" (or something along that line).  

 

But yes, you'll see the 2 separate accounts for a long time even though the old one is closed.

 

Congrats on the Upgrade btw!  :smileyhappy:


its going two seperate trade line put on credit report ????? well this going to low AAOA for sure ;-(


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Senior Contributor
Posts: 4,573
Registered: ‎12-11-2011
0

Re: Walmart Discover

Yeah they close your original account and open a new one.

Also if that is just a photoshopped pic of your personal card it is going to be removed. FYI
;
Valued Contributor
Posts: 1,399
Registered: ‎09-01-2011
0

Re: Walmart Discover

Surprised no WM logo but it is a nice looking card, thanks for posting.

Established Contributor
Posts: 567
Registered: ‎09-10-2012
0

Re: Walmart Discover

Nice card

 

Itching me :smileyvery-happy:


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