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I'm not sure if this would be the right time to start applying for cards or not as my current scores are listed below. I do have one unpaid collection that reports on all 3 reports that I have been trying to get off my CR for some time now, and am considering taking legal action against the apartment complex that the monies are owed to. Besides that with having a collection on my report form 4 years ago prevent me from not being able to get this card? Thanks!
Do you have any positive TLs or credit cards what is your aaa and how many inquires. These are needed to give any kind of input on your chances.
@coldnmn wrote:Do you have any positive TLs or credit cards what is your aaa and how many inquires. These are needed to give any kind of input on your chances.
+1
Also be aware when applying for a Walmart card the Discover version is considered first and if you don't meet the requirements then the store card by default is considered
Duplicate post more information was given in rebuilding.