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Contributor
buildingitbackup
Posts: 97
Registered: ‎07-22-2011

Walmart Discover

[ Edited ]

I received the automatic upgrade Walmart Discover card in the mail yesterday.  My previous CL was $900 (on the GE Card).  When I activated the Discover it stated new line was $3K.  The card looks awesome....It states that the new Credit Line will replace the old.  When I log in to Walmart.  I can see two separate accounts.  Can anyone confirm that the original account balance gets merged with the new Discover line?

 

 


Starting Score: <600 & No Score 2/2011
Current Score EQ : 726
Current Score (TU Walmart): 676
Goal Score: 750


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Valued Contributor
nicholasyud
Posts: 1,734
Registered: ‎08-13-2012

Re: Walmart Discover

Very nice Congrat..........How long did you had your card before they updated to Diccover version ? 1 years ???


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 9k| Amex: NSPL|Dis: 3.4k|Cap: 3.5k|CAP: 2k|CSP: 5k| Pen:4.5k

Senior Contributor
youngandcreditwrthy
Posts: 6,137
Registered: ‎08-16-2012

Re: Walmart Discover

Congrats. Old acct will close. Pretty sure the bal xfers over. Int rate shoul stay the same
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k | Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Contributor
buildingitbackup
Posts: 97
Registered: ‎07-22-2011

Re: Walmart Discover

^   13 months.


Starting Score: <600 & No Score 2/2011
Current Score EQ : 726
Current Score (TU Walmart): 676
Goal Score: 750


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Valued Contributor
RyVision
Posts: 1,346
Registered: ‎04-15-2011

Re: Walmart Discover


buildingitbackup wrote:

I received the automatic upgrade Walmart Discover card in the mail yesterday.  My previous CL was $900 (on the GE Card).  When I activated the Discover it stated new line was $3K.  The card looks awesome....It states that the new Credit Line will replace the old.  When I log in to Walmart.  I can see two separate accounts.  Can anyone confirm that the original account balance gets merged with the new Discover line?

 

 


 

After a while you'll see the old account as "Closed" with a Zero balance, the new account will show the balance (and any new additional charges).

 

When it shows up on your CR, the old account will show "closed, moved to another dept" (or something along that line).  

 

But yes, you'll see the 2 separate accounts for a long time even though the old one is closed.

 

Congrats on the Upgrade btw!  :smileyhappy:

Senior Contributor
youngandcreditwrthy
Posts: 6,137
Registered: ‎08-16-2012

Re: Walmart Discover

Yes! Congrats!! I got my upgrade after two years! I pif; I just use it for the gas discount and sometimes quick cash! Lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k | Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
nicholasyud
Posts: 1,734
Registered: ‎08-13-2012

Re: Walmart Discover


RyVision wrote:

buildingitbackup wrote:

I received the automatic upgrade Walmart Discover card in the mail yesterday.  My previous CL was $900 (on the GE Card).  When I activated the Discover it stated new line was $3K.  The card looks awesome....It states that the new Credit Line will replace the old.  When I log in to Walmart.  I can see two separate accounts.  Can anyone confirm that the original account balance gets merged with the new Discover line?

 

 


 

After a while you'll see the old account as "Closed" with a Zero balance, the new account will show the balance (and any new additional charges).

 

When it shows up on your CR, the old account will show "closed, moved to another dept" (or something along that line).  

 

But yes, you'll see the 2 separate accounts for a long time even though the old one is closed.

 

Congrats on the Upgrade btw!  :smileyhappy:


its going two seperate trade line put on credit report ????? well this going to low AAOA for sure ;-(


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 9k| Amex: NSPL|Dis: 3.4k|Cap: 3.5k|CAP: 2k|CSP: 5k| Pen:4.5k

Valued Contributor
jsucool76
Posts: 2,769
Registered: ‎12-11-2011

Re: Walmart Discover

Yeah they close your original account and open a new one.

Also if that is just a photoshopped pic of your personal card it is going to be removed. FYI
Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart Discover: 2000CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1500CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Valued Contributor
mxp114
Posts: 1,350
Registered: ‎09-01-2011

Re: Walmart Discover

Surprised no WM logo but it is a nice looking card, thanks for posting.

Established Contributor
shakalaka
Posts: 547
Registered: ‎09-10-2012

Re: Walmart Discover

Nice card

 

Itching me :smileyvery-happy:


Amex Platinum (NPSL) | Amex BCE (33,400) | Chase Sapphire Preferred (17,400) | Discover IT (12,700) | Chase Freedom (4,800) | Walmart (4,500) | CapOne (1,500) | Alliant CU Visa | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

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