Reply
Contributor
Posts: 97
Registered: ‎07-22-2011
0

Walmart Discover

[ Edited ]

I received the automatic upgrade Walmart Discover card in the mail yesterday.  My previous CL was $900 (on the GE Card).  When I activated the Discover it stated new line was $3K.  The card looks awesome....It states that the new Credit Line will replace the old.  When I log in to Walmart.  I can see two separate accounts.  Can anyone confirm that the original account balance gets merged with the new Discover line?

 

 


Starting Score: <600 & No Score 2/2011
Current Score EQ : 726
Current Score (TU Walmart): 676
Goal Score: 750


Take the FICO Fitness Challenge
Valued Contributor
Posts: 1,738
Registered: ‎08-13-2012
0

Re: Walmart Discover

Very nice Congrat..........How long did you had your card before they updated to Diccover version ? 1 years ???


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Senior Contributor
Posts: 6,276
Registered: ‎08-16-2012
0

Re: Walmart Discover

Congrats. Old acct will close. Pretty sure the bal xfers over. Int rate shoul stay the same
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Contributor
Posts: 97
Registered: ‎07-22-2011
0

Re: Walmart Discover

^   13 months.


Starting Score: <600 & No Score 2/2011
Current Score EQ : 726
Current Score (TU Walmart): 676
Goal Score: 750


Take the FICO Fitness Challenge
Valued Contributor
Posts: 1,346
Registered: ‎04-15-2011
0

Re: Walmart Discover


buildingitbackup wrote:

I received the automatic upgrade Walmart Discover card in the mail yesterday.  My previous CL was $900 (on the GE Card).  When I activated the Discover it stated new line was $3K.  The card looks awesome....It states that the new Credit Line will replace the old.  When I log in to Walmart.  I can see two separate accounts.  Can anyone confirm that the original account balance gets merged with the new Discover line?

 

 


 

After a while you'll see the old account as "Closed" with a Zero balance, the new account will show the balance (and any new additional charges).

 

When it shows up on your CR, the old account will show "closed, moved to another dept" (or something along that line).  

 

But yes, you'll see the 2 separate accounts for a long time even though the old one is closed.

 

Congrats on the Upgrade btw!  Smiley Happy

Senior Contributor
Posts: 6,276
Registered: ‎08-16-2012
0

Re: Walmart Discover

Yes! Congrats!! I got my upgrade after two years! I pif; I just use it for the gas discount and sometimes quick cash! Lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
Posts: 1,738
Registered: ‎08-13-2012
0

Re: Walmart Discover


RyVision wrote:

buildingitbackup wrote:

I received the automatic upgrade Walmart Discover card in the mail yesterday.  My previous CL was $900 (on the GE Card).  When I activated the Discover it stated new line was $3K.  The card looks awesome....It states that the new Credit Line will replace the old.  When I log in to Walmart.  I can see two separate accounts.  Can anyone confirm that the original account balance gets merged with the new Discover line?

 

 


 

After a while you'll see the old account as "Closed" with a Zero balance, the new account will show the balance (and any new additional charges).

 

When it shows up on your CR, the old account will show "closed, moved to another dept" (or something along that line).  

 

But yes, you'll see the 2 separate accounts for a long time even though the old one is closed.

 

Congrats on the Upgrade btw!  Smiley Happy


its going two seperate trade line put on credit report ????? well this going to low AAOA for sure ;-(


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Super Contributor
Posts: 5,754
Registered: ‎12-11-2011
0

Re: Walmart Discover

Yeah they close your original account and open a new one.

Also if that is just a photoshopped pic of your personal card it is going to be removed. FYI
;
Valued Contributor
Posts: 1,491
Registered: ‎09-01-2011
0

Re: Walmart Discover

Surprised no WM logo but it is a nice looking card, thanks for posting.

Established Contributor
Posts: 569
Registered: ‎09-10-2012
0

Re: Walmart Discover

Nice card

 

Itching me Smiley Very Happy

Amex Platinum (NPSL) | Amex BCE (33,400) | Chase Sapphire Preferred (24,800) | Discover IT (16,200) | Citi DCB (7,000) | CapOne (7,000) | Chase Freedom (6,300) | Walmart (4,500) | Alliant CU Visa | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)


Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.