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Walmart FICO Scores Up for August

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qtcbcute
Contributor

Re: Walmart FICO Scores Up for August

Up 18 points from 671 to 689! I can't stop Smiley LOL



Starting Score: ?
Current Score: ?
Goal Score: 720


Take the myFICO Fitness Challenge
Message 31 of 62
iMacDrew
Frequent Contributor

Re: Walmart FICO Scores Up for August

as of Aug 6. TU fico is 756. Will probably go down quite a bit in Sept . after reading how slow TU is at reporting.

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Message 32 of 62
Scope27
Regular Contributor

Re: Walmart FICO Scores Up for August

Went down one point from 637 to 636. Probably due to my utilization on my Amazon card being high. Should be higher next month since all my balances are down and my utilization should be at 3% when my CR's updates
Message 33 of 62
Repo-ed
Senior Contributor

Re: Walmart FICO Scores Up for August

Up 19 pointsts to 674 via Walmart scoring

 

Down 30 points to 655 via MyFICO scoring

 

 

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 34 of 62
Tonya-E
Established Contributor

Re: Walmart FICO Scores Up for August

Up 3 points to 760! I'll take it
Wallet: Amex BCP-45k| Barclays Rewards MC-26.3k| Citi Thank You Preferred-27.5k| Citi Double Cash-14k| Target MC-11.5k| Walmart MC-7.5k| Chase Freedom Unlimited Signature-6k


Take the myFICO Fitness Challenge
Message 35 of 62
kobe2012
Established Contributor

Re: Walmart FICO Scores Up for August

Smiley Sad

Down 5 points 645-640... Util went from 10% to 28% ... 


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 36 of 62
Booner72
Senior Contributor

Re: Walmart FICO Scores Up for August


@OlegWasHere wrote:

@Booner72 wrote:
Up 20 for getting rid of that scandelous collection.

Found out got a 300 CLI

you got a 300 cli on walmart? or another card. i was like how would walmart know? lol . 

 

 

and still the same august 7th 738. =| 


When I logged on to see the score I saw my Walmart CLI had gone up 300.

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Message 37 of 62
Repo-ed
Senior Contributor

Re: Walmart FICO Scores Up for August


@kobe2012 wrote:

Smiley Sad

Down 5 points 645-640... Util went from 10% to 28% ... 


All it takes is a pmt to get those points back and even more, depending on the util%

 

I wouldn't be discouraged.

 

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 38 of 62
wreith
Frequent Contributor

Re: Walmart FICO Scores Up for August

Up 14 to 642, will pull my fico today see if what the change is on that.

MyFico down 21 to 679, most likely due to new accounts finally showing.

01/06/2015 Walmart TU 726
01/06/2015MyFico EQ 705
01/10/2014 USAA FAKO EX 728, EQ 728, TU 728
Discover It $1700, USAA Cash Rewards AMEX $11K, USAA Rewards Platinum MC $12K, CareCredit $13.2K, Chase Freedom $5000, Walmart $4500, Lowes $9800, QVC $1200, HSN $2350, Macys Red Star Store $2900, Paypal smart connect $4022, VS Angelcard $1200, Amazon Store $2500, BCE $4K, Sam's Club Discover $8500, Home Depot $7200, FNBO AMEX $7800
Message 39 of 62
kobe2012
Established Contributor

Re: Walmart FICO Scores Up for August


@Repo-ed wrote:

@kobe2012 wrote:

Smiley Sad

Down 5 points 645-640... Util went from 10% to 28% ... 


All it takes is a pmt to get those points back and even more, depending on the util%

 

I wouldn't be discouraged.

 

Yea, and i have 4 new accounts the past 3 months...hopefully ill see improvement when iget my util down and my accounts age

 


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 40 of 62
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