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Regular Contributor
cd2004
Posts: 122
Registered: ‎07-19-2010

Re: Walmart FICO Scores Up for August

I gained back my 6pts I lost last month... currently at 671!! moving on up 700's here I come.

Starting scores Jan 2011: EQ: 510(fico) TU:521(fico) EX?
March 2013 scores EQ:661(myfico)/TU08(walmart):649/TU98(myfico):661/ EX:636(Amex pull)
Goal: 700's and prime cards...trying to garden

in my wallet: Ashley$3000/American Sig $2500/Chase Freedom$1700/Kanes$3500/Cap1 cash rewards$1500/SSFCU$1500/Walmart $1350/JCP$1341/CareCredit$1000/TJX $1350/Paypal$500/ Cap1 Plat$750/Victoria$550
Regular Contributor
DM6410
Posts: 130
Registered: ‎02-15-2010

Re: Walmart FICO Scores Up for August

Down 23pts from 711 to 688 after mini app spree. Not too bad considering I tripled my open credit lines from $12,450 to $38,950. Did I forget to say I'm in the garden?

Updated Scores:
EQ My fico site*** EQ: 638 (7/19), (638 (7/9 lender pull) 657 (7/1), 638 (6/1/12), 611 (4/24)
TU My fico site***721 (7/9 lender pull) 696 (7/1), Walmart TU08: 711 (7/5), 673 (6/5), TU 98: 660 (5/1)
EX: 647 (7/9), 634 (5/3) both lender pulls)

Goal: 720 across the board by 4/2013
New Contributor
patternofstars7
Posts: 69
Registered: ‎02-14-2011

Re: Walmart FICO Scores Up for August

Still at 709 for the past three months. Hopefully after my CO's fall off next month I'll get a nice bump!

Frequent Contributor
nuggets321
Posts: 338
Registered: ‎03-25-2011

Re: Walmart FICO Scores Up for August

Paid just 2 credit cards down $500 and the score shot up from 652 to 715 !!  Cant wait to see what happens when the remaining two that have roughly 1000 of 3800 available show another few hundred paid down .....

 

TU-691 (MYFICO) EQ- 665 (MYFICO) EXP 717(Amex denial letter)
My Wallet : Dicover More 5000CL / Amex Zync NPSL / WellsFargoRewards3800 / -CapOne 2000CL / GEMBWalMart 4500CL / Zales 2000CL-Kays 1800-Jared 1800-Macys 1500CL /SSFCU 1000CL / CitiBank Plat Select 2000CL / CHASE Freedom 1100CL / Lowes 4500 CL / BBuyStoreCard 2700CL Sears Store Card (Citi) 1920 / Firestone CFNB 1400 Toyota Financial $35,000 Auto Loan /1000DiscountTire(GECRB)
Frequent Contributor
Brian_Trying_700
Posts: 446
Registered: ‎09-14-2011

Re: Walmart FICO Scores Up for August

Up +1 to 642 Yaaaaa. But I have 0 debt. All CC's paid on a $8750 credit accounts. Making progress do to my friends @ MyFico Forums.

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Valued Contributor
jamesdwi
Posts: 1,113
Registered: ‎09-16-2011

Re: Walmart FICO Scores Up for August

down 8 points to 685...  a new TL reporting and multiple INQ's but there associated TL's aren't showing. So may go down again... hope reduced UTL heps..  down  to 15% UTL r less once everything reports including balances I have paid off. 

 

 

Wallet: FNBO DISC 7.5k, , Chase Freedom 3.3k & Slate 3.3k, AMEX BCP 7.5k & AMEX Hilton Surpass 5.5k & AMEX Zync NPSL, Walmart 3.3k, CapOne AU 1.5k
Sockdrawer: Paypal Extras MC 3.2k, CapOne 2k, CapOne 750, Amazon 3.9k, Sams Club store 4.8k, and a nice stack of store cards.
Last APP 5/16/2013
Established Contributor
emptypockets
Posts: 520
Registered: ‎02-03-2009

Re: Walmart FICO Scores Up for August

Woo Hoo, up 3 points to 802! Finally made 800 club!

CC's: AMEX Delta/BCP/HH, Alliant Visa, PenFed AMEX, Nordstrom Sig Visa, Lowe's, BBRZ Plat, US Bank Visa Sig Cash+, Chase CSP/Freedom/Marriott, UMB Visa, Dillard's AMEX, US Airways MC, Barclay's NFL Visa, Home Depot, Citi Diamond Pref./Dividend, Discover More, Walmart Discover, Cabela's Visa, Cap One Cash Rewards Visa, BOA Better Balance Rewards MC, Jared, Kohl's, Macy's.

Current Scores: EQ (5/19/13): 743; TU (MyFico 5/19/13):766; Walmart TU Fico 08 (5/13/13): 791; EX (8/21/12 AMEX pull): 779
Valued Contributor
creditnocash
Posts: 1,922
Registered: ‎07-23-2012

Re: Walmart FICO Scores Up for August


emptypockets wrote:

Woo Hoo, up 3 points to 802! Finally made 800 club!


nice!

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
Established Contributor
migliogiorni
Posts: 589
Registered: ‎06-27-2012

Re: Walmart FICO Scores Up for August

713, about 18 points higher than TU score on here.

 

Dallas Cowboys Fan :smileyvery-happy:
CSP: 5k
Wally: 5k
BofA: 4.9k
Chase: 4k
Citi: 3.5k
JCP: 2.4k
DFS: 2k
Discover: 1.25 k
Frequent Contributor
compassion101
Posts: 302
Registered: ‎06-06-2012

Re: Walmart FICO Scores Up for August

Need help please.

 

I just recently got the walmart discover card and wondering about my score refreshing. It was 729 when I first registered online for paperless statements couple weeks ago, how do you refresh it. It still says 729. I'd be surprised if I didnt go down a bit with 3 new apps and cards in the last month.


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