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Walmart FICO UP!

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toppers555
Established Contributor

Re: Walmart FICO UP!

723 . Guess I need to start paying those students loans off to get below 80%



TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!


Message 11 of 70
iwazl71
Frequent Contributor

Re: Walmart FICO UP!

Up 7 points to 799. Maybe I will finally hit 800 next month!!!!
Scores: EQ 796, EX 790, TU 807
Personal and Business Cards: 31 with 763k
High Limit Cards: CSP 50k | BoA Cash 81k | NFCU flagship 60k | Penfed Rewards 50k | Aviator Silver 52k
Message 12 of 70
wreith
Frequent Contributor

Re: Walmart FICO UP!

713 up from 679, WOW!!!  This is my best real fico score.  I've been 725 USAA FAKO for a long time lol.

01/06/2015 Walmart TU 726
01/06/2015MyFico EQ 705
01/10/2014 USAA FAKO EX 728, EQ 728, TU 728
Discover It $1700, USAA Cash Rewards AMEX $11K, USAA Rewards Platinum MC $12K, CareCredit $13.2K, Chase Freedom $5000, Walmart $4500, Lowes $9800, QVC $1200, HSN $2350, Macys Red Star Store $2900, Paypal smart connect $4022, VS Angelcard $1200, Amazon Store $2500, BCE $4K, Sam's Club Discover $8500, Home Depot $7200, FNBO AMEX $7800
Message 13 of 70
Dubious
Frequent Contributor

Re: Walmart FICO UP!


@iwazl71 wrote:
Up 7 points to 799. Maybe I will finally hit 800 next month!!!!

So close Smiley Tongue

Message 14 of 70
CreditExpressNJ
Established Contributor

Re: Walmart FICO UP!

up 28 points from June FICO of 710

CH7 Filed (3/29/17) - 483 EX 516 EQ 517 TU Discharged (5/31/17) - 559 EX 538 EQ 501 TU Current (1/18/22) - 690 EX 683 EQ 671 TU
Current Cards

Message 15 of 70
CreditCardDiva
Regular Contributor

Re: Walmart FICO UP!

Okay, I'm confused. My Walmart Fico is 613 (it was 609 last month). My Fico score here (the one I pay for) is 643.  So...which is it?

Credit Rebuild Start Date (3/12)
Oakland County CU Visa ($500) | Capital One Quick Silver One ($600) | Capital One Secured MC ($200) | Walmart ($1600) | PayPal Credit ($1000) | Jared ($3500) | Victoria's Secret ($850) | Gettington ($3500) | Amazon Store Card ($850) | NewEgg Preferred ($2400) | Discover IT ($1500) | Dillard's AMEX ($1500) Target ($1500) | Overstock Store Card ($1200) | Kohl's ($1500) | Old Navy ($650) | Macy's Store Card ($800) | The Limited ($350)
Message 16 of 70
Dubious
Frequent Contributor

Re: Walmart FICO UP!


@CreditCardDiva wrote:

Okay, I'm confused. My Walmart Fico is 613 (it was 609 last month). My Fico score here (the one I pay for) is 643.  So...which is it?


They are two different algorithms. Walmart is TU08 and MyFico is TU98, if you mean that you bought the TU score here. MyFico now sells all three, so just double checking that's what you meant.

Message 17 of 70
09Lexie
Moderator Emerita

Re: Walmart FICO UP!

@CreditCardDiva

Different versions, score here is the TU98. I believe WalMart uses TU04?

Someone please correct me if I'm wrong.
Message 18 of 70
Dubious
Frequent Contributor

Re: Walmart FICO UP!


@09Lexie wrote:
@CreditCardDiva

Different versions, score here is the TU98. I believe WalMart uses TU04?

Someone please correct me if I'm wrong.

Walmart is 08. Sadly no one has 04, even though it's the one most often used.

Message 19 of 70
09Lexie
Moderator Emerita

Re: Walmart FICO UP!

Message 20 of 70
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