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Walmart FICO UP!

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tld409
Regular Contributor

Re: Walmart FICO UP!

Up from low 700's to 716 since utilization decreased from 45% to around 20%. Can't wait until next month, since utilization will be close to 10%. Hopefully, I will be near March score which was 776 soon.

Starting Score 630 Score: Current FICO Scores: All above 725 (04/01/2015)
Sallie Mae World MC 9k; Chase Freedom 6.5k; CareCredit 13.2k; Amex BCP 21.8k;Amex PRG; BOA123 Visa Sig 20k; CapOne WMC 7.5K; CSP Visa Sig 2K; Citi Simp Visa 6.9k; CFCU Visa 17k; Discover IT 7K; JCP MC 8K; Macys Amex 7.5K/2k; PSECU Visa/PSL 20/20K; SamsClub MC 20k; Walmart 10k
Message 41 of 70
tray
Valued Contributor

Re: Walmart FICO UP!

Walmart Fico Up 20 points

Was 725 now at 745 will be interested in score next month was account Care Credit is added into mix no effect from new account Fidelity Amex


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Message 42 of 70
Hightechredneck
Frequent Contributor

Re: Walmart FICO UP!

WHOOOOHOOOOOO 700!

Message 43 of 70
xcallmeclayx
New Contributor

Re: Walmart FICO UP!

Oh yea!!! At 709 now and got a CLI! Gotta love GE


Starting Score 5/10/2012: EQ: 631 EX: 570 TU: 583
Current Score: EQ: 710 (MyFico) EX: 740 (CreditInform) TU: 709 (WalMart)
NEW Goal Score: 750 All Across 1st Goal: Achieved 6/7/2013 690 All Across


Take the FICO Fitness Challenge

Message 44 of 70
justforting
Regular Contributor

Re: Walmart FICO UP!

Only 2 pts up Smiley Sad

Last App: 09/17/2013 // No App Until: Mortgage (05/14?)

Cards in my wallet: AMEX BCE ($8000) // CITI AA VISA SIG ($5000) // CHASE FREEDOM ($3500) // DISCOVER IT ($1000) // CAP ONE NC ($1000) // WALMART DISCOVER ($1600)
Credit Scores: FICO TU08 (10/13): 739 // Credit Karma (10/13): 677??!! // Credit Sesame (10/13): 730
Next Goal: CSP (after mortgage probably...)
Message 45 of 70
kilj0y
Regular Contributor

Re: Walmart FICO UP!

This thread makes me want to get a walmart card just for the free fico.

Message 46 of 70

Re: Walmart FICO UP!

Woop, up 36 points this month from 646 to 682! So close to the 700 mark. Hopefully it will keep going up even with a couple new inquiries this month o.0 eek.

 

I have a Barclay card inquiry and a mortgage loan inquiry... I think that is all. But my credit limits have also gone up $3,000 and I have finally gotten under 40% UTI.

Message 47 of 70
pt310
Frequent Contributor

Re: Walmart FICO UP!


@bobthecreditbuilder123 wrote:

Woop, up 36 points this month from 646 to 682! So close to the 700 mark. Hopefully it will keep going up even with a couple new inquiries this month o.0 eek.

 

I have a Barclay card inquiry and a mortgage loan inquiry... I think that is all. But my credit limits have also gone up $3,000 and I have finally gotten under 40% UTI.


Nice going! You'll hit 700 soon!

 

Message 48 of 70
youngandcreditwrthy
Senior Contributor

Re: Walmart FICO UP!

701 here! 700 cluh by a point!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 49 of 70
JMills
Frequent Contributor

Re: Walmart FICO UP!

How do you get a walmart Fico report? Currently I am using Myfico Score Watc, and Transunion credit monitering?

Starting Score: EX: 705 EQ: 711 TU: 750 01/06/2014
Current Score: EX: 673 EQ: 673 TU: 643 05/06/2020

Last App: 05/06/202020 / In the Garden Until: 12/31/2024

Desired Scores EQ 800 EX 800 TU 800

PSCEU $20,000 Navy Signature $6,600 Navy Rewards $2,500
Message 50 of 70
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