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Walmart FICO scores are up

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michjd75
Valued Member

Re: Walmart FICO scores are up

Crashem,  it was an auto upgrade.  The pluses were that the CL went from 800 to 2000 and it was no hard pull.  The down side was that I lost the age on the original account.  I have the benefit of an excellent payment history as a closed account that will remain for 10 years. 

 

Basically two accounts are on my credit report, one open (the Walmart Discover) and one closed (the Walmart.)

 

Hope that helps!

Message 11 of 40
michjd75
Valued Member

Re: Walmart FICO scores are up

I'm jealous, Android!!!  Smiley LOL

 

I'm getting there someday too!

Message 12 of 40
android01
Valued Contributor

Re: Walmart FICO scores are up

I'm just as shocked as the rest of you!  Smiley Surprised I'm loving TU08 these days.  Smiley Very Happy I wish more lenders used it!   

EQ Fico 8 - 850
TU Fico 8 - 850
EX Fico 8 - 850
Message 13 of 40
qtcbcute
Contributor

Re: Walmart FICO scores are up

Since I was up I had to check my score. I went from 658 to 675!! I'm so excited and I am so thankful for finding these forums. Can anybody tell me how to copy a snapshot of my score (for future reference when it's really worthy of showing).


Starting Score: ?
Current Score: ?
Goal Score: 720


Take the myFICO Fitness Challenge
Message 14 of 40
emptypockets
Valued Contributor

Re: Walmart FICO scores are up

Mine went from 745 to 790 (BK finally dropped off)!

CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (3), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (09/2017): EQ My Fico: 786; TU MyFico: 799; EX (My Fico): 797
Message 15 of 40
Tonya-E
Established Contributor

Re: Walmart FICO scores are up

Only 1 point increase over here:-( 754 to 755.
Wallet: Amex BCP-45k| Barclays Rewards MC-26.3k| Citi Thank You Preferred-27.5k| Citi Double Cash-14k| Target MC-11.5k| Walmart MC-7.5k| Chase Freedom Unlimited Signature-6k


Take the myFICO Fitness Challenge
Message 16 of 40
Anonymous
Not applicable

Re: Walmart FICO scores are up

744, dropped one point.  Not bad considering that one new account is reporting and I have 3 inqs.

Message 17 of 40
improvingmycredit
Valued Contributor

Re: Walmart FICO scores are up

MIne dropped from 811 to 783!  Ouch!  New accounts showing so it lowered my AAoA.  It's probably going to drop a little more when next month the Barclays HP shows up.  Smiley Sad  Oh well, it will come back in a few months and I'm not seeking any more credit in the near future.  All my CRs are frozen now.   Smiley Happy


Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSR 20.5K, TotalRewards 25K, QuickSilver 20K

Message 18 of 40
LS2982
Mega Contributor

Re: Walmart FICO scores are up

Up 25 to 709......................Smiley Happy




EQ FICO 548 3/3/16
Message 19 of 40
Repo-ed
Senior Contributor

Re: Walmart FICO scores are up


@LS2982 wrote:

Up 25 to 709......................Smiley Happy


Nice!

 

I'm down 1 - 650

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 20 of 40
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