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Crashem, it was an auto upgrade. The pluses were that the CL went from 800 to 2000 and it was no hard pull. The down side was that I lost the age on the original account. I have the benefit of an excellent payment history as a closed account that will remain for 10 years.
Basically two accounts are on my credit report, one open (the Walmart Discover) and one closed (the Walmart.)
Hope that helps!
I'm jealous, Android!!!
I'm getting there someday too!
I'm just as shocked as the rest of you! I'm loving TU08 these days. I wish more lenders used it!
744, dropped one point. Not bad considering that one new account is reporting and I have 3 inqs.
MIne dropped from 811 to 783! Ouch! New accounts showing so it lowered my AAoA. It's probably going to drop a little more when next month the Barclays HP shows up. Oh well, it will come back in a few months and I'm not seeking any more credit in the near future. All my CRs are frozen now.
Up 25 to 709......................
@LS2982 wrote:Up 25 to 709......................
Nice!
I'm down 1 - 650