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Established Contributor
westo12
Posts: 584
Registered: ‎07-20-2008
0

Re: Walmart FICO

I didn't realize (as someone mentioned above) that this could be considered abuse. I had problems last month where I waited until the END of Jan for notification that my score was updated which never came. Come to find out, they'd been updated since the 3rd. I would think if they didn't want you to use either link, they'd disable it. Just my 2 cents.
2014 Starting-618, current TU621 (TU 10/20) / Ending Goal score: 720 / 30 Positive TLs / 1 Negative: Unpaid $312 med CA placed 2010 / reported Install Bal/Lim: 25027/36512 | reported Revolving Bal/Lim: 11169/27232=41%util

**IN the garden until I get some auto CLI's on major accts**
Established Contributor
westo12
Posts: 584
Registered: ‎07-20-2008
0

Re: Walmart FICO

But if a mod wants to delete this thread, please feel free to do so.
2014 Starting-618, current TU621 (TU 10/20) / Ending Goal score: 720 / 30 Positive TLs / 1 Negative: Unpaid $312 med CA placed 2010 / reported Install Bal/Lim: 25027/36512 | reported Revolving Bal/Lim: 11169/27232=41%util

**IN the garden until I get some auto CLI's on major accts**
Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: Walmart FICO

This topic is currently being reviewed by the mods.  I see it now as a glitch in the system, however if it is being used as a backdoor method then there will likely be repurcussions from GE concerning this.  


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Frequent Contributor
obageegee
Posts: 271
Registered: ‎09-30-2012
0

Re: Walmart FICO

I have had to do that 3 times already, very strange. Good news though, my score went up!



Starting Score: 530 - 2/12
Current Score: EX - 720 EQ - 714 TU-690 WM-720
App free since 5/7/2014
Regular Contributor
SE7EN57
Posts: 178
Registered: ‎12-08-2012
0

Re: Walmart FICO

When I click on the link it still shows my score from last month so I'm assuming it just hasn't updated yet. 

Amex BCP 12,500 - Amazon Chase Signature 10,000 - Discover It 8,000 - Walmart MC 7,500 - Citi Diamond 6,100 - Lowe's 6,000 - Fulton 6,000 - Amazon Store Card 2,000
Established Contributor
Ravensfan2001
Posts: 566
Registered: ‎11-10-2012
0

Re: Walmart FICO


westo12 wrote:

I had to re-enroll in the program to get this months FICO (+30 from last month thank you very much! lol) , anyone else have to do that? And I also lost the history in that graph that they provide as well.  Weird.


I had to re-enroll at least 3 times this month.


Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Mortgage Scores:(7/24/13 lender pull) TU 663 | EX 635 | EQ 649
Current Score (11/7/14): TU 664 | EX 605 (no update) | EQ 661
Goals: 680 across the board by 3/2015. Last app 7/16/14 (auto loan)
*** Homeowner 9/27/13*** All but 2 CCs are in the sock drawer!***
New Member
Einjag
Posts: 4
Registered: ‎02-16-2013
0

Re: Walmart FICO

My score was updated on Feb 4, I havnt had to re-enroll. Card has been open since Nov'12.


Starting Score: EQ 676(myFICO) TU 686(Lender Pull) EX 692
Current Score: EQ 676(myFICO) TU 686(Lender Pull) EX 692
Goal Score: ALL 750+

Take the myFICO Fitness Challenge

Valued Contributor
Rhaeny
Posts: 1,507
Registered: ‎07-24-2011
0

Re: Walmart FICO


SpeedingWheels wrote:

I wonder if you could use that as a daily pull? 

I just refreshed by going through the acct services menu and I'm up 36 pts to 711... I was expecting a jump but thats more then I was even hoping for!


Daily pull?  Well now if enough people did this and abused the system, we could ALL lose the free service.


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Frequent Contributor
fltn
Posts: 279
Registered: ‎12-26-2012
0

Re: Walmart FICO

You do have to re-enroll everytime, not just everyday you log in. At least I do.

But, if after you en-roll, see your score, then return to accout summary, then click on get fico "you will not have to enroll again since you did not log out", your history is there.

I thought I lost my history too when it just showed current score, but I just went back to main page and then right back to view score and all history is intact.

 

From 666 last month to 699 for this month so far!

 

 

Currently "freezing" in the garden!
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: Walmart FICO


westo12 wrote:

I had to re-enroll in the program to get this months FICO (+30 from last month thank you very much! lol) , anyone else have to do that? And I also lost the history in that graph that they provide as well.  Weird.


Yea I had to do that too cost me $5 because my TU report is frozen :smileymad:

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014

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