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Frequent Contributor
westo12
Posts: 495
Registered: ‎07-20-2008

Re: Walmart FICO

I didn't realize (as someone mentioned above) that this could be considered abuse. I had problems last month where I waited until the END of Jan for notification that my score was updated which never came. Come to find out, they'd been updated since the 3rd. I would think if they didn't want you to use either link, they'd disable it. Just my 2 cents.
2013 Starting: 593 Scores: 617 (EQfico) 658 (EXvant) 640 (TUfico) | Goal scores: 700 - 19 pos TL's / 5 baddies (1 pd) / 40% reported util
My Wallet: BofA 3k | Kay's 2k | Discover/AU 1.5k | Walmart 1k | Emblem 809 | Amazon Store 700 | Paypal BML 600 | Citi/Goodyear 500 | Chase 500 | FPB 425 | Capital One 320 | Target 300 | Capital One 300 | FPB 300
Frequent Contributor
westo12
Posts: 495
Registered: ‎07-20-2008

Re: Walmart FICO

But if a mod wants to delete this thread, please feel free to do so.
2013 Starting: 593 Scores: 617 (EQfico) 658 (EXvant) 640 (TUfico) | Goal scores: 700 - 19 pos TL's / 5 baddies (1 pd) / 40% reported util
My Wallet: BofA 3k | Kay's 2k | Discover/AU 1.5k | Walmart 1k | Emblem 809 | Amazon Store 700 | Paypal BML 600 | Citi/Goodyear 500 | Chase 500 | FPB 425 | Capital One 320 | Target 300 | Capital One 300 | FPB 300
Moderator
Shogun
Posts: 7,375
Registered: ‎04-15-2011

Re: Walmart FICO

This topic is currently being reviewed by the mods.  I see it now as a glitch in the system, however if it is being used as a backdoor method then there will likely be repurcussions from GE concerning this.  


Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+

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Contributor
obageegee
Posts: 160
Registered: ‎09-30-2012

Re: Walmart FICO

I have had to do that 3 times already, very strange. Good news though, my score went up!



Starting Score: 530 - 2/12
Current Score: EX - 682 EQ - 704 TU-680
Goal Score: 700+
App free since 5/22/13
Regular Contributor
SE7EN57
Posts: 134
Registered: ‎12-08-2012

Re: Walmart FICO

When I click on the link it still shows my score from last month so I'm assuming it just hasn't updated yet. 

 photo d132202e-50dc-4d73-9df2-1f138f451209_zps86e34e8d.jpg
Frequent Contributor
Ravensfan2001
Posts: 305
Registered: ‎11-10-2012

Re: Walmart FICO


westo12 wrote:

I had to re-enroll in the program to get this months FICO (+30 from last month thank you very much! lol) , anyone else have to do that? And I also lost the history in that graph that they provide as well.  Weird.


I had to re-enroll at least 3 times this month.

Starting Score (4/16/12 lender pull): TU 596 | EX 550 | EQ 576
Current Score (5/7/13): TU (WM) 650 | EX (CC app 2/21) 620 | EQ(SW) 673
Goals: 680+ mid-score by 05/2014. App free since 2/22/13
New Member
Einjag
Posts: 4
Registered: ‎02-16-2013

Re: Walmart FICO

My score was updated on Feb 4, I havnt had to re-enroll. Card has been open since Nov'12.


Starting Score: EQ 676(myFICO) TU 686(Lender Pull) EX 692
Current Score: EQ 676(myFICO) TU 686(Lender Pull) EX 692
Goal Score: ALL 750+

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Valued Contributor
Rhaeny
Posts: 1,114
Registered: ‎07-24-2011

Re: Walmart FICO


SpeedingWheels wrote:

I wonder if you could use that as a daily pull? 

I just refreshed by going through the acct services menu and I'm up 36 pts to 711... I was expecting a jump but thats more then I was even hoping for!


Daily pull?  Well now if enough people did this and abused the system, we could ALL lose the free service.


Starting Scores: EX 722 (USAA), TU 637 (Walmart), EQ 706 (myFico)
April Scores: EX 722 (USAA), TU 669 (Walmart), EQ 705 (DCU)
Goal Scores: 750 across the board
Emergency gardening mode~~Last app: 4/8/2013
Contributor
fltn
Posts: 97
Registered: ‎12-26-2012

Re: Walmart FICO

You do have to re-enroll everytime, not just everyday you log in. At least I do.

But, if after you en-roll, see your score, then return to accout summary, then click on get fico "you will not have to enroll again since you did not log out", your history is there.

I thought I lost my history too when it just showed current score, but I just went back to main page and then right back to view score and all history is intact.

 

From 666 last month to 699 for this month so far!

 

 

In the Garden since 4/9/13.
Last app 4/9/13 Lowes. Approved. Now off to the garden.
I plan to be here until 4/9/15.

BK7 05/09
0 late, 0 missed payments, Utilization 12%, Total credit lines $55,000+
Walmart Fico 718
MyFico EQ 658 Trans 689
Mega Contributor
LS2982
Posts: 14,509
Registered: ‎04-09-2011

Re: Walmart FICO


westo12 wrote:

I had to re-enroll in the program to get this months FICO (+30 from last month thank you very much! lol) , anyone else have to do that? And I also lost the history in that graph that they provide as well.  Weird.


Yea I had to do that too cost me $5 because my TU report is frozen :smileymad:

 




Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 709 5/23/2013

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