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Walmart FICO

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RockinRay
Valued Contributor

Re: Walmart FICO

UP from 781 in May to 817 for me!  Smiley Happy

Ray

** Every Card has a Job, and Every Card does its Job **
Message 61 of 77
scarzy
Regular Contributor

Re: Walmart FICO

Plus 6 to 656!
starting EQ FICO : 526 current EQ FICO : 640 starting TU FICO: 538 current TU FICO : 656

My wallet: Capital One cash rewards $1,300- ~ NFCU signature cash rewards $5,000- ~ NFCU nRewards $5,000- ~ NFCU LOC $1,000- ~ Target $200- ~ Kohl's $300- ~ Walmart $800- ~ Amazon $900- ~ Updated 6/2013

Discharged Ch7 Nov.16, 2012

Message 62 of 77
SeaDog1957
Established Member

Re: Walmart FICO

Just discovered Walmart free FICO...but.... Walmart FICO 700...Purchased Transunion  FICO from MYFICO....650. And FWIW Credit Karma TU 671.

Lender Pull Dec 2012 EQ 618
MyFICO Site: June 21 TU 700 EX 731 EQ 684
Lender Pull June 26: TU 686 EX 704 EQ 684
MyFICO Site: Sep 12 TU 700 EX 732 EQ 689
Message 63 of 77
CS800
Super Contributor

Re: Walmart FICO


@RockinRay wrote:

UP from 781 in May to 817 for me!  Smiley Happy


Jesus , Joseph and Mary

 

That's awesome Ray




Message 64 of 77
RockinRay
Valued Contributor

Re: Walmart FICO


@CS800 wrote:

@RockinRay wrote:

UP from 781 in May to 817 for me!  Smiley Happy


Jesus , Joseph and Mary

 

That's awesome Ray


Thanks man... Been a long time coming.

Ray

** Every Card has a Job, and Every Card does its Job **
Message 65 of 77
pakman92
Established Contributor

Re: Walmart FICO

Up 2 points for me to 835.

Down 2 points for DW to 775.


My Starting Score: EQ: 691 (11/30/11) TU98: 726 (11/30/11)
My Current Score: EQ: 779 (04/22/13) TU08: 835 (06/03/13)
DW Starting Score: EQ: 742 (03/02/12) TU98: 748 (03/02/12)
DW Current Score: EQ: 784 (03/11/13) TU08: 775 (06/03/13)
Message 66 of 77
sassymomof2
Frequent Contributor

Re: Walmart FICO

663 with a credit increase of $100. 

 

Guess TU is gonna keep doling out 2 points a month. 


Starting Fico Feb 2011 EQ 570 TU 580 EX ?
May 2014 EQ 709 EX 684 TU discover 665

Closed on first home April 26, 2012!
Last app August 2, 2014. Gardening indefinitely!!!
Message 67 of 77
asphaltcowboy
Valued Contributor

Re: Walmart FICO


@RockinRay wrote:

UP from 781 in May to 817 for me!  Smiley Happy


WTG, that's awesome, whatever you are doing, you are doing it well!!!!Smiley Very Happy


Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013
Message 68 of 77
oscar_actuary
Frequent Contributor

Re: Walmart FICO

just singed in on my new Walmart Discover (yes, got it for the TU)

 

735,

 

Says impacting score

1.  High bal on installment loans / initial bal;  Makes sense.  I refied car and home 2-3 months ago.  Seems more important would be L/V; but clearly that is not something they track, or could feasibly for low cost service

2. High use of revolving credt.  " In your case, this ratio of balances to credit limits is too high."  it might  be 10%; highest card being 25-30%

 

But I guess they need to list something.  Given that this is not a fullt report, I'm going to want to buy one in 60 days to catch the impact of all this apping on stats such as AAoA.

FICO EX 827, 2015 Feb; FICO EQ 836/900 (Citi), 2014 Dec; FICO TU08 818, 2015 Feb.

BofA Cash Rwrds Sig V 2013 10k; Fidelity Rewards AmEx /BofA 2013 15.4k; Chase Freedom Sig V 2002 24.1k; Chase Amazon Rwrds Sig V 2011 8k; Sam's Club MC 2002 10k; Dscvr It 2012 10k; Citi Dvdnd Plat Sel V 2013 8.9k; PenFed Plat Rwrds V 2013 20k; AmEx Blue Sky 2013 11.3k; AmEx BCP 2014 24.1k; Priceline Rwrds Sig V 2013 8.7k; PayPal Xtras GE Cap Plat MC 2012 5k

Message 69 of 77
maiden_girl
Valued Contributor

Re: Walmart FICO

I jumped from 680 to 711 Smiley Happy

As of 2017, rebuilding...
Message 70 of 77
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