Walmart Free FICO ... TU or Equifax?

[Anonymous]

My title says it all.  I have heard both answers ... is it TU or Equifax?

Thanks ;-)

[sreneesa]

TU... at least on my walmart store card.

[Anonymous]

Amex & Chase - EX

Discover, Walmart, & Capital One - TU

 Edit: My Capital One is always like 20 points behind the others

[Anonymous]

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@Anonymous wrote:

My title says it all.  I have heard both answers ... is it TU or Equifax?

Thanks ;-)

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I think that they can pull either one when doing the credit check, but the free score is TU

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@Anonymous wrote:

Amex & Chase - EX

Discover, Walmart, & Capital One - TU

 Edit: My Capital One is always like 20 points behind the others

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CapOne uses a FAKO model, rather than offering a true FICO score. It is the model that CK used before switching to Vantage.

[Anonymous]

Wally provides TU FICO score

Chase Slate provides Experian FICO score

if you want Equifax FICO, then you need to have Citi Card

[Anonymous]

Thanks guys!  I wish I had not gotten the Wally card now ... I only got it for what I thought was a free Equifax FICO.  I already get the free TU FICO from Discover ;-(