No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Thinking about pulling the trigger on a Walmart card for the free monthly score. Is it just a score or is it a credit report? Thanks!
@Anonymous_pimp_pickle wrote:
Just the score
You could always use Credit Karma to monitor the general items on your report (# Inquiries, Utilization, Accounts Reporting, etc...). The score on Credit Karma is a FAKO, but the information has always been accurate for me. So it may be perfect to match up with the FICO from Walmart...Just a suggestion.
@icetrap06 wrote:
@Anonymous_pimp_pickle wrote:
Just the scoreYou could always use Credit Karma to monitor the general items on your report (# Inquiries, Utilization, Accounts Reporting, etc...). The score on Credit Karma is a FAKO, but the information has always been accurate for me. So it may be perfect to match up with the FICO from Walmart...Just a suggestion.
Thanks, that's exactly what I was thinking. Just not sure if I want to take the HP.
My CK and my Walmart scores are light yars apart.
@obageegee wrote:My CK and my Walmart scores are light yars apart.
Ditto. They aren't even close to one another. FAKO is garbage. Just another way to try to extract revenue from consumers.
@Elcid89 wrote:
@obageegee wrote:My CK and my Walmart scores are light yars apart.
Ditto. They aren't even close to one another. FAKO is garbage. Just another way to try to extract revenue from consumers.
Especially because Walmart and CK charge you so much.
@flowfaster wrote:
@Elcid89 wrote:
@obageegee wrote:My CK and my Walmart scores are light yars apart.
Ditto. They aren't even close to one another. FAKO is garbage. Just another way to try to extract revenue from consumers.
Especially because Walmart and CK charge you so much.
CK generates ad revenue from your site visits and referral fees when you click through on their handy "suggestions". It's a marketing site.
Remember, if you aren't the customer (and nobody getting something for free is a customer), you're the product.
You can also send for a free report from TU, the other two are free as well, under the FCRA.
I like the Wal-Mart card. I get the TU FICO score each month and they had a great promo going a few months before Christmas. They were giving card members 15 cents off per gallon of gas. I'm not worried about the interest rate because I pay it off each month. Mostly used to fill the car with gas.