02-21-2013 03:14 PM
My CK and my Walmart scores are light yars apart.
Ditto. They aren't even close to one another. FAKO is garbage. Just another way to try to extract revenue from consumers.
Agreed, the FAKO score is no good. However, the information they use to calculate the FAKO has always been very similar to the information provided on my FICO CR. So IMO, that makes it a helpful tool for tracking and trending of your overall profile at any given moment. Helps when attempting to clean up your overall profile before app'ing. The score has to be ignored though.
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