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Walmart (GE) Micro payments

Regular Contributor

Walmart (GE) Micro payments

I've read as many threads as I could find, and it seems as if they don't like micro payments through the month. PIF 7 days before due date, and seems not to matter if payments are pushed or drawn into account.

 

Any further/other experience's would be appreciated, thanks in advance!


12/28 EX 745( FAKO)
12/28 DCU 742 FICO
12/28 WM TU 796 FICO
Walmart Discover 15k |CSP 14.4k | Penfed Cash Rewards 9k |DCU 7.5k | Chase Freedom 8k | FNFG 5k | Discover 6.4k| BOA 4k | BCE 3k


Message 1 of 15
14 REPLIES
Regular Contributor

Re: Walmart (GE) Micro payments

To the top!


12/28 EX 745( FAKO)
12/28 DCU 742 FICO
12/28 WM TU 796 FICO
Walmart Discover 15k |CSP 14.4k | Penfed Cash Rewards 9k |DCU 7.5k | Chase Freedom 8k | FNFG 5k | Discover 6.4k| BOA 4k | BCE 3k


Message 2 of 15
Valued Contributor

Re: Walmart (GE) Micro payments


jagshere wrote:

I've read as many threads as I could find, and it seems as if they don't like micro payments through the month. PIF 7 days before due date, and seems not to matter if payments are pushed or drawn into account.

 

Any further/other experience's would be appreciated, thanks in advance!


I don't think that it will matter. As long as you pay them. Lately I have been PIF on every cards before the statement cut.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 3 of 15
Regular Contributor

Re: Walmart (GE) Micro payments

Had my WalMart card for about 6 months now and usually make 2 (sometimes 3) payments each month via their website. Have never had any problems tho. What leads you to believe that they don't like it? JW

Cards: AMEX Zync NPSL, AMEX BCE, NFCU LOC $15K, NFCU Visa Signature cashRewards $14K, NFCU Flagship Visa Signature $14K, USAA Platinum M/C $3.5K, USAA AMEX $2K, Capital One Cash Rewards $3.5K, WalMart $10K, Lowes $10K, Home Depot $8250, Amazon $4K, Discover IT $1K

Starting Score: EX: 570 EQ: 520 TU 602
Current Score: AMEX EX:717 MyFico EQ 688 Walmart TU 749 MyFico TU 740
Goal Score: 750+ across the board


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Message 4 of 15
Regular Contributor

Re: Walmart (GE) Micro payments


bbrannan wrote:

Had my WalMart card for about 6 months now and usually make 2 (sometimes 3) payments each month via their website. Have never had any problems tho. What leads you to believe that they don't like it? JW


Thanks for the reply, I just read a few old posts and this is the info I have fpound. I like to pay when the charges post(say weekly), so I just wanted to be sure and not have any issues or late payments!


12/28 EX 745( FAKO)
12/28 DCU 742 FICO
12/28 WM TU 796 FICO
Walmart Discover 15k |CSP 14.4k | Penfed Cash Rewards 9k |DCU 7.5k | Chase Freedom 8k | FNFG 5k | Discover 6.4k| BOA 4k | BCE 3k


Message 5 of 15
Regular Contributor

Re: Walmart (GE) Micro payments

I am the same way. I have primarily used the WalMart card for the discount on gas and some groceries and then pay it off every other week. And so far, I have not had any issues. I make a payment from their website and it is usually posted to my account within 24-48 hours. I am sure you could push a payment from your bank as well but it may take a little longer for it to post.

Cards: AMEX Zync NPSL, AMEX BCE, NFCU LOC $15K, NFCU Visa Signature cashRewards $14K, NFCU Flagship Visa Signature $14K, USAA Platinum M/C $3.5K, USAA AMEX $2K, Capital One Cash Rewards $3.5K, WalMart $10K, Lowes $10K, Home Depot $8250, Amazon $4K, Discover IT $1K

Starting Score: EX: 570 EQ: 520 TU 602
Current Score: AMEX EX:717 MyFico EQ 688 Walmart TU 749 MyFico TU 740
Goal Score: 750+ across the board


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Message 6 of 15
Established Contributor

Re: Walmart (GE) Micro payments

+1

Message 7 of 15
Senior Contributor

Re: Walmart (GE) Micro payments

I believe you can also pay in store for WM

Message 8 of 15
Frequent Contributor

Re: Walmart (GE) Micro payments

No issues for me.
NFCU Sig Cash-20k/ Amex BCP-19.4k/ Amex Costco-1.2k/Chase Marriott-12k/CSP-13.4k/ Freedom-5.5k/ Discover IT-14k/NCSECU-5k/Walmart-10k/Lowes-25k
Message 9 of 15
Contributor

Re: Walmart (GE) Micro payments


john398 wrote:

I believe you can also pay in store for WM


You can pay in store and it usually will affect your available balance right away however it still take 2-3 days sometime 4 before the payment actually shows up. Learned this the hardway.  I went to store to PIF day before statement cut. Checked online the next day payemnt showed in amount of credit available however balance still showed and was still reported to CRA. 

Message 10 of 15