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Walmart Increase-stepbystep

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Re: Walmart Increase-stepbystep

How will I know when my new limit after increase with my WM card will be updated so I can have some assurance when I request an CLI for my Citi?

I mean, my statement cuts the 13th on my Citi. Walmart statement cuts every 19th.

 

By Walmarts statement cutting the 19th, does that mean that's when my reports will show the new limit.

I thought new limits immediately go into effect?

When Citi pulls my reports on the 13th or 14th, if I choose those days to request, will they not see my new limit for Walmart?

Message 11 of 15
creditnocash
Valued Contributor

Re: Walmart Increase-stepbystep


@heytherehitherehothere wrote:

How will I know when my new limit after increase with my WM card will be updated so I can have some assurance when I request an CLI for my Citi?

I mean, my statement cuts the 13th on my Citi. Walmart statement cuts every 19th.

 

By Walmarts statement cutting the 19th, does that mean that's when my reports will show the new limit.

I thought new limits immediately go into effect?

When Citi pulls my reports on the 13th or 14th, if I choose those days to request, will they not see my new limit for Walmart?


on your walmart account they will be effective immediately. 

on your credit reports it will be whenever they usually report after statement cuts. 

so if the 19th id say sometime by the 27th for tu anyways. 

 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 12 of 15

Re: Walmart Increase-stepbystep

So I should wait to request an increase on my Citi pretty much until next year?

Message 13 of 15
snowkitty
Established Contributor

Re: Walmart Increase-stepbystep

Congrats on the increases....I get that lady from India everytime I call and she has no love for me right now.....lol
TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Message 14 of 15
creditnocash
Valued Contributor

Re: Walmart Increase-stepbystep


@heytherehitherehothere wrote:

So I should wait to request an increase on my Citi pretty much until next year?


im not sure. i guess if you want. 

i monitor tu with creditkarma 

and my eq with score watch. 

 

does citi count store cards in their decisions? 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 15 of 15
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