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How will I know when my new limit after increase with my WM card will be updated so I can have some assurance when I request an CLI for my Citi?
I mean, my statement cuts the 13th on my Citi. Walmart statement cuts every 19th.
By Walmarts statement cutting the 19th, does that mean that's when my reports will show the new limit.
I thought new limits immediately go into effect?
When Citi pulls my reports on the 13th or 14th, if I choose those days to request, will they not see my new limit for Walmart?
@heytherehitherehothere wrote:How will I know when my new limit after increase with my WM card will be updated so I can have some assurance when I request an CLI for my Citi?
I mean, my statement cuts the 13th on my Citi. Walmart statement cuts every 19th.
By Walmarts statement cutting the 19th, does that mean that's when my reports will show the new limit.
I thought new limits immediately go into effect?
When Citi pulls my reports on the 13th or 14th, if I choose those days to request, will they not see my new limit for Walmart?
on your walmart account they will be effective immediately.
on your credit reports it will be whenever they usually report after statement cuts.
so if the 19th id say sometime by the 27th for tu anyways.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
So I should wait to request an increase on my Citi pretty much until next year?
@heytherehitherehothere wrote:So I should wait to request an increase on my Citi pretty much until next year?
im not sure. i guess if you want.
i monitor tu with creditkarma
and my eq with score watch.
does citi count store cards in their decisions?
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |