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Walmart Love!!

Regular Contributor

Walmart Love!!

4th Statement cut on the 5th. Got a $1,050 increase! I'm now at 1,750. Already bypassed my CapOne!

;Starting Score: Low 500s FICO Aug 2008
Current Score: EQ 668 EX 723 TU 723 (All FICO)
Goal Score: 720s Across the Board! Almost there!

Cap1 NHR ($1250), GE Rooms2Go ($4k), WalMart Discover ($3250), Barclay's Rewards MC ($2k), Amex BCE ($5K), Kohl's ($1K), Chase Freedom ($3K), Discover More ($1K)
Message 1 of 14
13 REPLIES
New Contributor

Re: Walmart Love!!

Congratulations, I want a walmart, but not apping for anything until we buy a house, so I'm waiting.

Starting: EQ 590 (LP 8/12) TU 589 (LP 8/12) EX 612 (LP 8/12)
Current: EQ 650(LP 9/12/12) TU 667 (LP 9/12/12) EX 676 (LP 9/12/12)
Goal: 620 (for VA Mortgage)
Goal Reached. Pre-qualified for VA loan, 9/12/12

My Jeep is like my wife. Cleans up nice, but a lot more fun when she's dirty.
Message 2 of 14
Established Contributor

Re: Walmart Love!!

I know a way to get your Walmart TU FICO multiple times per month. Of course I don't think we're allowed to talk about how.

AMEX SPG $30K | Citi TY Premier $20k | PenFed PlatRewards $25k | Barclay Arrival+ 40k | Chase Freedom $20k | BofA AMEX $15k | Discover IT $20k | | NASA Platinum-Advantage $20k | CapOne Quicksilver $15k | Amazon Card $10k |

My Journey from Sub-600s:
Message 3 of 14
Valued Contributor

Re: Walmart Love!!

awesome....congrats!

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 4 of 14
Moderator Emeritus

Re: Walmart Love!!

Wow!!!   Congrats!

 

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 5 of 14
Frequent Contributor

Re: Walmart Love!!

Congrats. Smiley Happy

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Message 6 of 14
Regular Contributor

Re: Walmart Love!!


Jlu wrote:

I know a way to get your Walmart TU FICO multiple times per month. Of course I don't think we're allowed to talk about how.


You can't say that and not tell us! Smiley Happy 

 

Do you think getting cash back when making a purchase at Walmart has any negative effect on getting a CLIs from them?  When I applied for one of my cards (don't remember which one), they asked if I take cash advances. I usually never do but I have got $60.00 from Walmart twice. Just wanted to see how it works and if the limit is $60.00 per month or just $60.00 per transaction (It's per transaction). My card will be PIF montly. 

EX 638 (Lender 9/1) TA 650(Walmart 9/1) EQ 655 (FICO - 9/17)
Goal - 700 Club in '13!!!

My Wallet - Cap 1 - $300. Cap 1 - $750. Orchard - $950.
New as of 8/29 - Target - $3000. Barclay's - $2000. Merrick - $1000. Walmart $600. And as of 9/22 - JCP $200.
Message 7 of 14
Established Contributor

Re: Walmart Love!!

^If you think about it for a minute, you'll figure it out.

AMEX SPG $30K | Citi TY Premier $20k | PenFed PlatRewards $25k | Barclay Arrival+ 40k | Chase Freedom $20k | BofA AMEX $15k | Discover IT $20k | | NASA Platinum-Advantage $20k | CapOne Quicksilver $15k | Amazon Card $10k |

My Journey from Sub-600s:
Message 8 of 14
Established Contributor

Re: Walmart Love!!

Congrats on the increase!

 

 

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Message 9 of 14
Established Contributor

Re: Walmart Love!!


ReBuildingAgn wrote:

4th Statement cut on the 5th. Got a $1,050 increase! I'm now at 1,750. Already bypassed my CapOne!


Did you initiated the cli?? I got an auto before my 3rd statement and i wonder if I can still ask for it this month which would be my fourth statement


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 10 of 14