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Walmart MC

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eaglesilas
Valued Member

Walmart MC

My limit is 10.000 on the card,tried to get a CLI and was denied .

The letter came today and it says

We are notable to assign the credit line you requested because it exceeds the amount of increase our policy allows.

some one has a higher limit?

Amex blue cash everyday $10,200 , BofA Rewards VISA 10,000,Discover IT 20,000.Cabela's 5,000,Walmart MC 10,000,Lowes 14,000,BarclayCard Rewards 10,000,Amex Sky 5,000, Capital One QS Visa 4750,Capital one Venture 11,000,Ring 5,000,Citi Simplicity 5,000 ,Home Depot 7,000 ,JCP 10,000 ,HSBC 5,000 , Discover Miles 5,000 , Amazon Store 7,000 ,Chase Amazon Visa 5,000 , Best Buy Visa 10,000 ,QS 5,000 ,Venture 5,000 ,US Bank 7,000 ,Dell 1000,BofA Cash 5000,Tinker MC 2000,
Message 1 of 5
4 REPLIES 4
gdale6
Moderator Emeritus

Re: Walmart MC


@eaglesilas wrote:

My limit is 10.000 on the card,tried to get a CLI and was denied .

The letter came today and it says

We are notable to assign the credit line you requested because it exceeds the amount of increase our policy allows.

some one has a higher limit?


Yes there are higher limits. What this means is you are at the limit they will extend at this point in time, show them you can handle this limit responsibly and you can request further CLI down the line.

Message 2 of 5
eaglesilas
Valued Member

Re: Walmart MC

Oh well I can live with this limit,have better card with  higher limit

 

Amex blue cash everyday $10,200 , BofA Rewards VISA 10,000,Discover IT 20,000.Cabela's 5,000,Walmart MC 10,000,Lowes 14,000,BarclayCard Rewards 10,000,Amex Sky 5,000, Capital One QS Visa 4750,Capital one Venture 11,000,Ring 5,000,Citi Simplicity 5,000 ,Home Depot 7,000 ,JCP 10,000 ,HSBC 5,000 , Discover Miles 5,000 , Amazon Store 7,000 ,Chase Amazon Visa 5,000 , Best Buy Visa 10,000 ,QS 5,000 ,Venture 5,000 ,US Bank 7,000 ,Dell 1000,BofA Cash 5000,Tinker MC 2000,
Message 3 of 5
Credit-hoarder
Valued Contributor

Re: Walmart MC


@eaglesilas wrote:

Oh well I can live with this limit,have better card with  higher limit

 


With Synchrony how high your limits are on their major CCs are based on your TU score. For example: when my TU was at 711 a whle back, the highest limit they would extend me on the 3 major CCs I have with them was $8000. I think when it reaches 720 or 730 they let you bump it up a little more.

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 4 of 5
CreditMagic7
Mega Contributor

Re: Walmart MC


@Credit-hoarder wrote:

@eaglesilas wrote:

Oh well I can live with this limit,have better card with  higher limit

 


With Synchrony how high your limits are on their major CCs are based on your TU score. For example: when my TU was at 711 a whle back, the highest limit they would extend me on the 3 major CCs I have with them was $8000. I think when it reaches 720 or 730 they let you bump it up a little more.


+1

 

This seems exactly my own experience as well. That letter of explanation is a general (canned if you will) outline that fits their category or level of eligibility at the present time.

Message 5 of 5
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