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Moderator
Posts: 8,667
Registered: ‎08-12-2013
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Re: Walmart MasterCard


shaun2009 wrote:

Well as well all know we should take what CSR's say with a fine tooth comb but i just thought i'd share my experience... I called Walmart Discover customer service to inquire about if we were going to get a new reward structure like the Sam's Club during the conversion to Mastercard and the representative replied that we will have the same benefits and rewards we have now..i sure hope shes just uninformed...


IME, the CSRs for GE cards generally don't know what's going on.   I'm guessing Wally will have a similar rewards structure to Sam's Club, which would make it a very desirable card for me.  




Start: 619 (TU08, 9/2013) | Current: 775 (TU08, 11/16/16)
Sam's Club MC $25000 | AMEX BCE $20400 | Sallie Mae WMC $16500 | Cap 1 QS WMC $16500 | JCP $15000 | Discover IT $13000 | Care Credit $10200 | BofA BBR #1 $10100 | CU Visa $10000 | Marvel MC $10000 | Citi DC $8000 | Amazon Store $8000 | US Bank Cash+ VS $7500 | Blispay $7500 | BofA BBR #2 $7000 | Macy's Store $5400 | Sony Card $4250 | Macy's AMEX $3500 | Gold Violin $3050 | Target $1900 | Costco Anywhere $1700 | ~~Gardening Since 10/28/16
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Registered: ‎09-22-2012
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Re: Walmart MasterCard


shaun2009 wrote:

B335is wrote:
I dont see where the expectation of Walmart following Sams MC reward structure is coming from? You also dont pay for a Walmart membership and as a paying Sams club member and card holder of both cards , am glad to see them improving this card so i actually use it. Sams Discover in its present form is no competition to Costco TE. It will be interesting to see if any changes come down from Amex TE.

Well because currently they both of the same structure of earning rewards so why make one different now and plus ... you figure most people with Walmart Discover honestly only use it at Walmart why because the rewards are mediocre... So why improve one and leave the other same... Just my opinion ... Not to mention it seems those two tie into each other because you can use Walmart Card (store) at Sams and vice versa so i think Walmart deserves a revamp as well... 


I understand where you're coming from, but from a purely credit card perspective, as it stands today Costco beats Sams hands down.  Most of us dont even use our Sams club credit cards when we go there, it just helps with util.  If Amex permitted more than 4 revolvers I would be a Costco member in a second.  I like the idea of getting a little something more back for my paid membership to Sams

 

Has anyone heard Walmart will be converting from a reliable source or is it kind of an assumption? 

Moderator
Posts: 8,667
Registered: ‎08-12-2013
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Re: Walmart MasterCard


B335is wrote:

shaun2009 wrote:

B335is wrote:
I dont see where the expectation of Walmart following Sams MC reward structure is coming from? You also dont pay for a Walmart membership and as a paying Sams club member and card holder of both cards , am glad to see them improving this card so i actually use it. Sams Discover in its present form is no competition to Costco TE. It will be interesting to see if any changes come down from Amex TE.

Well because currently they both of the same structure of earning rewards so why make one different now and plus ... you figure most people with Walmart Discover honestly only use it at Walmart why because the rewards are mediocre... So why improve one and leave the other same... Just my opinion ... Not to mention it seems those two tie into each other because you can use Walmart Card (store) at Sams and vice versa so i think Walmart deserves a revamp as well... 


I understand where you're coming from, but from a purely credit card perspective, as it stands today Costco beats Sams hands down.  Most of us dont even use our Sams club credit cards when we go there, it just helps with util.  If Amex permitted more than 4 revolvers I would be a Costco member in a second.  I like the idea of getting a little something more back for my paid membership to Sams

 

Has anyone heard Walmart will be converting from a reliable source or is it kind of an assumption? 


The conversion from Discover to MC is widely known, but the new rewards structure is entirely speculation at this point.   My speculation from the get-go was that an improved rewards structure would be part of the deal.  I think it's also somewhat likely that Sam's would have a more generous structure than Wally, in order to gain memberships.  However, the Sam's and Wally Discover cards had a similar reward structure (i.e., Discover More w/o bonus categories), so that's still a possibility. 




Start: 619 (TU08, 9/2013) | Current: 775 (TU08, 11/16/16)
Sam's Club MC $25000 | AMEX BCE $20400 | Sallie Mae WMC $16500 | Cap 1 QS WMC $16500 | JCP $15000 | Discover IT $13000 | Care Credit $10200 | BofA BBR #1 $10100 | CU Visa $10000 | Marvel MC $10000 | Citi DC $8000 | Amazon Store $8000 | US Bank Cash+ VS $7500 | Blispay $7500 | BofA BBR #2 $7000 | Macy's Store $5400 | Sony Card $4250 | Macy's AMEX $3500 | Gold Violin $3050 | Target $1900 | Costco Anywhere $1700 | ~~Gardening Since 10/28/16
Valued Contributor
Posts: 1,135
Registered: ‎03-27-2013
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Re: Walmart MasterCard

yeah thats what I've been hearing.... I hope my wally gets the mastercard logo this summer.

 photo QS visa_zps7zokw2wl.jpg photo QS visa_zps7zokw2wl.jpg photo Venture One_zpsigvttrlz.jpg photo Sony Visa_zpsxoradr1b.jpg photo USC Reward_zpslcvjfxmq.jpg photo Penfed Promise_zpsdg1y2dw2.png photo NasaFcu_zpswac3zwcu.jpg photo America_zpsuwx8rzdm.jpg photo LA-Kings-card_zpslbkyeqsz.png photo Barclay_zpslqv3i4tl.jpg photo BBVA_zpsqrhh7omh.jpg
7 d/c  6/2012  Burned AE  Chase  CITI
Moderator
Posts: 28,661
Registered: ‎12-13-2013
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Re: Walmart MasterCard

Mega Contributor
Posts: 17,148
Registered: ‎08-08-2011
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Re: Walmart MasterCard


Ron1 wrote:

MoreRewards wrote:
Ok I haven't received any notification from them so thanks for the info.
Do you know if the account opening well still be from the original DS date or will it be from the conversion date?

It might come with your April statement loke Sams Club Discover.

 

 

Ron.


My Walmart statement just cut. Nothing mentioned yet.


IT $16.5k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $10k / Walmart Mastercard $8k / Blispay $7.5k PayPal Ex MC $6.1k
CareCredit $5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $3.95k / Citi DC (WMC) $5.7k
Gardening Date 7/01/16 / MyFico 08: EQ 729 / TU 724 / EX 750 / 7/12/15
Mega Contributor
Posts: 17,148
Registered: ‎08-08-2011
0

Re: Walmart MasterCard

It's possible it could have rewards like Walmart Rewards Mastercard Canada.

1.25% in walmart and 1% wherever Mastercard is accepted.

 

http://www.walmart.ca/en/financial-services/walmart-rewards-mastercard


IT $16.5k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $10k / Walmart Mastercard $8k / Blispay $7.5k PayPal Ex MC $6.1k
CareCredit $5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $3.95k / Citi DC (WMC) $5.7k
Gardening Date 7/01/16 / MyFico 08: EQ 729 / TU 724 / EX 750 / 7/12/15
Senior Contributor
Posts: 3,135
Registered: ‎04-04-2013
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Re: Walmart MasterCard

If you are able to get a Huntington Voice card, you can use it for 3% cash back at Walmart.



TU-08: 760 EX-08: 766    EX-08 Bankcard: 807    EX-98: 751 EQ-04: 753
Frequent Contributor
Posts: 267
Registered: ‎07-02-2013
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Re: Walmart MasterCard


shaun2009 wrote:

you figure most people with Walmart Discover honestly only use it at Walmart why because the rewards are mediocre...


+1. I got upgraded to the Discover last month but no real benefit to me using the card outside of Wal Mart. Now, like you said, hopefully the people who make the decision on the rewards structure for the Wal Mart Discover also realize that if they add better rewards to the card, they will start seeing more usage on the card.

 

Valued Contributor
Posts: 1,135
Registered: ‎03-27-2013
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Re: Walmart MasterCard

thats a nice looking canadian walmart reward card...

 photo QS visa_zps7zokw2wl.jpg photo QS visa_zps7zokw2wl.jpg photo Venture One_zpsigvttrlz.jpg photo Sony Visa_zpsxoradr1b.jpg photo USC Reward_zpslcvjfxmq.jpg photo Penfed Promise_zpsdg1y2dw2.png photo NasaFcu_zpswac3zwcu.jpg photo America_zpsuwx8rzdm.jpg photo LA-Kings-card_zpslbkyeqsz.png photo Barclay_zpslqv3i4tl.jpg photo BBVA_zpsqrhh7omh.jpg
7 d/c  6/2012  Burned AE  Chase  CITI

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