Credit Cards

[jeffj25]

Up 15 points to 701! I'm getting there!

[Dustink]

Down 14 points from 750 to 736! Woot!!

Wait, am I going the wrong way? Should I be trying to get it to go up?

[masscredit]

650 to 628. Hey, it's going the wrong way!  That's ok, I've had some inquiries, new accounts opened, have used those new accounts and a few that I paid down/off this month aren't included in this report from 10/3. 

Interesting to note that my fico score from here from 10/4 is 671. I'll give the new credit dust a month or two to settle then pull the reports to see if everything is still accurate if the numbers don't get closer by then.

[masscredit]

---

Dustink wrote:

Down 14 points from 750 to 736! Woot!!

Wait, am I going the wrong way? Should I be trying to get it to go up?

---

Guess we both thought the same thing!  

[SpeedingWheels]

Down 9 from 682 to 673 because I was impatient and app'd for Chase even though I knew I had too many Inq's. 

I am firmly in the garden until at least April so several of the inq's can age past a year. 

[Dustink]

---

masscredit wrote:

---

Dustink wrote:

Down 14 points from 750 to 736! Woot!!

Wait, am I going the wrong way? Should I be trying to get it to go up?

---

Guess we both thought the same thing!  

---

Late night boredom set in and applied for 5 cards...2 approvals. My credit report did not like the HP's, I think I am up to 11. I need to fence my garden, and lock myself in.

[masscredit]

---

Dustink wrote:

---

Late night boredom set in and applied for 5 cards...2 approvals. My credit report did not like the HP's, I think I am up to 11. I need to fence my garden, and lock myself in.

---

I know how that is! I was supposed to be done after my app spree in August. Then I put in 3 more apps a few weeks ago. Approved for JCP, Best Buy MCand shot down for Chase. The JCP will grow so i'm ok with that. I hear the Best Buy won't (owned by Cap 1, started at $500.) so I might decline that offer.  And Chase, it was worth a try.

I can see why people say it's addicting now. I kept getting approved so I kept wanting more. Time to lock myself in, tend to what I have, let them grow and then let the big boys start knocking on my door wanting me to take their offers later. 

[bobebob]

Sweet! Up 20 pts to 824.  got to go change my signature.

[Dustink]

---

masscredit wrote:

---

Dustink wrote:

---

Late night boredom set in and applied for 5 cards...2 approvals. My credit report did not like the HP's, I think I am up to 11. I need to fence my garden, and lock myself in.

---

I know how that is! I was supposed to be done after my app spree in August. Then I put in 3 more apps a few weeks ago. Approved for JCP, Best Buy MCand shot down for Chase. The JCP will grow so i'm ok with that. I hear the Best Buy won't (owned by Cap 1, started at $500.) so I might decline that offer.  And Chase, it was worth a try.

I can see why people say it's addicting now. I kept getting approved so I kept wanting more. Time to lock myself in, tend to what I have, let them grow and then let the big boys start knocking on my door wanting me to take their offers later. 

---

I contacted best buy a few months after I applied. That was after the Capital one acquisition. The cards were being serviced by the same people. I talked to somebody over the phone, and she raised my limit from 1200 to 3000.

[emptypockets]

Same as last month, 798.