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Walmart October scores up!

Frequent Contributor

Re: Walmart October scores up!

Up 15 points to 769!! Smiley Happy

Message 41 of 67
Regular Contributor

Re: Walmart October scores up!

My score jumped from 667 to 707! I am now officially in the 700 club across the board!!! YAY! :smileyvery-happy:

Cards: AMEX Zync NPSL, AMEX BCE, NFCU LOC $15K, NFCU Visa Signature cashRewards $14K, NFCU Flagship Visa Signature $14K, USAA Platinum M/C $3.5K, USAA AMEX $2K, Capital One Cash Rewards $3.5K, WalMart $10K, Lowes $10K, Home Depot $8250, Amazon $4K, Discover IT $1K

Starting Score: EX: 570 EQ: 520 TU 602
Current Score: AMEX EX:717 MyFico EQ 688 Walmart TU 749 MyFico TU 740
Goal Score: 750+ across the board


Take the FICO Fitness Challenge
Message 42 of 67
Senior Contributor

Re: Walmart October scores up!

Yay!!!!! I'm at 696.... I'm sooooooo close to 700, I can taste it!!!! Staying in the garden!!!! I need to get over 700!!!!!:-)

Guess the inq from Amex didn't cause me to losr any points at all. :-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 43 of 67
Frequent Contributor

Re: Walmart October scores up!

It's time for me to see if I can get these negatives deleted like I did on my Exp and EQ...because my score is higher on TU than those two without the baddies....I'm sure my score would really increase...

Starting Score: 601
Current Score: 670
Goal Score: 700


Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K
Message 44 of 67
Established Contributor

Re: Walmart October scores up!

down 21 points to 642 Smiley Sad

 

But I did let a lot of util report. Since im in the garden there is no point in worrying about paying before due dates and such. Not bad considering AAOA dropping from 4 to 2 years, and adding util. Just ready to watch it grow!

In my wallet: Discover it 6800 CL, Capital One Quicksilver Sig 5k CL, Chase Freedom 4k CL, GCU Patinum Visa 1500 CL
Message 45 of 67
Valued Contributor

Re: Walmart October scores up!

Stayed the same - 785...

Ray

** Every Card has a Job, and Every Card does its Job **
Message 46 of 67
Frequent Contributor

Re: Walmart October scores up!

742 up from 703 in September Smiley Happy


AmEx PRG (NPSL) | AmEx Costco ($8.2K) | AmEx Delta Gold ($19.3K) | AmEx BCE ($5K) | Chase United Explorer ($10K) | Chase Sapphire Preferred ($7.5K) | Chase Freedom ($8.2K) | Discover it ($3K) | Capital One Quicksilver ($2.5K) | PayPal Extras ($2.5K) | Lowes ($3.3K) | Walmart ($4.3K) | Amazon ($2.5K) | Restoration Hardware ($8.8K) | Crate & Barrel ($8.3K)
--
Homeowner since 05/29/13
Message 47 of 67
Senior Contributor

Re: Walmart October scores up!

Down to 644, but added a car loan and my util is kind fo high right now....

Message 48 of 67
Highlighted
Regular Contributor

Re: Walmart October scores up!

Up to 672.  Still not highest.  (680 in July).  But I have a few higher balances I will be getting paid down in the next paycheck or two.  Washer/dryer from Home Depot only had $500 left to pay off, and my gun safe and a set of tires for the g-ma's car on my RBFCU card (approx $1500 to pay off).  Then my everyday balances on my Paypal card ($1300.).  Because of all of those, my util is riding at around 30-40%.  HOPEFULLY, i'll break 700 once my util is back below 10%.

Last Hard Pull 05/24/2013

Starting Score: MyFico TU: 621 EQ: 610
Current Score: AmEx EX: 700 Walmart TU: 711 EQ: 699
Goal Score: 700's baby! (made it 4/10/2013!)
New Goal: 740!!


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Message 49 of 67
Super Contributor

Re: Walmart October scores up!

One of my collections fell off 2 weeks ago. I'm up to 753 !!!

 

October 2010 my TU98 was 551 and is now 739. Slowly inching up; but what a ride this has been.




Message 50 of 67