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Walmart October scores up!

Valued Contributor

Walmart October scores up!

TU FICO up another 22pts this month to 658!

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 1 of 67
66 REPLIES
Valued Contributor

Re: Walmart October scores up!

from 678 to 690 in a month! whoot whoot!

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 2 of 67
Frequent Contributor

Re: Walmart October scores up!

Up 1 point to 761...better than nothing! I will take it!
Wallet: Barclays Rewards MC-16k, Amex BCP-15k, Citi Forward V-sig-12.5k, Walmart MC - 7.5k, Amex ED-5k, Chase Freedom-6k, Target Visa- 1.5k
As of: 05/13/2015
Message 3 of 67
Valued Contributor

Re: Walmart October scores up!

WOO! only dropped 4 points to 724. 

and their reasons are wrong for me now. 

i do have installment loan activity! 

2 made payments on 36 month lease. 

 

LOL it says as of oct 3rd though not the 10th like the other ones =/ 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 4 of 67
Frequent Contributor

Re: Walmart October scores up!

Up 14 points to 753. First time in the 750 club! Waiting for another boost after Walmart and Discover statements close.

Message 5 of 67
Regular Contributor

Re: Walmart October scores up!

Waa Hoo! Mine went up 16 points!!! 624 to 640! I'll take it! Closer to my goal!!!!!!!!

Starting Scores:
Lender Pull 7/10/2012 EQ 585 EX 617 TU 551
8/2012 MyFico EX 598 01/2013 EX 608 2/2013 EX 620 Smiley Surprised)
9/12/2012 624 (Fico Discover)
02/7/2013 660 (Fico Wally)
At least I'm heading in the right direction!!!

Goal Score:740+, home loan and Get rid of subprime cards!!!



Message 6 of 67
Valued Contributor

Re: Walmart October scores up!

OMG!!!!

 

708, I'm up 8 point.

 

cha-ching Smiley Surprised

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 7 of 67
Valued Contributor

Re: Walmart October scores up!

I don't think mine will update this month b/c I didn't actually activate my card until the 28th last month...O_O and I know they update every 10th of the month right? Too close.

As of 2017, rebuilding...
Message 8 of 67
Valued Contributor

Re: Walmart October scores up!

I first got the card in Aug. and was at 608 and now 658.....needless to say as impatient i am with building my credit. Seeing the increases each month are satifying. I just need to continue to garden and keep trying to be patient. 

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 9 of 67
Frequent Contributor

Re: Walmart October scores up!

@ maiden you should get your score. You should have gotten one when you activated and you will get another by the 10th business day of every month thereafter.
Wallet: Barclays Rewards MC-16k, Amex BCP-15k, Citi Forward V-sig-12.5k, Walmart MC - 7.5k, Amex ED-5k, Chase Freedom-6k, Target Visa- 1.5k
As of: 05/13/2015
Message 10 of 67