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Established Contributor
j_casteel
Posts: 1,002
Registered: ‎06-21-2012

Walmart October scores up!

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‎10-09-2012 08:01 PM

TU FICO up another 22pts this month to 658!

| AMEX Zync PSL | Walmart $900 | Cap1 Green $1.5k | Amazon $1k | NFCU Visa Sig $10k | NavChek $15k | NFCU Platinum MC $2k | Lowe's $1.2k |
Starting Score:TU:597 EQ:571 7/5/12 (joined myFICO & SW)
Current Score: EQ:653 (ScoreWatch) EX:685 (Amex app) TU:681 (Walmart)
Goal Score: 700
Proud to say that ALL past due debt has been paid and I never declared BK!!
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Valued Contributor
jsickz32
Posts: 1,810
Registered: ‎06-25-2012

Re: Walmart October scores up!

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‎10-09-2012 08:04 PM

from 678 to 690 in a month! whoot whoot!

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / BofA Total rewards (2500) / BofA Amex (3900) / Bofa cash rewards (5700) / BofA Privileges Cash Rewards (5000) / Citi Forward (3000) / Chase Freedom (3500) / Discover IT (1700) / FNBO AMEX (3600) / Barclays Apple Visa (3960) / NFCU cashRewards Visa signature (12500) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (601) / PayPal Smart connect (2200)
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Frequent Contributor
tonyaether
Posts: 334
Registered: ‎06-04-2011

Re: Walmart October scores up!

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‎10-09-2012 08:05 PM

Up 1 point to 761...better than nothing! I will take it!
Starting over in the garden...my seed has been planted:-)Last app: 02/23/2013
Current Scores: 12/2012 EQ - 783(FICO), TU98 - 773(FICO ), TU08- 763(Walmart FICO),EX PLUS-775 (FAKO) Credit Sesame - 804 (FAKO)
Wallet: Barclays Plat. Rewards MC 0/$4.9k,Amex BCP 0/$9.1k, CitiForward Signature $900/$11k, Chase Freedom 0/$3k,Target Visa 0/$1.5k, Walmart Discover 0/5.4k, Delta Gold Skymiles Amex 0/$2k
GOAL: 800 ACROSS THE BOARD!!!!
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Valued Contributor
creditnocash
Posts: 1,918
Registered: ‎07-23-2012

Re: Walmart October scores up!

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‎10-09-2012 08:07 PM

WOO! only dropped 4 points to 724. 

and their reasons are wrong for me now. 

i do have installment loan activity! 

2 made payments on 36 month lease. 

 

LOL it says as of oct 3rd though not the 10th like the other ones =/ 

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
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Frequent Contributor
SwampSystems
Posts: 344
Registered: ‎06-25-2012

Re: Walmart October scores up!

[ Edited ]
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‎10-09-2012 08:18 PM - edited ‎10-09-2012 08:18 PM

Up 14 points to 753. First time in the 750 club! Waiting for another boost after Walmart and Discover statements close.


Hover over image for credit limits
How to stop the myFICO page header from overlapping posts
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Regular Contributor
snsforever916
Posts: 142
Registered: ‎06-28-2012

Re: Walmart October scores up!

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‎10-09-2012 08:19 PM

Waa Hoo! Mine went up 16 points!!! 624 to 640! I'll take it! Closer to my goal!!!!!!!!

Starting Scores:
Lender Pull 7/10/2012 EQ 585 EX 617 TU 551
8/2012 MyFico EX 598 01/2013 EX 608 2/2013 EX 620 :smileysurprised:)
9/12/2012 624 (Fico Discover)
02/7/2013 660 (Fico Wally)
At least I'm heading in the right direction!!!

Goal Score:740+, home loan and Get rid of subprime cards!!!



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Established Contributor
armbenderc
Posts: 794
Registered: ‎09-11-2012

Re: Walmart October scores up!

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‎10-09-2012 08:19 PM

OMG!!!!

 

708, I'm up 8 point.

 

cha-ching :smileysurprised:

Current Score: Amex Plus (02/13): 728 EX, 728 EQ, Discover LP (03/13): 731 TU, Walmart TU08 (04/13) 734
2013 App'd: 03/01/13 - Discover IT (Approved), 03/04/13 - Amex BCE (Approved), 05/04/13 - CSP (Approved)
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Established Contributor
maiden_girl
Posts: 1,157
Registered: ‎12-29-2011

Re: Walmart October scores up!

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‎10-09-2012 08:20 PM

I don't think mine will update this month b/c I didn't actually activate my card until the 28th last month...O_O and I know they update every 10th of the month right? Too close.

The truth is out there...
FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k
Message 8 of 67 (770 Views)
 
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Established Contributor
j_casteel
Posts: 1,002
Registered: ‎06-21-2012

Re: Walmart October scores up!

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‎10-09-2012 08:23 PM

I first got the card in Aug. and was at 608 and now 658.....needless to say as impatient i am with building my credit. Seeing the increases each month are satifying. I just need to continue to garden and keep trying to be patient. 

| AMEX Zync PSL | Walmart $900 | Cap1 Green $1.5k | Amazon $1k | NFCU Visa Sig $10k | NavChek $15k | NFCU Platinum MC $2k | Lowe's $1.2k |
Starting Score:TU:597 EQ:571 7/5/12 (joined myFICO & SW)
Current Score: EQ:653 (ScoreWatch) EX:685 (Amex app) TU:681 (Walmart)
Goal Score: 700
Proud to say that ALL past due debt has been paid and I never declared BK!!
Message 9 of 67 (757 Views)
 
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Frequent Contributor
tonyaether
Posts: 334
Registered: ‎06-04-2011

Re: Walmart October scores up!

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‎10-09-2012 08:23 PM

@ maiden you should get your score. You should have gotten one when you activated and you will get another by the 10th business day of every month thereafter.
Starting over in the garden...my seed has been planted:-)Last app: 02/23/2013
Current Scores: 12/2012 EQ - 783(FICO), TU98 - 773(FICO ), TU08- 763(Walmart FICO),EX PLUS-775 (FAKO) Credit Sesame - 804 (FAKO)
Wallet: Barclays Plat. Rewards MC 0/$4.9k,Amex BCP 0/$9.1k, CitiForward Signature $900/$11k, Chase Freedom 0/$3k,Target Visa 0/$1.5k, Walmart Discover 0/5.4k, Delta Gold Skymiles Amex 0/$2k
GOAL: 800 ACROSS THE BOARD!!!!
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