Credit Cards

turn on suggestions Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Reply
Topic Options
Valued Contributor
jsucool76
Posts: 2,618
Registered: ‎12-11-2011

Re: Walmart - Paypal - Target

Options

‎08-09-2012 07:18 PM

Well i wouldnt purchase $100 worth of stuff JUST to apply for the card. Defeats the purpose. It doesnt count as saving money if you spend more money than you planned on spending in the first place. Haha.
Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Message 11 of 16 (230 Views)
 
Reply
Regular Contributor
pozativelyliving
Posts: 237
Registered: ‎07-13-2012

Re: Walmart - Paypal - Target

Options

‎08-09-2012 07:21 PM

I was looking at it as buying 2 months of supplies that would maybe be bought $50. per month. Put it on the card if approved, have the grace period then a few weeks after the bill is issued plus save $20. 

EX 638 (Lender 9/1) TA 650(Walmart 9/1) EQ 655 (FICO - 9/17)
Goal - 700 Club in '13!!!

My Wallet - Cap 1 - $300. Cap 1 - $750. Orchard - $950.
New as of 8/29 - Target - $3000. Barclay's - $2000. Merrick - $1000. Walmart $600. And as of 9/22 - JCP $200.
Message 12 of 16 (227 Views)
 
Reply
Contributor
SoCalBound
Posts: 96
Registered: ‎06-24-2012

Re: Walmart - Paypal - Target

Options

‎08-09-2012 07:31 PM

You have to close the account and reapply for the Mastercard.  However, I have seen some really decent Smart Connect limits.  When I apply for new credit this weekend Paypal is one of the two that I am for sure apping for and I will be happy if I get either.

Zync NPSL, BCP ($2000), Chase United ($2000) Chase Amazon ($1500), Chase Freedom ($3000), Discover More ($2000), Paypal Extras ($5000), Citi Forward ($2000), Orchard $2000, Amazon ($5000)
Pre-App Scores: TU98 779, TU04 797, EQ 682, EX 788 (Amex) 8/12
Message 13 of 16 (209 Views)
 
Reply
Valued Contributor
Duncanrr
Posts: 2,496
Registered: ‎06-08-2012

Re: Walmart - Paypal - Target

Options

‎08-09-2012 07:34 PM

What does paypal typically pull?


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750
Take the FICO Fitness Challenge
Message 14 of 16 (206 Views)
 
Reply
Valued Contributor
jsucool76
Posts: 2,618
Registered: ‎12-11-2011

Re: Walmart - Paypal - Target

Options

‎08-09-2012 07:41 PM

Ge almost exclusively pulls TU from what I've read. They pulled that for my ppsc and walmart.
Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Message 15 of 16 (197 Views)
 
Reply
Established Contributor
kobe2012
Posts: 583
Registered: ‎03-16-2012

Re: Walmart - Paypal - Target

Options

‎08-09-2012 07:42 PM

Duncanrr wrote:
What does paypal typically pull?
momost of the time, they pull TU --- (CA)

Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
tryin to garden!!!!!

Take the FICO Fitness Challenge
 
Message 16 of 16 (196 Views)
 
Reply

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+