Credit Cards Center Credit cards from our partners
Reply
Super Contributor
Posts: 7,449
Registered: ‎12-11-2011
0

Re: Walmart - Paypal - Target

Well i wouldnt purchase $100 worth of stuff JUST to apply for the card. Defeats the purpose. It doesnt count as saving money if you spend more money than you planned on spending in the first place. Haha.


Regular Contributor
Posts: 237
Registered: ‎07-13-2012
0

Re: Walmart - Paypal - Target

I was looking at it as buying 2 months of supplies that would maybe be bought $50. per month. Put it on the card if approved, have the grace period then a few weeks after the bill is issued plus save $20. 

EX 638 (Lender 9/1) TA 650(Walmart 9/1) EQ 655 (FICO - 9/17)
Goal - 700 Club in '13!!!

My Wallet - Cap 1 - $300. Cap 1 - $750. Orchard - $950.
New as of 8/29 - Target - $3000. Barclay's - $2000. Merrick - $1000. Walmart $600. And as of 9/22 - JCP $200.
Contributor
Posts: 96
Registered: ‎06-24-2012
0

Re: Walmart - Paypal - Target

You have to close the account and reapply for the Mastercard.  However, I have seen some really decent Smart Connect limits.  When I apply for new credit this weekend Paypal is one of the two that I am for sure apping for and I will be happy if I get either.

Zync NPSL, BCP ($2000), Chase United ($2000) Chase Amazon ($1500), Chase Freedom ($3000), Discover More ($2000), Paypal Extras ($5000), Citi Forward ($2000), Orchard $2000, Amazon ($5000)
Pre-App Scores: TU98 779, TU04 797, EQ 682, EX 788 (Amex) 8/12
Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
0

Re: Walmart - Paypal - Target

What does paypal typically pull?


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Super Contributor
Posts: 7,449
Registered: ‎12-11-2011
0

Re: Walmart - Paypal - Target

Ge almost exclusively pulls TU from what I've read. They pulled that for my ppsc and walmart.


Established Contributor
Posts: 818
Registered: ‎03-16-2012
0

Re: Walmart - Paypal - Target


Duncanrr wrote:
What does paypal typically pull?
momost of the time, they pull TU --- (CA)

Starting Score: TU: 481 12/30/2015 EQ:561 12/30/2015 EX:532 12/30/2015 (MYFICOS) BK FILED: 09/2015 DISCHARGED 12/2015 -- 08/21/2016 TU:595 EQ: 623 EX: 610
NFCU cashRewards:$500 CreditOne:$300 Merrick:$600 Milestone:$300 Cabelas:$1000 JCrew:$250 Overstock:$250 PaypalCredit:$1050

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.