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Walmart Prequalified Offer???

Frequent Contributor

Walmart Prequalified Offer???

Is this an automatic approval or just an invite to apply?  I have a prequalified acceptane number.  Will this result in an inquiry?

 

 

Thanks in advance...

Starting Score: Mid 500's
EQ-701 TU-693 EXP-698
Goal Score:750+

NavChek $15,000/NFCU nRewards Visa $12,000/American Express Rewards Gold NPSL/USAA Rewards World Mastercard $7000/USAA Visa Platinum $7000/Barclay $3900/Credit Union Visa $5000/Jareds $7600/BofA Visa $4000/USAA MC $1500/Walmart $1200//Amazon $1000/Discover Card $750/Cap1 $2250.







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6 REPLIES
Valued Contributor

Re: Walmart Prequalified Offer???


eparker wrote:

Is this an automatic approval or just an invite to apply?  I have a prequalified acceptane number.  Will this result in an inquiry?

 

 

Thanks in advance...


you will have to apply and yes it will be a HP


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Frequent Contributor

Re: Walmart Prequalified Offer???

ok...thanks

Starting Score: Mid 500's
EQ-701 TU-693 EXP-698
Goal Score:750+

NavChek $15,000/NFCU nRewards Visa $12,000/American Express Rewards Gold NPSL/USAA Rewards World Mastercard $7000/USAA Visa Platinum $7000/Barclay $3900/Credit Union Visa $5000/Jareds $7600/BofA Visa $4000/USAA MC $1500/Walmart $1200//Amazon $1000/Discover Card $750/Cap1 $2250.







the FICO Fitness Challenge
Take the FICO Fitness Challenge

Epic Contributor

Re: Walmart Prequalified Offer???


eparker wrote:

Is this an automatic approval or just an invite to apply?  I have a prequalified acceptane number.  Will this result in an inquiry?

 

 

Thanks in advance...


Did this happen online,Store, Mail?

 

The only time I have had this happen to me is for Sams... I had applied about 30-60 day prior and was declined and then in the mail and offer came for a $1500 Limit card and I believe it was "Prequalified" as you mention... I wasn't watching credit very hard back then so I can't be sure rather they pulled HP or not.

I have seen some people I know get one for Chevron also.

I know store cards like Express, VS, etc. if you have an online account and start checking out they sometimes offer pre-approval and I have not seen them ever decline or ever HP on those offers....

Senior Contributor

Re: Walmart Prequalified Offer???


Creditaddict wrote:

eparker wrote:

Is this an automatic approval or just an invite to apply?  I have a prequalified acceptane number.  Will this result in an inquiry?

 

 

Thanks in advance...


Did this happen online,Store, Mail?

 

The only time I have had this happen to me is for Sams... I had applied about 30-60 day prior and was declined and then in the mail and offer came for a $1500 Limit card and I believe it was "Prequalified" as you mention... I wasn't watching credit very hard back then so I can't be sure rather they pulled HP or not.

I have seen some people I know get one for Chevron also.

I know store cards like Express, VS, etc. if you have an online account and start checking out they sometimes offer pre-approval and I have not seen them ever decline or ever HP on those offers....



I got one for Cheveron it was a HP though

Mega Contributor

Re: Walmart Prequalified Offer???


eparker wrote:

Is this an automatic approval or just an invite to apply?  I have a prequalified acceptane number.  Will this result in an inquiry?

 

 

Thanks in advance...


Invite to apply, it will be a HP.




EQ FICO 548 3/3/16
Valued Contributor

Re: Walmart Prequalified Offer???


eparker wrote:

Is this an automatic approval or just an invite to apply?  I have a prequalified acceptane number.  Will this result in an inquiry?

 

 

Thanks in advance...


I love GE accounts if you don't get the Discover and only get the store card go for it, you get get an offer to upgrade. I gotonly the store card at a 630 TU score.