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Frequent Contributor
Posts: 268
Registered: ‎03-10-2009
0

Walmart Prequalified Offer???

Is this an automatic approval or just an invite to apply?  I have a prequalified acceptane number.  Will this result in an inquiry?

 

 

Thanks in advance...

Starting Score: Mid 500's
EQ-663 TU-686 EXP-698
Goal Score:750+

NavChek $15,000/NFCU nRewards Visa $12,000/American Express Rewards Gold NPSL/USAA Rewards World Mastercard $7000/USAA Visa Platinum $7000/Barclay $3900/Credit Union Visa $5000/Jareds $7600/BofA Visa $4000/USAA MC $1500/Walmart $1200//Amazon $1000/Discover Card $750/Cap1 $2250.







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Valued Contributor
Posts: 2,179
Registered: ‎01-09-2012
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Re: Walmart Prequalified Offer???


eparker wrote:

Is this an automatic approval or just an invite to apply?  I have a prequalified acceptane number.  Will this result in an inquiry?

 

 

Thanks in advance...


you will have to apply and yes it will be a HP


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Frequent Contributor
Posts: 268
Registered: ‎03-10-2009
0

Re: Walmart Prequalified Offer???

ok...thanks

Starting Score: Mid 500's
EQ-663 TU-686 EXP-698
Goal Score:750+

NavChek $15,000/NFCU nRewards Visa $12,000/American Express Rewards Gold NPSL/USAA Rewards World Mastercard $7000/USAA Visa Platinum $7000/Barclay $3900/Credit Union Visa $5000/Jareds $7600/BofA Visa $4000/USAA MC $1500/Walmart $1200//Amazon $1000/Discover Card $750/Cap1 $2250.







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Epic Contributor
Posts: 23,798
Registered: ‎10-23-2007
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Re: Walmart Prequalified Offer???


eparker wrote:

Is this an automatic approval or just an invite to apply?  I have a prequalified acceptane number.  Will this result in an inquiry?

 

 

Thanks in advance...


Did this happen online,Store, Mail?

 

The only time I have had this happen to me is for Sams... I had applied about 30-60 day prior and was declined and then in the mail and offer came for a $1500 Limit card and I believe it was "Prequalified" as you mention... I wasn't watching credit very hard back then so I can't be sure rather they pulled HP or not.

I have seen some people I know get one for Chevron also.

I know store cards like Express, VS, etc. if you have an online account and start checking out they sometimes offer pre-approval and I have not seen them ever decline or ever HP on those offers....

Fico Scores: EQ- 662., TU 684 Barclay, EX 700 (3/21/15)

You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
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Senior Contributor
Posts: 3,528
Registered: ‎01-19-2009
0

Re: Walmart Prequalified Offer???


Creditaddict wrote:

eparker wrote:

Is this an automatic approval or just an invite to apply?  I have a prequalified acceptane number.  Will this result in an inquiry?

 

 

Thanks in advance...


Did this happen online,Store, Mail?

 

The only time I have had this happen to me is for Sams... I had applied about 30-60 day prior and was declined and then in the mail and offer came for a $1500 Limit card and I believe it was "Prequalified" as you mention... I wasn't watching credit very hard back then so I can't be sure rather they pulled HP or not.

I have seen some people I know get one for Chevron also.

I know store cards like Express, VS, etc. if you have an online account and start checking out they sometimes offer pre-approval and I have not seen them ever decline or ever HP on those offers....



I got one for Cheveron it was a HP though

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Walmart Prequalified Offer???


eparker wrote:

Is this an automatic approval or just an invite to apply?  I have a prequalified acceptane number.  Will this result in an inquiry?

 

 

Thanks in advance...


Invite to apply, it will be a HP.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
Posts: 1,024
Registered: ‎12-12-2011
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Re: Walmart Prequalified Offer???


eparker wrote:

Is this an automatic approval or just an invite to apply?  I have a prequalified acceptane number.  Will this result in an inquiry?

 

 

Thanks in advance...


I love GE accounts if you don't get the Discover and only get the store card go for it, you get get an offer to upgrade. I gotonly the store card at a 630 TU score.

Walmart / SYNCB - 1,000/12,000 | JCP MasterCard / SYNCB - 5,500 | Dillard's / Wells Fargo - 5,000 | Amazon / SYNCB - 1,000 | Belk / SYNCB - 3,000 | Aeromexico Visa / US Bank - 300 | Capital One - 500/3,700 | Bank Of America 123 Cash Back - 12,000 | Wells Fargo - 300 | AMEX Hilton HHonours - 2,000 | PenFed Platinum Rewards Visa Signature - 30,000 | PenFed Travel Rewards AMEX - 10,000 | PenFed PLOC - 5,000 | PenFed Thrifty Credit - 500 | Discover IT - 8,800 | Wyndham / Barclays - 2,500 | Citi Simplicity - 3,800 | Amazon.com Visa Signature - 5,000.
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