Walmart, Sams and Lowes are all GE?

[HYPASS33]

Had capital one since 2009.

[09Lexie]

Again, your best chance for approval is to take care of your baddies ESP an outstanding CA. Let it update, then try Barclays.

[HYPASS33]

I just got the letter from GE/Lowes saying my TU score was 595! I pulled Myfico and its 659!!
Should I try back door to get approved on this one??

[FinStar]

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@HYPASS33 wrote:
I just got the letter from GE/Lowes saying my TU score was 595! I pulled Myfico and its 659!!
Should I try back door to get approved on this one??

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The (GECRB) TU score that was based to make their decision is an internal one (reference the range used).  Unfortunately, I don't think this one will fly.  You can always try but there's very few anectodal successes in overturning the original declined decision.  If your CR was a lot cleaner, you would have more leverage.

[FinStar]

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@09Lexie wrote:
The denial is probably a sign to tell you to garden what you have with GE. Depending on your credit profile will determine how long you should wait. A longer AAOA, thicker file can app quicker. Short, thin files at least 6 mos. because you are trying to open multiple accounts with the same lender - I would suggest you wait until after your successful auto CLI at the very earliest

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+1

And this, which has been previously suggested.