05-11-2013 05:17 PM
Are all these backed by GE? If so, it's funny I got approved by Walmart and Sams but not Lowes. Very low CL but approved. I'm scared to apply for anything else.
And an FYI I would cool it on the GE apps they will shut down all of your accounts if you app for too many cards too quickly.
05-11-2013 05:23 PM
Walmart store card can be used in Sams or so I've heard...same company.
05-11-2013 05:27 PM
Oh man! Thats true you could if just gone with Wal-Mart and Lowes since you can use Wal-Mart at Sam's. Dont apply for anymore GE accounts.
05-11-2013 05:28 PM
That's not necessarily true...I apped for and was approved for at the same time:
And got a CLI on my Sam's
A year later I got TJMaxx and Old Navy
Not only do I still have them all I get regular CLIs on them.
05-11-2013 05:35 PM
True^ My sister was able to get 4 GE acct's at the same time. After her 4th app she got her first denial and decided to stop the apping. It must vary depending on your situation.
05-11-2013 05:35 PM
Back in August of 2012 i got approved for Walmart and Dillards...tried applying for Lowe's in September and then Sam's Club in October and got denied for both. So its not uncommon to get approved for some but not others...havent re-applied for either one since cuz really wouldnt have use for them right now.
05-11-2013 08:07 PM
05-11-2013 10:23 PM
GE has been known to not only decline but closed new accounts obtained in sprees. It's a YMMV but considering its the same lender they may be worried about fraud. The most I've ever applied for with GE during a spree is 2.
While everyone's outcome/experience will vary, why put oneself at risk of the lender flagging or closing your accounts?
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO