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Walmart, Sams and Lowes are all GE?

Frequent Contributor

Walmart, Sams and Lowes are all GE?

Are all these backed by GE? If so, it's funny I got approved by Walmart and Sams but not Lowes. Very low CL but approved. I'm scared to apply for anything else.
Message 1 of 25
24 REPLIES
Mega Contributor

Re: Walmart, Sams and Lowes are all GE?


HYPASS33 wrote:
Are all these backed by GE? If so, it's funny I got approved by Walmart and Sams but not Lowes. Very low CL but approved. I'm scared to apply for anything else.
Yep!!
And an FYI I would cool it on the GE apps they will shut down all of your accounts if you app for too many cards too quickly.






EQ FICO 548 3/3/16
Message 2 of 25
Frequent Contributor

Re: Walmart, Sams and Lowes are all GE?

Should have did without the Sams and just did lowes.
Message 3 of 25
Valued Contributor

Re: Walmart, Sams and Lowes are all GE?

Walmart store card can be used in Sams or so I've heard...same company.

As of 2017, rebuilding...
Message 4 of 25
Senior Contributor

Re: Walmart, Sams and Lowes are all GE?

Oh man! Thats true you could if just gone with Wal-Mart and Lowes since you can use Wal-Mart at Sam's. Dont apply for anymore GE accounts. 

Discharged on 7/11/16
Gardening Since 12/01/2017
Message 5 of 25
Regular Contributor

Re: Walmart, Sams and Lowes are all GE?

That's not necessarily true...I apped for and was approved for at the same time:

 

Walmart

JC Penney

Amazon

Care Credit

Lowes

Walmart

And got a CLI on my Sam's

 

A year later I got TJMaxx and Old Navy

 

Not only do I still have them all I get regular CLIs on them.

 

Message 6 of 25
Senior Contributor

Re: Walmart, Sams and Lowes are all GE?

True^ My sister was able to get 4 GE acct's at the same time. After her 4th app she got her first denial and decided to stop the apping. It must vary depending on your situation.

Discharged on 7/11/16
Gardening Since 12/01/2017
Message 7 of 25
Valued Contributor

Re: Walmart, Sams and Lowes are all GE?

Back in August of 2012 i got approved for Walmart and Dillards...tried applying for Lowe's in September and then Sam's Club in October and got denied for both. So its not uncommon to get approved for some but not others...havent re-applied for either one since cuz really wouldnt have use for them right now.

gardening since 5/21/2016
Message 8 of 25
Moderator Emerita

Re: Walmart, Sams and Lowes are all GE?

GE has been known to not only decline but closed new accounts obtained in sprees. It's a YMMV but considering its the same lender they may be worried about fraud. The most I've ever applied for with GE during a spree is 2.

Message 9 of 25
Senior Contributor

Re: Walmart, Sams and Lowes are all GE?


09Lexie wrote:
GE has been known to not only decline but closed new accounts obtained in sprees. It's a YMMV but considering its the same lender they may be worried about fraud. The most I've ever applied for with GE during a spree is 2.


+1

 

While everyone's outcome/experience will vary, why put oneself at risk of the lender flagging or closing your accounts?

Message 10 of 25