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Regular Contributor
almost_there
Posts: 231
Registered: ‎04-26-2008
0

Re: Walmart Store Card

Is your phone number also listed on your credit report?  They said they couldn't verify the info with the credit agency?  And now that I look at it, Equifax doesn't have my phone number listed. 
11/2013 FICO: 517 (TU), 560 (EX), 539 (EQ)
11/2013 FAKO: 593 (TU), 591 (EX), 595 (EQ)
Regular Contributor
soccermomof4
Posts: 155
Registered: ‎05-07-2008
0

Re: Walmart Store Card

I think it's listed on all my CRs.  So maybe you should add it to your reports for future apps... still seems crazy to me, since there are so many other pieces of information they could verify against your CR to make sure 'you' are 'you'.

TU=564 EQ=??? EX=??? 4/4/06
TU=643 EQ=625 EX=618 1/24/08
TU=678 EQ=651 EX=665 10/24/08
TU=694 EQ=669 EX=??? 9/24/09
TU=706 EQ=691 EX=??? 10/8/09
CH7 BK 2001
Regular Contributor
almost_there
Posts: 231
Registered: ‎04-26-2008
0

Re: Walmart Store Card

How's this for a kick in the head?  I called Equifax today to add my phone number to the file, and they said only a creditor could do that.  Not a nobody like me... Unbelievable. Ugh!
11/2013 FICO: 517 (TU), 560 (EX), 539 (EQ)
11/2013 FAKO: 593 (TU), 591 (EX), 595 (EQ)
Senior Contributor
Wonderin
Posts: 3,494
Registered: ‎05-25-2008

Re: Walmart Store Card


almost_there wrote:
How's this for a kick in the head? I called Equifax today to add my phone number to the file, and they said only a creditor could do that. Not a nobody like me... Unbelievable. Ugh!


Wrong!!! Booger-y CSR!!

Go to the CRAs and start a dispute (you're not actually going to dispute anything). Once you've reached the dispute page, you'll see an area that displays your name, addy, PHONE NUMBER, employer, etc. Just type in your telephone number and save it. Don't actually dispute anything, of course.

That's what WE did. And it worked!!

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*

Hubby's FICOs when we started: high 400s (June 2008)
Hubby's FICO NOW (04/06/09): TU: 679 EQ: 608 EX: ???
My FICOs: TU: 643, EQ: 606
Closed on new home: 1/20/2009 -- If we can do it, YOU can do it!!

Regular Contributor
almost_there
Posts: 231
Registered: ‎04-26-2008
0

Re: Walmart Store Card

Cool.  Thanks. 

 


Wonderin wrote:

almost_there wrote:
How's this for a kick in the head? I called Equifax today to add my phone number to the file, and they said only a creditor could do that. Not a nobody like me... Unbelievable. Ugh!


Wrong!!! Booger-y CSR!!

Go to the CRAs and start a dispute (you're not actually going to dispute anything). Once you've reached the dispute page, you'll see an area that displays your name, addy, PHONE NUMBER, employer, etc. Just type in your telephone number and save it. Don't actually dispute anything, of course.

That's what WE did. And it worked!!

 

11/2013 FICO: 517 (TU), 560 (EX), 539 (EQ)
11/2013 FAKO: 593 (TU), 591 (EX), 595 (EQ)
Established Contributor
Changingmantra
Posts: 676
Registered: ‎01-24-2008
0

Re: Walmart Store Card

In the Spring, I got, I think, 6 GE Money cards.  For every one of them, they pulled TU!  I think I got them all in late March/early April.  Tonight I finally asked for a CLI on most of them.  I got an instatnt $75.00 on the Walmart... up to $575, but declined on JC Penney, Amazon Store Credit and Pay Paly Buyers.  I do not get that. I had some terrible problems with identity verification when applying for these cards, and I am wondering if they are all so linked that once I got the Walmart increase, their system figured I had already gotten GMoney increase and so am no eligible for another one for 4 months.  Who knows .. I will see what the letters say when they come in.
*Note to self* Remember why and for how long you had to rebuild in the first place! One Day at a Time, One Day at a Time!

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