Established Contributor
Posts: 608
Registered: ‎10-11-2012

Re: Walmart Store Card

[ Edited ]

This has been my most successful card increase wise! I started off in September 2012 with a limit of 700. it went from 700>3000>6000>9500>12500, where it currently sits today. That is about 4 months time. All were requests initiated by me through underwriting.


edit: I did not use it much and paid in full. The most I put on it was 954 bucks or something like that which was used for my DD.

NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014

Frequent Contributor
Posts: 344
Registered: ‎03-25-2011

Re: Walmart Store Card

This has been my most progressive card by far. I use it every couple weeks and put several hundred bucks on it. Generally pay in full , but have also carried a couple huindred $ balance when attempting CLI's. Started in Aug 2011 with $600 CL and currently just hit the "luv button" after waiting the usual 4 statement and currently sit at $4500 CL.  CLI's have gone something like 600-1200-1600-2400-3200-4500

TU-717 (MYFICO) EQ- 696(MYFICO) EXP 711(Amex denial letter)
My Wallet : Dicover More 10,000 CL / Amex Zync NPSL / WellsFargoRewards3800 / -CapOne 3000CL / GEMBWalMart 5000CL / Zales 4000CL-Kays 2900--Macys 3000CL /SSFCU 5000CL / CitiBank Plat Select 3000CL / CHASE Freedom 1300CL / Lowes 10,000 CL / BBuyStoreCard 5000CL Sears Store Card (Citi) 3000 / Firestone CFNB 1400 Toyota Financial $35,000 Auto /2200DiscountTire(GECRB) Citi TY Preferred 6500CL / Chase Slate$4000/BofA2500/ToyotaRewardsVisa$6500BofA$6500
Posts: 75
Registered: ‎11-12-2012

Re: Walmart Store Card

So calling underwriting or hitting the luv Button is not a hard pull?
current cards
WM store
Cap1 platinum
WF secured
Amazon Chase :smileyhappy:
Gardening since 12/20/2012
Valued Contributor
Posts: 2,255
Registered: ‎07-23-2012

Re: Walmart Store Card

VWTUNER wrote:
So calling underwriting or hitting the luv Button is not a hard pull?

all ge cli to my knowledge are soft pulls. 


but yeah walmart for me was soft. 

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014

2014 Goals:
Lower Utility
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Senior Contributor
Posts: 6,242
Registered: ‎08-16-2012

Re: Walmart Store Card

Two tips:
Call "Credit Solutions" for CLIs!
Never miss a payment!

Went from $800 store to $15,000 Discover version here in a little more than two years :-)

This is a great builder card!!!!!! Mine stayed maxxed out mostly until I got the upgrade, now I PIF every month...just like $100-$500 in charges.

Good luck and take care of her! Haha
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k

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