Credit Card Center Advertiser Disclosure†
05-06-2013 07:20 AM
It depends on your report content but it is a relatively easy card to get. My TU score was 520 and eq was 607 when I applied and was approved. Hope that helps. Someone on this forum had convinced me to apply and I was shocked in a good way to be approved.
05-06-2013 07:32 AM
i just got one yesterday with TU fico (from here) of 659, but i was declined 46 days ago with a TU score(from here) of 619
05-06-2013 07:34 AM
It depends on your report, but I have heard people getting approved with scores in the 500s!
Everyone gets a walmart card but me! Maybe one day... lol
05-06-2013 07:54 AM
Enroll in electronic statements to get the TU score.
You can request a CLI every 4 statements but they may give you an auto-CLI before the 4th statement, it varies. Very generous lender, in my opinion.
05-06-2013 08:10 AM
It all depends.. I tried for the wally card twice last year with TU scores around 630 and didn't get it.. the third time i applied it was actually lower than 630 and i was approved! That same day i felt lucky with GE and app'd for a JCP card and was approved as well.. Good Luck if you decide to app!
05-06-2013 08:21 AM
I really don't think approvals go by score but more about the content of your CR, it seems like Walmart and store cards are inconsistant on their approvals. You can be in the 500's with good history and get approve versus 600's with slow pay or baddies and get denied. So scores don't make much of a big difference as long as your content meets their standards.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.