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Walmart Store to Discover on login. [UPDATE]

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CK_Charles_Lover
Regular Contributor

Re: Walmart Store to Discover on login.

Of course this is IMO, I doubt Amex will care, remember you are opening up a new TL but they can obviously see that you are closing one (paid, closed) and getting another one. They will know its an upgrade without a doubt. 

Trans Union Fico (Walmart) ,690 Experian Fico (Amex) 686(Opened 3 new accounts this month. In the Garden)


AMEX BCE ($19,500) AMEX PRG -(NPSL), BARCLAYS US AIR PREMIER WORLD ($10,000), BOA CASH REWARD -($6,000), CITI HILTON RESERVE SIGGY-(5,000), WALMART DISCOVER ( $5,800), CITI DIAMOND ($4,700), CITI DIVIDED WORLD ($4,500), AMAZON STORE($5,000), NORDSTROM VISA SIG($5,000), PAYPAL STORE ($4,000) Amex Delta Gold ($2000)
Message 11 of 13
RyVision
Valued Contributor

Re: Walmart Store to Discover on login.


@CK_Charles_Lover wrote:

Of course this is IMO, I doubt Amex will care, remember you are opening up a new TL but they can obviously see that you are closing one (paid, closed) and getting another one. They will know its an upgrade without a doubt. 



That's the logic I use with other lenders Smiley Very Happy  And have actually told to others myself  lol

 

I think like many, I'm just always most concerned about AMEX  Smiley Very Happy

 

Like another poster said long ago to another younger poster who was very lucky to get AMEX  "treat it like a Faberge Egg" LOL  I think it may have been Crunching or maybe Bichon  who said it.  I've quoted it a few times since too lol as I think the same way regarding AMEX.

 

Thanks for reminding me of the logic, maybe it helps to see others see it too Smiley Happy


AKA 840flippedto480
Message 12 of 13
tinuviel
Moderator Emeritus

Re: Walmart Store to Discover on login.


@RyVision wrote:

@CK_Charles_Lover wrote:

Of course this is IMO, I doubt Amex will care, remember you are opening up a new TL but they can obviously see that you are closing one (paid, closed) and getting another one. They will know its an upgrade without a doubt. 



That's the logic I use with other lenders Smiley Very Happy  And have actually told to others myself  lol

 

I think like many, I'm just always most concerned about AMEX  Smiley Very Happy

 

Like another poster said long ago to another younger poster who was very lucky to get AMEX  "treat it like a Faberge Egg" LOL  I think it may have been Crunching or maybe Bichon  who said it.  I've quoted it a few times since too lol as I think the same way regarding AMEX.

 

Thanks for reminding me of the logic, maybe it helps to see others see it too Smiley Happy



That would have been me. But, I "borrowed" that line from an even older (in terms of length of forum membership) poster... can't remember who. Smiley Happy


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Message 13 of 13
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