Walmart TU FICO

[bichonmom]

I rec'd my Walmart card and signed up for the TU FICO. My score was 4 points less than it was here on myFICO back in June, which is probably true since my EQ FICO also dropped a bit as well.

I was wondering how often it is updated on Walmart's website. For example, if I log in next week, will it pull a revised score? How often will it update and how will I know when it has updated?

Thanks!

[Anonymous]

once a month, around the middle of each month.

[Holly1221]

It will only update around the 10th of the month.  I read somewhere on here that it uses a newer TU version so score may be different than your TU on here.  Mine is higher on Walmart site by 16 points.

[toytoy]

Bichonmom,

Walmart TU uses TU08 while myfico uses TU04 that is probably why there is a discrepancy. Also they update your score by the 10th business day of every month. So your score will be updated by 12/14.

[Guava]

When you check your score on Walmart website, it'll say "As of [date], your FICO score is", so you'll know whether the score is current.

Walmart updates the score on the 10th business of the month, since you checked your score already, you'll have to wait around middle of next month for the next refresh.

[fused]

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@toytoy wrote:

Bichonmom,

Walmart TU uses TU08 while myfico uses TU04 that is probably why there is a discrepancy. Also they update your score by the 10th business day of every month. So your score will be updated by 12/14.

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Actually, the score we buy here is a TU98 score.

[bichonmom]

Thanks, everyone. I'm looking forward to getting my TU Fico every month!

[fused]

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@bichonmom wrote:

Thanks, everyone. I'm looking forward to getting my TU Fico every month!

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Its great to receive a free FICO score, isn't it?

[Anonymous]

If you are interested (and not to thread jack) digital federal credit union provides it's members their equifax fico score. It's a hard pull on eq to join and it requires the join ing of an organization (many to choose from) to gain eligibality.

[toytoy]

Lol oops. Sorry