03-09-2012 09:38 PM
up 6 points to 720 yeah! just wondering when myfico EQ scorewatch is going to give me some love!
03-09-2012 09:44 PM
Yeah! Up 9pts to 813. Nice
03-09-2012 09:53 PM
Thanks for the thread! Up 4 points to 742!!
03-09-2012 11:36 PM
03-10-2012 12:31 AM
Bummer. Dropped 22 points because of my Navy card reporting a balance this month! At least I know it will bounce back next month.
03-10-2012 12:56 AM
741 held back from new inqs for CLI (USAA, AMEX, Alliant- the 1st 2 granted) and cluster of accounts less than 18 months old (NFCU, Walmart Dicover, Pen Fed) Re-opened Walmart cc after closing one a few years ago (prior ro when it offered a free TU '08 monthly.) Second key factor affecting score: The remaining balance on your installment loans is too high-this formula seems to punish more for recent pattern of slow pay on installment loan (SL) though recently paid off a 36 months 5.99 APR signature loan in 4 months.
03-10-2012 02:20 AM
Up 50 points from 632!!!!! HAPPY DANCE!!!!
(I'd imagine is it at or above 700 because Barclays and another account did not report an update yet!
03-10-2012 08:54 AM
Up one point - 650.
DH up 6 points - 653.
An increase is an increase anyday! Congrats!
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.