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03-09-2012 09:38 PM
up 6 points to 720 yeah! just wondering when myfico EQ scorewatch is going to give me some love!
03-09-2012 09:44 PM
Yeah! Up 9pts to 813. Nice
03-09-2012 09:53 PM
Thanks for the thread! Up 4 points to 742!!
03-09-2012 11:36 PM
03-10-2012 12:31 AM
Bummer. Dropped 22 points because of my Navy card reporting a balance this month! At least I know it will bounce back next month.
03-10-2012 12:56 AM
741 held back from new inqs for CLI (USAA, AMEX, Alliant- the 1st 2 granted) and cluster of accounts less than 18 months old (NFCU, Walmart Dicover, Pen Fed) Re-opened Walmart cc after closing one a few years ago (prior ro when it offered a free TU '08 monthly.) Second key factor affecting score: The remaining balance on your installment loans is too high-this formula seems to punish more for recent pattern of slow pay on installment loan (SL) though recently paid off a 36 months 5.99 APR signature loan in 4 months.
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