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Walmart TU scores are updated

Valued Contributor

Walmart TU scores are updated

 

up 6 points to 720 yeah!   just wondering when myfico EQ scorewatch is going to give me some love! 

 

 

Cards: Chase Southwest 20k & CSR 10k & CSP 10k & Freedom 6.6k & Amtrak/Freedom 4.6k, FNBO DISC 25.1k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 10k, Paypal Extras MC 7.5k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5.9k, Walmart 10k, Citi Simplicity 9k, Discover IT 16k and a nice stack of store cards.
Last APP/HP 5/15/2017 Marcus Loan. 30k
Message 1 of 41
40 REPLIES
Community Leader
Valued Contributor

Re: Walmart TU scores are updated

Yeah!  Up 9pts to 813.  Nice  Smiley Happy


Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSR 20.5K, TotalRewards 25K, QuickSilver 20K

Message 2 of 41
Established Contributor

Re: Walmart TU scores are updated

Thanks for the thread! Up 4 points to 742!!


Starting Score (08/11/11): TU08: 643
Current Score: TU08: 741
Goal Score: Stay in the 700s; keep reports clean


Take the FICO Fitness Challenge
Message 3 of 41
Valued Member

Re: Walmart TU scores are updated

Up 7pts to 737. Woot! Can't wait until BK is off in May.


Starting Score: 10-2011 TU-08 FICO 725 (Walmart) / EQ FICO 683 (MyFICO)
Current Score: 10-2015 TU 780 / EQ 802 / EX 784 [Mortgage app]
Message 4 of 41
New Contributor

Re: Walmart TU scores are updated

I went up 13 points. I guess paying one cc in full helped a lot. But this site helped the most. Thanks everyone.

Message 5 of 41
Senior Contributor

Re: Walmart TU scores are updated

Bummer. Dropped 22 points because of my Navy card reporting a balance this month! At least I know it will bounce back next month. Smiley Sad

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 6 of 41
Senior Contributor

Re: Walmart TU scores are updated

741 held back from new inqs for CLI (USAA, AMEX, Alliant- the 1st 2 granted) and cluster of accounts less than 18 months old (NFCU, Walmart Dicover, Pen Fed) Re-opened Walmart cc after closing one a few years ago (prior ro when it offered a free TU '08 monthly.) Second key factor affecting score: The remaining balance on your installment loans is too high-this formula seems to punish more for recent pattern of slow pay on installment loan (SL) though recently paid off a 36 months 5.99 APR signature loan in 4 months.

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 7 of 41
Mega Contributor

Re: Walmart TU scores are updated

tu fico.PNG

 

Up  50 points from 632!!!!! HAPPY DANCE!!!!

 

(I'd imagine is it at or above 700 because Barclays and another account did not report an update yet!




EQ FICO 548 3/3/16
Message 8 of 41
Senior Contributor

Re: Walmart TU scores are updated

Up one point - 650.

 

DH up 6 points - 653.

 

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Message 9 of 41
Highlighted
Mega Contributor

Re: Walmart TU scores are updated


Booner72 wrote:

Up one point - 650.

 

DH up 6 points - 653.

 


An increase is an increase anyday! Congrats!




EQ FICO 548 3/3/16
Message 10 of 41