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Valued Contributor
android01
Posts: 1,110
Registered: ‎09-22-2009

Re: Walmart TU scores are updated

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‎03-10-2012 09:25 AM

Still stuck at 805. 

EQ FICO - Beacon 5.0 - 817- 5/4/13
TU FICO - TU98 - 803- 5/4/13
TU FICO - TU08 - 845 - 5/13/13
EX FICO - Fair Isaac v2 - 839 - 5/11/13
Message 11 of 41 (264 Views)
 
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Mega Contributor
LS2982
Posts: 14,344
Registered: ‎04-09-2011

Re: Walmart TU scores are updated

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‎03-10-2012 09:29 AM

android01 wrote:

Still stuck at 805. 

I'd love to be stuck there :smileyhappy:



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 721 5/16/2013
Message 12 of 41 (256 Views)
 
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Frequent Contributor
Hammer23
Posts: 339
Registered: ‎01-21-2012

Re: Walmart TU scores are updated

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‎03-10-2012 09:35 AM

648-661... Hopefully another large increase next month! 

Starting Score: 650
Current Score: TU 684 / EX 671 / EQ 624- Lender Pull
Goal Score: 725

Take the FICO Fitness Challenge

Message 13 of 41 (249 Views)
 
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Valued Contributor
android01
Posts: 1,110
Registered: ‎09-22-2009

Re: Walmart TU scores are updated

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‎03-10-2012 09:53 AM

LS2982 wrote:
android01 wrote:

Still stuck at 805. 

I'd love to be stuck there :smileyhappy:

Keep up your current course of action and you'll be stuck there sooner than you think! :smileyhappy:

EQ FICO - Beacon 5.0 - 817- 5/4/13
TU FICO - TU98 - 803- 5/4/13
TU FICO - TU08 - 845 - 5/13/13
EX FICO - Fair Isaac v2 - 839 - 5/11/13
Message 14 of 41 (244 Views)
 
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Regular Contributor
suebee123
Posts: 217
Registered: ‎11-13-2011

Re: Walmart TU scores are updated

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‎03-10-2012 10:08 AM

Down 3 pts from 690 to 687.   It says I'm making heavy use of available credit????huh???   I have 5% utilization on my open credit cards.  This version must count closed accounts that still have a balance on them?  Anyone know the answer? 

 

 

Current: EQ Fico (698), EX Fico AMX (675) TU Fico Walmart (709) MyFico TU (708) Vantage: TU 803, EX 777, EQ 789
Goal: 700+ across the board.
Message 15 of 41 (235 Views)
 
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Moderator Emeritus
MarineVietVet
Posts: 14,084
Registered: ‎07-14-2009

Re: Walmart TU scores are updated

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‎03-10-2012 10:13 AM

suebee123 wrote:

Down 3 pts from 690 to 687.   It says I'm making heavy use of available credit????huh???   I have 5% utilization on my open credit cards.  This version must count closed accounts that still have a balance on them?  Anyone know the answer? 

 

 

All versions will calculate utilization on closed cards IF both the credit limit and balance are being reported. If either of these is missing then the account is not factored into utilization.

Message 16 of 41 (231 Views)
 
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Mega Contributor
LS2982
Posts: 14,344
Registered: ‎04-09-2011

Re: Walmart TU scores are updated

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‎03-10-2012 10:37 AM

MarineVietVet wrote:
suebee123 wrote:

Down 3 pts from 690 to 687.   It says I'm making heavy use of available credit????huh???   I have 5% utilization on my open credit cards.  This version must count closed accounts that still have a balance on them?  Anyone know the answer? 

 

 

All versions will calculate utilization on closed cards IF both the credit limit and balance are being reported. If either of these is missing then the account is not factored into utilization.

+1



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 721 5/16/2013
Message 17 of 41 (220 Views)
 
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Frequent Contributor
digitaldiva
Posts: 320
Registered: ‎03-09-2011

Re: Walmart TU scores are updated

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‎03-10-2012 10:46 AM

 

WTH?!?!  Mine dropped 19 points!!!  No new accounts opened, no apps since Dec '11...I have no idea why my score dropped so much!!  :smileysad:

Enjoying your freedom? Thank a servicemember and their family!!!
Message 18 of 41 (214 Views)
 
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Established Contributor
TNTransplant
Posts: 685
Registered: ‎01-03-2012

Re: Walmart TU scores are updated

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‎03-10-2012 11:22 AM

Mine increased from 692 to 699 - so close to being my first score to break the 700 barrier!

 

Maybe next month?:smileymad:

Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:May 2013: EQ - 749, TU08 - 753, EX - 741 (Amex 4/13)
Goal Score: 760 on each by 12/31/13, Last app - 4/1/13

Take the 2013 FICO Fitness Challenge
Message 19 of 41 (205 Views)
 
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Mega Contributor
LS2982
Posts: 14,344
Registered: ‎04-09-2011

Re: Walmart TU scores are updated

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‎03-10-2012 12:47 PM

TNTransplant wrote:

Mine increased from 692 to 699 - so close to being my first score to break the 700 barrier!

 

Maybe next month?:smileymad:

Thats just teasing right there, my EX FAKO did that to me for 2 months, just sat at 699 :smileymad:



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 721 5/16/2013
Message 20 of 41 (191 Views)
 
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